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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 26 days

    102 Albert Street

    Bexley·Kawartha Lakes, ON·K0M 1K0·Near Grandy Road And Highway 35

    • 3 beds
    Kawartha Lakes real estate›X13208096
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Vendor take-back financing available at 0% for two years - terms negotiable based on offer.102 Albert is a west-facing year-round waterfront home directly across the Gull River from Indian Point Provincial Park - 946 hectares of protected Crown land with one of the longest undeveloped shorelines in the Kawartha Lakes. The view across the water is permanent. No future development opposite. Just protected forest and shoreline, sunsets every night. Approximately 225 ft of irregular water frontage wraps the property on a private peninsula with sandy, natural shoreline. The Gull River opens directly to Balsam Lake - the highest point on the Parks Canada-managed Trent-Severn Waterway, with navigable access to Cameron, Sturgeon, Pigeon, and beyond. Approximately 1,796 sqft above grade plus a fully finished lower level. Approx 900+ sqft west-facing patio over the water. The main floor offers three bedrooms (two with cathedral ceilings, one overlooking the water), two updated 3-piece bathrooms with glass walk-in showers, and kitchen with cathedral ceiling and stainless appliances. Hardwood through the principal living spaces. The great room walks out to the huge patio above the river. A separate family room walks straight out to the shore.The fully finished lower level adds a recreation room with wood stove, a dedicated office, a study, and a laundry/utility room - genuine four-season living space. A wet double boathouse holds two fishing boats or one larger boat under cover. A covered front porch and a 2-car tandem attached garage round out the package.Year-round municipal road. Quiet dead-end street. 90 minutes to the GTA. A hidden dog fence included. Suitable as a full-time residence, weekend retreat, or short-term rental.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 28, 2026ListedCurrentFor sale$1,195,000 —X13208096This page
    Dec 5, 2025Previously listedTer$1,250,000 —X12604624View
    Nov 7, 2025Previously listedTer$1,395,000 —X12524448View
    Apr 16, 2025Previously listedExp$1,395,000 —X12090559View
    Dec 7, 2024Previously listedTer$1,598,800 —X11888290View
    Oct 22, 2024Previously listedTer$998,800 —X9505851View
    Jun 24, 2024Previously listedTer$1,498,000 —X8471502View
    Feb 7, 2024Previously listedTer$1,790,000 —X8052128View
    Oct 19, 2022Previously listedExp$2,499,900 —X5801390View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      None
      Fireplaces
      2
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 102 Albert Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Lake Access
    • Lake/Pond
    • Marina
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $5,871
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $319
    0.32% mill rate · ON
    The market

    How this home sits in the Kawartha Lakes market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Kawartha Lakes market right now

    Average sold price, days on market, and closed-transaction count for Kawartha Lakes — sourced from MLS®.

    • Avg sold price
      $673,786
      Last 30 days
    • Median sold price
      $620,000
      Middle of the market
    • Days on market
      43 d
      Avg from list to close
    • Closed last 30d
      337
      MLS® transactions
    Full Kawartha Lakes market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 102 Albert Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 102 Albert Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 102 Albert Street listed for?

      102 Albert Street is listed at $1,195,000 on the MLS® (listing X13208096). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 102 Albert Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1500-2000 sqft
  3. Detached
  4. < .50 ac lot
  5. Asking
    $1,195,000
    $0 / sqft · MLS® X13208096
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $673,786
    $619,883Confidence range$727,689
    Asking vs estimate
    ↑↑well-above
    +$521,214
    (+77.4%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Kawartha Lakes sell in about 43 days — this one has been listed 26 days.

    Avg sold price
    $673,786
    Median sold
    $620,000
    Avg days on market
    43
    Recently sold
    337
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • The view across the water is permanent.
    • Approx 900+ sqft west-facing patio over the water.
    • The main floor offers three bedrooms (two with cathedral ceilings, one overlooking the water), two updated 3-piece bathrooms with glass walk-in showers, and kitchen with cathedral ceiling and stainless appliances.
    • Hardwood through the principal living spaces.
    Ask Zara a follow-up
    Well
    Sewer
    Septic
  7. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    2
    Parking spaces
    6
    Driveway
    Private
  8. Interior

    5
    Basement
    Finished, Full
    Family room
    Y
    Kitchens
    1
    Total rooms
    7
    Laundry level
    Lower Level
  9. Exterior & construction

    6
    Exterior
    Stone
    Roof
    Shingles
    Foundation
    Concrete
    View
    Beach, Water, River
    Waterfront
    Y
    Pool
    None
  10. Lot & land

    3
    Lot dimensions
    238.00 x 0.00 Feet (Irregular)
    Lot features
    Irregular Lot
    Zoning
    HR
  11. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Bungalow-Raised
    Property class
    Detached
  12. Room-by-room · 11 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Kitchen
      stainless steel appl · hardwood floor · cathedral ceiling(s)
      13.9 × 13.9 ft
    • Primary Bedroom
      broadloom · ensuite bath · cathedral ceiling(s)
      14.2 × 10.2 ft
    • Bedroom 2
      cathedral ceiling(s) · pot lights · closet
      14.1 × 8.6 ft
    • Family Room
      hardwood floor · w/o to water · cathedral ceiling(s)
      16.1 × 14.5 ft
    • Dining Room
      w/o to deck · hardwood floor · overlook water
      12.8 × 12.7 ft
    • Bedroom 3
      overlook water · cathedral ceiling(s) · pot lights
      12.2 × 10.5 ft
    • Living Room
      overlook water · hardwood floor · fireplace
      26.5 × 14.5 ft

    Basement level

    4 rooms
    • Office
      pot lights · window · cathedral ceiling(s)
      14.2 × 12.5 ft
    • Laundry
      laundry sink · hardwood floor · cathedral ceiling(s)
      14.2 × 13.6 ft
    • Recreation
      tile ceiling · pot lights · wood stove
      36.7 × 25.3 ft
    • Study
      stainless steel appl · hardwood floor · cathedral ceiling(s)
      15.6 × 14.5 ft
  13. River/Stream
  14. Waterfront
  15. Combined estimate
    $6,190
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $5,871
    /mo
    based on the purchase price of $1,195,000
    $239,000 cash
    $956,000 financed
    $805,203 total interest
    Monthly payment$5,871/ month
    Principal54%$956,000
    Interest46%$805,203

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Kawartha Lakes

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 145 Settlement Road
      Sold
      Sign in for price
      145 Settlement Road
      Detached
    • 33 Laird Drive
      Sold
      Sign in for price
      33 Laird Drive
      Detached
    • 47 South Bayou Road
      Sold
      Sign in for price
      47 South Bayou Road
      Detached
    • 17 Short Street
      Sold
      Sign in for price
      17 Short Street
      Detached
    • 29 Stinsons Bay Road
      Sold
      Sign in for price
      29 Stinsons Bay Road
      Detached
    • 19 Propp Drive
      Sold
      Sign in for price
      19 Propp Drive
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    102 Albert StreetThis home3 / 215,002,000$1,195,000ask———
    145 Settlement Road3 / 31,500—
    33 Laird Drive3 / 31,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Kawartha Lakes

    Active listings within ±20% of this asking price.

    • 287 Snug Harbour Road
      $1,349,000
      287 Snug Harbour Road
      Detached 2 3
    • 505 Eldon Station Road
      $1,179,998
      505 Eldon Station Road
      Detached 5 4
    • 1474 Fleetwood Road
      $1,350,000
      1474 Fleetwood Road
      Detached 2 3
    • 708 Mount Horeb Road
      $1,099,900
      708 Mount Horeb Road
      Detached 3 3
    • 84 Thompson Lane
      $1,149,000
      84 Thompson Lane
      Detached 3 2
    • 66 West Street
      $1,125,000
      66 West Street
      Detached 2 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  16. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  17. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  18. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  19. Public listing courtesy of RE/MAX HALLMARK YORK GROUP REALTY LTD. · displayed on Summitly per MLS® data-share rules

    102 Albert Street is a 3-bedroom, 2-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  20. When was 102 Albert Street built?

    The year built for 102 Albert Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  21. What is the property tax for 102 Albert Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 102 Albert Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  22. How much would the monthly mortgage be on 102 Albert Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,195,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  23. Has 102 Albert Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 102 Albert Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  24. What neighbourhood is 102 Albert Street in?

    102 Albert Street is in Bexley, Kawartha Lakes. The 'Neighbourhood' section below links to the live Kawartha Lakes real estate hub with average sold price, days on market, and current inventory.

  25. Is Kawartha Lakes a good place to live?

    Kawartha Lakes is one of ON's actively-tracked Summitly markets. The full Kawartha Lakes real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  26. 47 South Bayou Road
    2 / 2
    700
    —
    17 Short Street3 / 21,100—
    29 Stinsons Bay Road2 / 21,100—
    19 Propp Drive3 / 11,100—