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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 105 daysPrice drop · $50,000 off (-4.5%)

    10 Catherine Street

    Loretto·Adjala-Tosorontio, ON·L0G 1L0·Near John St & Catherine St

    • 4 beds
    Adjala-Tosorontio real estate›N12930922
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Set on .76 of an acre in Loretto, this exceptional property offers approximately 2,566 sq ft of thoughtfully designed living space, blending modern comfort, privacy, and versatility just outside the GTA. A soaring cathedral-ceiling entry creates an immediate sense of space and light, leading into a beautifully renovated kitchen with timeless finishes and seamless flow into the dining and living areas, perfect for both everyday living and elevated entertaining. A west-facing breakfast area opens onto a spacious deck, offering peaceful views and golden sunsets over your private backyard. What truly sets this property apart is its rare flexibility. A professionally finished ~700 sq ft separate space with in-floor heating provides endless possibilities-ideal for a private office, studio, wellness space, home-based business, or potential income-generating suite. The walk-out basement further enhances the home's versatility, offering excellent potential for a private in-law suite, rental opportunity, or additional living space. Surrounded by nature, this property offers privacy, outdoor space, and a relaxed country lifestyle, with zoning that allows for small-scale backyard homesteading, including keeping chickens. Located just minutes from Tottenham, Hockley Valley, and Bolton, with convenient access to the GTA. A home that adapts to your life, offering space, freedom, and opportunity.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 9, 2026Price reducedCurrentReduced$1,049,000−$50,000 (4.5%)N12930922This page
    Mar 27, 2026ListedCurrentFor sale$1,099,000 —N12930922This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 10 Catherine Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $5,153
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $418
    0.48% mill rate · ON
    The market

    How this home sits in the Adjala-Tosorontio market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Adjala-Tosorontio market right now

    Average sold price, days on market, and closed-transaction count for Adjala-Tosorontio — sourced from MLS®.

    • Avg sold price
      $1,026,035
      Last 30 days
    • Median sold price
      $912,500
      Middle of the market
    • Days on market
      55 d
      Avg from list to close
    • Closed last 30d
      48
      MLS® transactions
    Full Adjala-Tosorontio market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 10 Catherine Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 10 Catherine Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 10 Catherine Street listed for?

      10 Catherine Street is listed at $1,049,000 on the MLS® (listing N12930922). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 10 Catherine Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 1100-1500 sqft
  3. Detached
  4. .50-1.99 ac lot
  5. Asking
    $1,049,000
    $0 / sqft · MLS® N12930922
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,210,721
    $1,113,864Confidence range$1,307,579
    Asking vs estimate
    ↓below
    −$161,721
    (-13.4%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Adjala-Tosorontio sell in about 55 days — this one has been listed 105 days.

    Avg sold price
    $1,026,035
    Median sold
    $912,500
    Avg days on market
    55
    Recently sold
    48
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    • A west-facing breakfast area opens onto a spacious deck, offering peaceful views and golden sunsets over your private backyard.
    • The walk-out basement further enhances the home's versatility, offering excellent potential for a private in-law suite, rental opportunity, or additional living space.
    • Surrounded by nature, this property offers privacy, outdoor space, and a relaxed country lifestyle, with zoning that allows for small-scale backyard homesteading, including keeping chickens.
    • A home that adapts to your life, offering space, freedom, and opportunity.
    Ask Zara a follow-up
    Septic
  7. Parking & garage

    3
    Garage
    None
    Parking spaces
    8
    Driveway
    Private Double
  8. Interior

    5
    Basement
    Finished with Walk-Out
    Family room
    Y
    Kitchens
    1
    Total rooms
    7
    Laundry level
    Lower Level
  9. Exterior & construction

    4
    Exterior
    Brick
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block
    Pool
    None
  10. Listing & possession

    3
    Occupancy
    TBD
    Property style
    Sidesplit 3
    Property class
    Detached
  11. Combined estimate
    $5,571
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $5,153
    /mo
    based on the purchase price of $1,049,000
    $209,800 cash
    $839,200 financed
    $706,827 total interest
    Monthly payment$5,153/ month
    Principal54%$839,200
    Interest46%$706,827

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Adjala-Tosorontio

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 2696 Concession Rd 3
      Sold
      Sign in for price
      2696 Concession Rd 3
      Detached
    • 7688 Sideroad 5
      Sold
      Sign in for price
      7688 Sideroad 5
      Detached
    • 48 Deer Lane
      Sold
      Sign in for price
      48 Deer Lane
      Detached
    • 6988 Con Rd 4 Road
      Sold
      Sign in for price
      6988 Con Rd 4 Road
      Detached
    • 4912 Concession Rd 3 Road
      Sold
      Sign in for price
      4912 Concession Rd 3 Road
      Detached
    • 8753 5th Side Road
      Sold
      Sign in for price
      8753 5th Side Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    10 Catherine StreetThis home4 / 311,001,500$1,049,000ask———
    2696 Concession Rd 33 / 42,500—
    7688 Sideroad 53 / 32,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Adjala-Tosorontio

    Active listings within ±20% of this asking price.

    • 14 Tioga Boulevard
      $949,000
      14 Tioga Boulevard
      Detached 3 4
    • 76 Bluebird Avenue
      $1,249,990
      76 Bluebird Avenue
      Detached 5 4
    • 16 Brian Crescent
      $869,900
      16 Brian Crescent
      Detached 3 4
    • 9199 Highway 89
      $849,000
      9199 Highway 89
      Detached 6 3
    • 2 Hawthorns Gardens
      $1,249,000
      2 Hawthorns Gardens
      Detached 4 4
    • 59 Forest Hill Drive
      $899,900
      59 Forest Hill Drive
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  12. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  13. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  14. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  15. Public listing courtesy of COLDWELL BANKER RONAN REALTY · displayed on Summitly per MLS® data-share rules

    10 Catherine Street is a 4-bedroom, 3-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  16. When was 10 Catherine Street built?

    The year built for 10 Catherine Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  17. What is the property tax for 10 Catherine Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 10 Catherine Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  18. How much would the monthly mortgage be on 10 Catherine Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,049,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  19. Has 10 Catherine Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 10 Catherine Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  20. What neighbourhood is 10 Catherine Street in?

    10 Catherine Street is in Loretto, Adjala-Tosorontio. The 'Neighbourhood' section below links to the live Adjala-Tosorontio real estate hub with average sold price, days on market, and current inventory.

  21. Is Adjala-Tosorontio a good place to live?

    Adjala-Tosorontio is one of ON's actively-tracked Summitly markets. The full Adjala-Tosorontio real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  22. 48 Deer Lane
    3 / 3
    2,000
    —
    6988 Con Rd 4 Road3 / 1700—
    4912 Concession Rd 3 Road3 / 41,500—
    8753 5th Side Road4 / 21,500—