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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 11 days

    1027 North Pine Drive

    Ridout·Lake of Bays, ON·P0A 1E0·Near Muskoka Road #117 To Paint Lk Rd (Or Brown Brae's Rd) To PINE LANE - Keep Right At Fork Onto "N PINE DR" To Fire Route #1027 (There Is No For Sale Sign)

    Lake of Bays real estate›X13459492
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Charming 3-bedroom Muskoka cottage with coveted western exposure on Chub Lake in Lake of Bays, just minutes from Dorset and Baysville. Nestled on a beautifully treed lot with 115 feet of clean waterfront, the property offers a mix of deep and shallow water entry along a natural rock shoreline, making it ideal for swimmers, boaters, and families of all ages. Spend long summer days on the water and take in breathtaking sunset views from the dock or expansive lakeside deck. Inside, the cottage showcases a bright open-concept design with vaulted ceilings, exposed beams, hardwood floors, and warm pine finishes throughout. Large windows fill the space with natural light while framing picturesque lake views. Recent improvements include an updated kitchen, refreshed bathroom, new electrical panel, rebuilt crib dock, new deck, new water pump, and fresh paint throughout, providing added comfort and peace of mind. Set on a gently elevated point and surrounded by mature trees, the property enjoys exceptional privacy and a true cottage-country setting. Being offered fully furnished and turnkey, including appliances, canoe, and aluminum fishing boat with electric trolling motor, it's ready to be enjoyed from day one. Three well-sized bedrooms and a refreshed 3-piece bathroom provide comfortable accommodations for family and guests. Conveniently located near Crown land, hiking trails, Dorset's Robinson's General Store, the Dorset Lookout Tower, and just 30 minutes from Algonquin Provincial Park. A fantastic opportunity to own a classic Muskoka waterfront cottage with spectacular sunsets, excellent privacy, and an authentic lakeside lifestyle.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 17, 2026ListedCurrentFor sale$615,000 —X13459492This page
    May 5, 2026Previously listedTer$629,000 —X13088446View
    Sep 19, 2025Previously listedExp$649,999 —X12416145View
    May 29, 2025Previously listedTer$669,000 —X12183224View
    Aug 2, 2024Previously listedExp$699,000 —X10437578View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Other
      Air conditioning
      None
      Water source
      Other
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 1027 North Pine Drive
    What's nearby

    Points of interest classified by the MLS® feed.

    • Clear View
    • Lake Access
    • Other
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,021
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $132
    0.26% mill rate · ON
    The market

    How this home sits in the Lake of Bays market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Lake of Bays market right now

    Average sold price, days on market, and closed-transaction count for Lake of Bays — sourced from MLS®.

    • Avg sold price
      $1,070,338
      Last 30 days
    • Median sold price
      $952,000
      Middle of the market
    • Days on market
      78 d
      Avg from list to close
    • Closed last 30d
      34
      MLS® transactions
    Full Lake of Bays market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 1027 North Pine Drive — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 1027 North Pine Drive and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 1027 North Pine Drive listed for?

      1027 North Pine Drive is listed at $615,000 on the MLS® (listing X13459492). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 1027 North Pine Drive have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

    • 3 beds
    • 1 bath
    • 700-1100 sqft
    • Detached
    Asking
    $615,000
    $0 / sqft · MLS® X13459492
    Chat Zara
  1. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,070,338
    $984,711Confidence range$1,155,965
    Asking vs estimate
    ↓below
    −$455,338
    (-42.5%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Lake of Bays sell in about 78 days — this one has been listed 11 days.

    Avg sold price
    $1,070,338
    Median sold
    $952,000
    Avg days on market
    78
    Recently sold
    34
    See comparable sales
    AI highlights by Zara
    • Spend long summer days on the water and take in breathtaking sunset views from the dock or expansive lakeside deck.
    • Inside, the cottage showcases a bright open-concept design with vaulted ceilings, exposed beams, hardwood floors, and warm pine finishes throughout.
    • Large windows fill the space with natural light while framing picturesque lake views.
    • Recent improvements include an updated kitchen, refreshed bathroom, new electrical panel, rebuilt crib dock, new deck, new water pump, and fresh paint throughout, providing added comfort and peace of mind.
    Ask Zara a follow-up
    Septic
  2. Parking & garage

    3
    Garage
    None
    Parking spaces
    3
    Driveway
    3
  3. Interior

    4
    Basement
    None
    Family room
    Y
    Kitchens
    1
    Total rooms
    5
  4. Exterior & construction

    6
    Exterior
    Other, Wood
    Roof
    Shingles
    Foundation
    Piers
    View
    Water
    Waterfront
    Y
    Pool
    None
  5. Lot & land

    1
    Zoning
    WR
  6. Listing & possession

    3
    Occupancy
    Immediate
    Property style
    Bungalow
    Property class
    Detached
  7. Room-by-room · 6 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Bedroom
      9.1 × 5.7 ft
    • Bedroom
      0.0 × 0.0 ft
    • Primary Bedroom
      10.2 × 9.5 ft
    • Living Room
      15.7 × 15.3 ft
    • Bedroom
      9.0 × 8.2 ft
    • Kitchen
      6.8 × 10.4 ft
    Combined estimate
    $3,153
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,021
    /mo
    based on the purchase price of $615,000
    $123,000 cash
    $492,000 financed
    $414,393 total interest
    Monthly payment$3,021/ month
    Principal54%$492,000
    Interest46%$414,393

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Lake of Bays

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 1183 Golf Course Road
      Sold
      Sign in for price
      1183 Golf Course Road
      Detached
    • 1004 Bellwood Lane
      Sold
      Sign in for price
      1004 Bellwood Lane
      Detached
    • 3149 Limberlost Road
      Sold
      Sign in for price
      3149 Limberlost Road
      Detached
    • 1031 Kelly Road
      Sold
      Sign in for price
      1031 Kelly Road
      Detached
    • 1009-2 Arts Road
      Sold
      Sign in for price
      1009-2 Arts Road
      Detached
    • 1091 North Tooke Lake Road
      Sold
      Sign in for price
      1091 North Tooke Lake Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    1027 North Pine DriveThis home3 / 17,001,100$615,000ask———
    1183 Golf Course Road4 / 31,500—
    1004 Bellwood Lane2 / 1700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Lake of Bays

    Active listings within ±20% of this asking price.

    • 1028 South Tooke Lake Road
      $523,000
      1028 South Tooke Lake Road
      Detached 3 1
    • 1030 McCabe Road
      $549,900
      1030 McCabe Road
      Detached 3 1
    • 24 Island A Camp Lake Island
      $689,000
      24 Island A Camp Lake Island
      Detached 3 1
    • 4 Spruce Street
      $699,900
      4 Spruce Street
      Detached 3 2
    • 1106-1 Oxbow Lake Road
      $649,900
      1106-1 Oxbow Lake Road
      Detached 3 2
    • 1003 Kelly Road
      $495,000
      1003 Kelly Road
      Detached 2 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  8. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  9. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  10. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  11. Public listing courtesy of CV Real Estate · displayed on Summitly per MLS® data-share rules

    1027 North Pine Drive is a 3-bedroom, 1-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  12. When was 1027 North Pine Drive built?

    The year built for 1027 North Pine Drive isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  13. What is the property tax for 1027 North Pine Drive?

    The 'Property tax' tab in the History section shows the most recent annual tax for 1027 North Pine Drive plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  14. How much would the monthly mortgage be on 1027 North Pine Drive?

    The affordability calculator on this page shows an estimated monthly mortgage for $615,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  15. Has 1027 North Pine Drive been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 1027 North Pine Drive with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  16. What neighbourhood is 1027 North Pine Drive in?

    1027 North Pine Drive is in Ridout, Lake of Bays. The 'Neighbourhood' section below links to the live Lake of Bays real estate hub with average sold price, days on market, and current inventory.

  17. Is Lake of Bays a good place to live?

    Lake of Bays is one of ON's actively-tracked Summitly markets. The full Lake of Bays real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  18. 3149 Limberlost Road
    2 / 1
    700
    —
    1031 Kelly Road2 / 21,100—
    1009-2 Arts Road3 / 32,000—
    1091 North Tooke Lake Road3 / 1700—