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Real answers to 662+ questions about buying, selling, renting, mortgages, pre-construction, and investing in Ontario — or ask Zara anything, 24/7.
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Zara answers anything about Ontario real estate instantly — in plain language, 50+ languages, 24/7. No searching required.
“How much is land transfer tax on an $800K Toronto home?”
Zara: Roughly $20,950 combined (provincial + Toronto municipal) before first-time-buyer rebates…
Buying a Home
The process, deposits, conditions, first-time programs, and closing costs.
BrowseSelling a Home
Pricing, valuation, staging, marketing, commissions, and closing.
BrowseMortgages & Financing
Pre-approval, fixed vs variable, the stress test, renewals, and HELOCs.
BrowseRenting
Applying, your rights, deposits, breaking a lease, and finding a place.
BrowseLandlords & Leasing
Screening, the standard lease, rent increases, notices, and the LTB.
BrowsePre-Construction & Assignments
Buying new builds, deposits, occupancy, and assignment sales.
BrowseReal Estate Investing
Cap rate, cash flow, down payments, and building a portfolio.
BrowseCondos & Fees
Maintenance fees, reserve funds, status certificates, and rules.
BrowseCosts, Taxes & Legal
Land transfer tax, capital gains, lawyers, and what to budget.
BrowseMarket & Neighbourhoods
Prices, trends, rates, and how to read your local market.
BrowseSummitly & Zara
How Summitly works, the Zara AI assistant, pricing, and trust.
BrowseCan't find your answer?
Zara answers anything about Ontario real estate instantly — in 50+ languages, 24/7.
