Ontario Real Estate: Homes for Sale, Rentals & Sold Prices

Soon. My direct phone line is coming soon. Today you can speak with me right in your browser or chat with me, 24/7: I pull live MLS® listings, run valuations and request viewings for you. Want a call now? Leave your number in "Call Zara" and our team will call you back, or call our main line at (905) 553-8500 to reach a licensed agent.

Yes. I keep context across sessions — the homes you saved, the neighbourhoods you keep coming back to, the budget range you mentioned last week. The next answer is always sharper than the last because I'm not starting from zero.

Nothing. Search, chat or speak with me, run home valuations and track properties for free; you only need a free account to see sold prices. Tenants pay $49 + HST (valid 12 months) only when they want to apply to a landlord. Landlords pay nothing to list and only ½ month + HST commission when a lease signs.

No — I take the busywork off them. I handle the search, the comps, the listing summaries, the back-and-forth scheduling. Your Coldwell Banker Summit Realty agent still negotiates, advises, and closes.

Yes. I search Ontario listings from the TRREB MLS® System, which reach well beyond Toronto, and Summitly has city pages across Ontario plus pre-construction projects. Our brokerage is a Coldwell Banker franchise, so we can refer clients moving in or out of the province.

MLS listings come from the public MLS feed. Summitly Exclusives are off-market homes and rentals listed directly with us by verified owners — they show on the map with a gold badge and often aren't available anywhere else.

Anytime. Ask me and I'll pass your request to Coldwell Banker Summit Realty, and a licensed agent who works in your area will contact you. Or browse "Find a Realtor" and choose one yourself.

Tell me what you want — budget, beds, neighbourhood, schools, commute — by voice or text. I surface matching listings, run valuations on any address, explain comparables in plain language, and book your viewings.

It is built from recent MLS® sales near your home, adjusted for size, type and location, and it shows the comparables it used so you can judge them yourself. Treat it as a starting point for pricing, never as a substitute for a professional appraisal or an agent's in-person assessment.

Commission is negotiated with Coldwell Banker Summit Realty and written into your listing agreement, with the services it covers, before anything starts. In Ontario no regulator or board sets rates, so ask any brokerage for its full fee in writing.

Yes. Your Summit agent coordinates professional photography, optional staging, listing copy, and exposure across MLS plus the Coldwell Banker global network. You approve everything before it goes live.

It depends heavily on city, property type, price and season, so there is no single honest number. Check the current days-on-market figures on your city's market page, and your agent will walk you through a realistic timeline for your specific home.

Interview at least three RECO-registered agents, as RECO recommends. Ask each about recent sales like yours nearby, how they'd price, market or search, and the full fee, then look them up on RECO's public register before you sign anything.

Yes. You and the brokerage agree it in writing; RECO, the government and real estate boards don't set it. It can be a flat fee, a percentage of the price, or both, but never a share of the amount over the list price.

No law requires one. Without one you're self-represented, and the seller's agent can't advise you. A buyer's agent works for you and must show you every home that fits your criteria, whatever commission is offered.

All three show Ontario listings and, after a free sign-in, sold prices. Summitly adds me (an AI virtual agent you can chat or speak with), an instant estimate for any address, transit and intersection pages, and Coldwell Banker Summit Realty's licensed agents. Our comparison pages cite sources for every site.

Tenants pay $49 + HST for automatic identity and income checks, and a pass is valid for 12 months. Landlords see that you're Summitly Verified, not your documents.

Yes. Every match flows into the official Ontario Standard Lease, pre-filled for you to review and e-sign. Read it before you sign, and ask your agent or a lawyer about anything you're unsure of.

Renters see Summitly Exclusives alongside MLS rentals on every map and search results page, with a gold badge that marks them as verified-owner listings.

Tap Apply on any listing. Your Summitly Verified status ($49 + HST, valid 12 months) follows you across every Summitly application, so you only fill out forms once.

A condo, townhouse, or detached home that hasn't been built yet — you buy off floor plans and renderings, lock pricing today, and take occupancy in 12 to 60 months. Deposits are paid in stages (typically 15–20% over the build period).

Developers often release units in stages, offering registered brokers and their clients access before the public launch. Ask a Coldwell Banker Summit Realty agent which upcoming launches they can register you for, and read the agreement and its 10-day cooling-off period carefully before you commit.

Usually, if the builder's agreement allows it — it's called an assignment sale. The new buyer takes over your contract, typically repays your deposits plus any agreed profit, and closes with the builder, paying land transfer tax at that closing. Most builders require their consent and charge a fee, and any profit you make can be taxable, so get legal and tax advice first.

A common 20% schedule is 5% at signing followed by three further 5% payments over the build period. Published schedules vary; a typical total is 15–20% over one to three years before occupancy. The rest is mortgaged at final closing, when the building is registered.

Yes — completely free to post. We only charge ½ month's rent (plus HST) once a verified tenant signs a lease. No success, no fee.

List in 5 minutes, I post to MLS + Summitly Exclusives, verified-tenant applications come in, you review screening reports, pick your tenant, and the Ontario Standard Lease is generated and e-signed in the same flow.

It depends on the rent, the location and the season. Your listing goes to MLS® and Summitly Exclusives, and only verified tenants can apply, so you review complete applications instead of chasing inquiries.

Yes — optional professional photography and light staging are available. I can book a photographer in your area and pull the assets straight into your listing draft.

Yes, through Summitly Property Management, a separate company. Beyond leasing, it handles rent collection, repairs, tenant communications, N-forms and LTB filing support, renewals and monthly statements. Pricing is Essentials 5% of rent collected (min $79 per unit) or Complete 8% (min $149 per unit), plus HST, with 1 point less at 10+ units and 2 points less at 25+.

Rent collection by pre-authorized debit or e-Transfer, repairs coordinated at cost with photos and bids, move-in and move-out inspections, renewals and N1 rent increases, monthly owner statements and a year-end statement, and N-form and LTB filing support, with hearings through a licensed paralegal. Ontario doesn't allow late fees, so there are none.

Yes, from one condo unit to a portfolio. Each unit is priced on its own rent with the same per-unit minimum, and the rate is 1 point less at 10+ units and 2 points less at 25+. All units roll up into one owner portal and one monthly statement.

Send your current management agreement and tenant list. We check your notice period, ask your old manager for the rent ledger, last month's rent deposit records and keys, and tell tenants in writing where to pay. Rent goes into Summitly Property Management's own client account, kept apart from its operating money. Most switches take about 30 days.

A pre-approval comes from a lender, not from me or Summitly. I can estimate what you might afford from your income, debts and down payment. For a real pre-approval, a licensed agent at Mortgage Squad Advisors, our independent mortgage partner, works with lenders for you. Summitly may be compensated for that referral.

Summitly doesn't lend or offer mortgage rates. Where we show rates, they are the lowest purchase rates Mortgage Squad Advisors, an independent mortgage brokerage, tracks from Canadian lenders, with the date they were checked. They are not offers, change often and depend on approval. A licensed Mortgage Squad agent can tell you what you qualify for.

No. Summitly is a real estate brokerage, not a mortgage brokerage. With your consent we refer you to Mortgage Squad Advisors (FSRA Lic. #13737), an independent mortgage brokerage whose licensed agents compare lenders and arrange the mortgage. Summitly may be compensated for the referral. I can explain the rules and run the numbers before you talk to them.

I can explain how renewal, switching lenders and refinancing work, and estimate payments at a different rate. Add your mortgage details in My Home to see your renewal date and equity. To compare offers, a licensed Mortgage Squad agent can review your options; Summitly may be compensated for that referral.