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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 2 days ago

    1035 Cozy Ridge Lane

    Frontenac South·Hartington, ON·K0H 1W0·Near Holleford Road

    • 2 beds
    Hartington real estate›X13422760
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Escape to the peaceful shores of Knowlton Lake with this charming year-round waterfront home. Situated on a private, wooded lot with approximately 300 feet of shoreline, this 2-bedroom,1 -bathroom property offers the perfect blend of comfort, privacy, and outdoor living. The bright, open-concept main floor features a modern kitchen, dining area, cozy family room with propane fireplace, and a renovated 4-piece bath. Upstairs, two spacious bedrooms include one with a private balcony overlooking the lake. Recent updates include a Euro-style kitchen( 2025), heat pump with ductless A/C (2024), steel roof (2023), spray foam insulated crawl space (2022), and Bell Fibre internet. Enjoy the expansive deck, direct water access, and endless opportunities for boating, kayaking, swimming, and fishing. Conveniently located near Hartington and Sydenham, and just 30 minutes from Kingston, this beautiful waterfront retreat is ideal as a cottage getaway or full-time residence.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 8, 2026ListedCurrentFor sale$599,000 —X13422760This page
    Jun 11, 2025Previously listedTer$609,900 —X12213338View
    May 5, 2025Previously listedTer$609,900 —X12124974View
    Oct 15, 2024Previously listedTer$599,900 —X9413209View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Baseboard
      Air conditioning
      Central Air, Wall Unit(s)
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 1035 Cozy Ridge Lane
    What's nearby

    Points of interest classified by the MLS® feed.

    • Waterfront
    • Wooded/Treed
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,943
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $296
    0.59% mill rate · ON
    The market

    How this home sits in the Hartington market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Hartington market right now

    Average sold price, days on market, and closed-transaction count for Hartington — sourced from MLS®.

    • Avg sold price
      $649,850
      Last 30 days
    • Median sold price
      $639,200
      Middle of the market
    • Days on market
      41 d
      Avg from list to close
    • Closed last 30d
      12
      MLS® transactions
    Full Hartington market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 1035 Cozy Ridge Lane — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 1035 Cozy Ridge Lane and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 1035 Cozy Ridge Lane listed for?

      1035 Cozy Ridge Lane is listed at $599,000 on the MLS® (listing X13422760). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 1035 Cozy Ridge Lane have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. < 700 sqft
  3. Detached
  4. Built 16-30
  5. Asking
    $599,000
    $856 / sqft · MLS® X13422760
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $474,391
    $436,439Confidence range$512,342
    Asking vs estimate
    ↑↑well-above
    +$124,609
    (+26.3%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Hartington sell in about 41 days — this one has been listed 2 days.

    Avg sold price
    $649,850
    Median sold
    $639,200
    Avg days on market
    41
    Recently sold
    12
    See comparable sales
    Situated on a private, wooded lot with approximately 300 feet of shoreline, this 2-bedroom,1 -bathroom property offers the perfect blend of comfort, privacy, and outdoor living.
  7. The bright, open-concept main floor features a modern kitchen, dining area, cozy family room with propane fireplace, and a renovated 4-piece bath.
  8. Upstairs, two spacious bedrooms include one with a private balcony overlooking the lake.
  9. Recent updates include a Euro-style kitchen( 2025), heat pump with ductless A/C (2024), steel roof (2023), spray foam insulated crawl space (2022), and Bell Fibre internet.
  10. Ask Zara a follow-up
    Well
    Sewer
    Septic
  11. Parking & garage

    3
    Garage
    None
    Parking spaces
    4
    Driveway
    Private
  12. Interior

    4
    Basement
    Crawl Space
    Family room
    N
    Kitchens
    1
    Total rooms
    6
  13. Exterior & construction

    5
    Exterior
    Vinyl Siding
    Roof
    Metal
    Foundation
    Unknown
    Waterfront
    Y
    Pool
    None
  14. Lot & land

    2
    Year built
    16-30
    Zoning
    RU6
  15. Listing & possession

    3
    Possession
    2026-07-01T00:00:00.000-00:00
    Property style
    2-Storey
    Property class
    Detached
  16. Room-by-room · 6 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    4 rooms
    • Other
      7.4 × 7.1 ft
    • Kitchen
      15.7 × 18.1 ft
    • Bathroom
      11.8 × 11.0 ft
    • Living Room
      15.7 × 11.0 ft

    Second level

    2 rooms
    • Bedroom
      9.7 × 19.0 ft
    • Bedroom
      10.4 × 23.0 ft
    Combined estimate
    $3,239
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,943
    /mo
    based on the purchase price of $599,000
    $119,800 cash
    $479,200 financed
    $403,612 total interest
    Monthly payment$2,943/ month
    Principal54%$479,200
    Interest46%$403,612

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Hartington

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 1130 Storms Lane
      Sold
      Sign in for price
      1130 Storms Lane
      Detached
    • 103 Bittersweet Road
      Sold
      Sign in for price
      103 Bittersweet Road
      Detached
    • 1017 Woods Lane
      Sold
      Sign in for price
      1017 Woods Lane
      Detached
    • 106 BITTERSWEET Road
      Sold
      Sign in for price
      106 BITTERSWEET Road
      Detached
    • 1131 Willy's Lane
      Sold
      Sign in for price
      1131 Willy's Lane
      Detached
    • 104 BITTERSWEET Road
      Sold
      Sign in for price
      104 BITTERSWEET Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    1035 Cozy Ridge LaneThis home2 / 1700$599,000ask$856——
    1130 Storms Lane4 / 42,500—
    103 Bittersweet Road3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Hartington

    Active listings within ±20% of this asking price.

    • 5539 Highway 38
      $569,900
      5539 Highway 38
      Detached 3 1
    • 13 Pheasant Lane
      $699,900
      13 Pheasant Lane
      Detached 3 2
    • 1026 DESERT CREEK Lane
      $549,000
      1026 DESERT CREEK Lane
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of RE/MAX FINEST REALTY INC., BROKERAGE · displayed on Summitly per MLS® data-share rules

    1035 Cozy Ridge Lane is a 2-bedroom, 1-bath, < 700 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 1035 Cozy Ridge Lane built?

    1035 Cozy Ridge Lane was built in 16-30. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 1035 Cozy Ridge Lane?

    The 'Property tax' tab in the History section shows the most recent annual tax for 1035 Cozy Ridge Lane plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 1035 Cozy Ridge Lane?

    The affordability calculator on this page shows an estimated monthly mortgage for $599,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 1035 Cozy Ridge Lane been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 1035 Cozy Ridge Lane with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 1035 Cozy Ridge Lane in?

    1035 Cozy Ridge Lane is in Frontenac South, Hartington. The 'Neighbourhood' section below links to the live Hartington real estate hub with average sold price, days on market, and current inventory.

  26. Is Hartington a good place to live?

    Hartington is one of ON's actively-tracked Summitly markets. The full Hartington real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 1017 Woods Lane
    2 / 1
    700
    —
    106 BITTERSWEET Road3 / 11,100—
    1131 Willy's Lane3 / 01,100—
    104 BITTERSWEET Road3 / 11,100—