Available on mobile

Take Summitly with you.

Browse listings, get instant alerts, and talk to your AI concierge — all from your pocket.

Download on theApp StoreGet it onGoogle Play

Weekly market briefing

The smartest move starts here.

Curated listings, price trends, and neighbourhood insights — delivered Sunday morning.

Summitly

Your trusted partner in real estate. We help you find your perfect home, make informed decisions, and connect with expert professionals across Canada.

Explore

Map SearchBrowse ListingsBrowse RentalsSold HomesOpen Houses

Sell & Rent

Sell Your HomeHome ValuationList Your Rental — FreeRental PricingRenting on Summitly

Resources

CalculatorsGet Pre-QualifiedNews & InsightsGuidesBlogAI ConciergeFranchise

Company

AboutContactFind a RealtorCareers — Join SummitlyFAQs
310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

Privacy PolicyTerms of UseCookiesSitemap

Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

    Summitly Logo
    Buy
    Sell
    Rent
    Pre-con
    Meet ZaraMy HomeNews & Insights
    HomeBuySell
    For sale On market 14 days

    102 Bay Road

    Rideau Lakes (South Elmsley) Twp·Rideau Lakes, ON·K0G 1L0·Near Bay Road and Tower Road

      0
    • Vacant Land
    Rideau Lakes real estate›X13268970
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Build your future in one of Lombardy's most sought-after locations. Set on approximately 1 acre along desirable Bay Road, this level building lot offers the perfect opportunity to create the home you've been dreaming of. Enjoy the convenience of being just 12 minutes to Smiths Falls, 17 minutes to Perth, and moments from the charm of Rideau Ferry. Surrounded by some of the area's most loved lakes including Rideau Lake, Bass Lake, and Otter Lake, you'll enjoy easy access to boating, fishing, beaches, restaurants, and year-round recreation while still maintaining a peaceful rural setting. With a paved road, beautiful surroundings, and a location that continues to be highly sought after, this is a rare opportunity to secure a piece of land in an exceptional area. Sale is conditional upon completion of severance, currently in the final stages of approval.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 4, 2026ListedCurrentFor sale$129,900 —X13268970This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Parking & garage

      1
      Driveway
      None
    • Lot & land

      1
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 102 Bay Road
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $638
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $71
    0.66% mill rate · ON
    The market

    How this home sits in the Rideau Lakes market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Rideau Lakes market right now

    Average sold price, days on market, and closed-transaction count for Rideau Lakes — sourced from MLS®.

    • Avg sold price
      $621,404
      Last 30 days
    • Median sold price
      $560,000
      Middle of the market
    • Days on market
      39 d
      Avg from list to close
    • Closed last 30d
      69
      MLS® transactions
    Full Rideau Lakes market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 102 Bay Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 102 Bay Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 102 Bay Road listed for?

      102 Bay Road is listed at $129,900 on the MLS® (listing X13268970). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 102 Bay Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. .50-1.99 ac lot
  2. Asking
    $129,900
    MLS® X13268970
    Chat Zara
  3. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $621,404
    $571,692Confidence range$671,116
    Asking vs estimate
    ↓below
    −$491,504
    (-79.1%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price (limited data on this listing).

    Market analytics

    Homes like this in Rideau Lakes sell in about 39 days — this one has been listed 14 days.

    Avg sold price
    $621,404
    Median sold
    $560,000
    Avg days on market
    39
    Recently sold
    69
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Watch video tour
    Build your future in one of Lombardy's most sought-after locations.
  4. Set on approximately 1 acre along desirable Bay Road, this level building lot offers the perfect opportunity to create the home you've been dreaming of.
  5. Sale is conditional upon completion of severance, currently in the final stages of approval.
  6. Ask Zara a follow-up
    Zoning
    Rural
  7. Listing & possession

    3
    Occupancy
    TBD
    Property style
    Other
    Property class
    Vacant Land
  8. Combined estimate
    $709
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $638
    /mo
    based on the purchase price of $129,900
    $25,980 cash
    $103,920 financed
    $87,528 total interest
    Monthly payment$638/ month
    Principal54%$103,920
    Interest46%$87,528

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

    Comparable vacant lands that just sold in Rideau Lakes

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 384 Big Crosby Lake Road
      Sold
      Sign in for price
      384 Big Crosby Lake Road
      Vacant Land
    • PT LT 4 Blue Heron Lane
      Sold
      Sign in for price
      PT LT 4 Blue Heron Lane
      Vacant Land
    • 00 Otter Lake Road
      Sold
      Sign in for price
      00 Otter Lake Road
      Vacant Land
    • 003 DELTA Road
      Sold
      Sign in for price
      003 DELTA Road
      Vacant Land
    • Part 7 Delta Road
      Sold
      Sign in for price
      Part 7 Delta Road
      Vacant Land
    • 32 Basswood Crescent
      Sold
      Sign in for price
      32 Basswood Crescent
      Vacant Land
    AddressBd / BaSqftSold$/sqft% of askSold
    102 Bay RoadThis home0 / 0—$129,900ask———
    384 Big Crosby Lake Road0 / 0700—
    PT LT 4 Blue Heron Lane0 / 0——
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More vacant lands in Rideau Lakes

    Active listings within ±20% of this asking price.

    • PT3LT18 Isthmus Road
      $154,900
      PT3LT18 Isthmus Road
      Vacant Land
    • PT1LT18 Isthmus Road
      $129,900
      PT1LT18 Isthmus Road
      Vacant Land
    • 00 Golf Club Road
      $149,900
      00 Golf Club Road
      Vacant Land
    • 0 Whites Points Road
      $123,000
      0 Whites Points Road
      Vacant Land
    • 0 Whites Points Road
      $123,000
      0 Whites Points Road
      Vacant Land
    • 376 HIGHWAY 15
      $145,000
      376 HIGHWAY 15
      Vacant Land
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  9. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  10. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  11. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  12. Public listing courtesy of RE/MAX AFFILIATES MARQUIS · displayed on Summitly per MLS® data-share rules

    102 Bay Road is a vacant land at Rideau Lakes, ON. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  13. When was 102 Bay Road built?

    The year built for 102 Bay Road isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  14. What is the property tax for 102 Bay Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 102 Bay Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  15. How much would the monthly mortgage be on 102 Bay Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $129,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  16. Has 102 Bay Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 102 Bay Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  17. What neighbourhood is 102 Bay Road in?

    102 Bay Road is in Rideau Lakes (South Elmsley) Twp, Rideau Lakes. The 'Neighbourhood' section below links to the live Rideau Lakes real estate hub with average sold price, days on market, and current inventory.

  18. Is Rideau Lakes a good place to live?

    Rideau Lakes is one of ON's actively-tracked Summitly markets. The full Rideau Lakes real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  19. 00 Otter Lake Road
    0 / 0
    —
    —
    003 DELTA Road0 / 0——
    Part 7 Delta Road0 / 0——
    32 Basswood Crescent0 / 0——