My Home · free for homeowners
Track your home's value and equity in Ontario
Search your address to see an automated estimate of your home's current market value, based on recent nearby MLS® sales, with a low–high range when the data supports one. Save the home to a free Summitly account to follow its estimate over time, see how it compares with what you paid, and estimate your equity by adding your mortgage balance. If you opt in, we email you a monthly home report and a value alert when the estimate moves by more than the threshold you set. Estimates are not appraisals.
- Free, no obligation to sell
- See our Privacy Policy for how we handle your mortgage details
- Email updates only if you opt in
What you'll see for your home
- An automated value estimateFrom recent nearby MLS® sales, with a low–high range when the data supports one.
- Your value, month by monthA chart and a table you can download, and the change since you bought.
- Equity and your renewal dateAdd your balance and renewal month. Only you see them.
- Your neighbourhoodWhat's selling and listing around you, and when buyers are most active.
- Alerts you chooseA monthly report and a value alert, only if you turn them on.
Everything in one place
Your home's full picture in one place
AI home value estimate
An automated estimate of today's market value, based on recent nearby MLS® sales, with a low–high range when the data supports one.
Value over time
Save your home to follow its estimate over time and compare it with what you paid.
Neighbourhood sales
Recent nearby sales and active listings, so you can see what's moving around you.
Equity & sell tools
Estimate your equity from your mortgage balance, and see your likely net proceeds if you sold.
Property tax assessment vs market value: your MPAC assessment values your home for property tax as of a legislated valuation date; for 2026 taxes, that date remains January 1, 2016, so it often differs from what it would sell for today; a market-value estimate uses recent sales instead. How our estimates work
How it works
How tracking your home value works
1. Find your home
Search your address and pick it from the suggestions.
2. See your estimate
Estimated value, nearby sales and, once you add your mortgage balance, your estimated equity.
3. Stay informed (optional)
Save the home and opt in to email updates: a monthly home report and an alert when the estimate moves past a threshold you set.
Meet Zara
Zara · AI virtual agentYour home's AI concierge — ask her anything
Value, equity, the right time to sell, what a renovation would add — Zara answers using recent MLS® data. Zara is an AI virtual agent: for decisions, confirm the numbers with a licensed agent.
Why Summitly
Not just a number — a smarter way to own
Zara, your AI virtual agent
Ask questions about your home's estimate, equity or selling costs and get an explanation, not just a number.
MLS®-based estimates
Automated estimates built from recent MLS® sales near you — a starting point you can review with a local agent.
A real, licensed brokerage
Backed by a RECO-registered brokerage with licensed agents when you're ready to act — not just a data tool.
Tools that go further
Equity, mortgage, rental and renovation tools, plus optional email updates about your saved home.
Free home value estimate
See what your home is worth today
An AI value estimate for your address, free and with no obligation. Save your home to follow it over time, and Zara's there if you have questions.
FAQ
Homeowner questions, answered
How is my home's value estimated?
The estimate is automated: it compares your home's details with recent comparable MLS® sales nearby and shows a low–high range when the data supports one. It isn't an appraisal and can't see your home's condition or upgrades. For a figure you can price from, a local agent can prepare a comparative market analysis.
Is it free to track my home's value?
Yes. Searching your address and seeing its estimate is free, with no obligation to sell. To keep following it over time, save the home to a free Summitly account.
How do I see my home equity?
Open your saved home and enter your mortgage balance. The dashboard estimates your equity as the home's current estimated value minus what you owe. Because the value is an estimate, treat the equity figure as a guide when planning a refinance, renovation or sale.
How often will I hear about my home's value?
Only if you opt in. With email updates on for a saved home, you get a monthly home report, and you can set a value alert that emails you when the estimate moves by more than a percentage you choose. You can turn either off from any email or from your dashboard.
Is my MPAC property assessment the same as my home's market value?
No. MPAC assesses Ontario properties for property tax as of a legislated valuation date, so the assessed value often differs from what your home would sell for today. A market-value estimate is based on recent sales instead.
Can Zara help me decide whether to sell?
Zara, Summitly's AI virtual agent, can walk you through your estimate, equity, likely net proceeds and what a renovation might add, using your home's data. For pricing advice before you list, a licensed local agent can review your home in person.
Built on MLS® sales data · backed by a RECO-registered brokerage
Updated October 7, 2026 · Coldwell Banker Summit Realty, Brokerage
Reviewed by Waqar Afzal, Broker of Record ·
Brokerage services, representation, fees and disclosures. Mortgage, tax and legal information links to official sources and requires advice from the appropriate professional.
Your assessment and estimate
For the 2026 tax year, MPAC assessments still use January 1, 2016 values. They differ from an estimate of today’s sale price.
Official sourceTrack your properties
Use a free account to save your properties and follow their estimated values.
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