Unit 113-5 — 1052 Rat Bay Road
FranklinLake of Bays, ONP0A 1H0Near South Portage Rd
- 3 beds
3 upcoming open houses
Drop in during an open house, or tour online — no appointment needed.
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What this listing tells us
This is a fractional ownership which is a unique and affordable way to own property in Muskoka. You would own one share in the cottage along with 9 other owners. You would be able to use the cottage for 5 weeks of the year: one "core/fixed" week in summer and 4 "floating" weeks during autumn, winter and spring. Some think it is like a time share but there is one big difference: with a fractional interval ownership you actually own a share of the cottage as well as part of the entire resort. The resort property has 300 feet of south facing frontage on Lake of Bays (second largest lake in Muskoka) and 49.5 acres. The Muskokan has 3 spacious bedrooms, two bathrooms and a personal storage locker on the lower level to store a few things when you're not there. The annual maintenance fee covers everything: taxes, hydro, property maintenance (inside and out), furnishings. Nothing for you to do except enjoy your weeks. The ANNUAL fee PER OWNER in 2026 for the Muskokan cottage is $5,677. The weeks for this interval unit in 2026 start(ed) on the following Saturdays: January 24, April 4, May 2, July 25 (core/fixed summer week) and September 19. The core week for this fractional interval is the very popular Week 5, right in the middle of summer. Check-in day for the Muskokan Cottage is on Saturdays after 4 p.m. All cottages are smoke-free and pet-free. There is NO HST on the purchase price. Amenities include: sandy beach, indoor swimming pool, exercise room, meeting room, whirlpool, sauna, games room, tennis/pickleball court, walking trails, skating rink. You can even moor your boat during your boating season weeks. Some owners rent their weeks out to help cover the maintenance fee. If you rent it out yourself you keep all of the rental income. If Blue Water Acres rents it out for you, then you keep 50% of the rental income. Owning an interval at Blue Water Acres also entitles you to use Interval International to trade for weeks at other luxury resorts all around the world.
Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.
Listing, price, and tax history
Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.
| Date | Event | Status | Price | Change | MLS® | View |
|---|---|---|---|---|---|---|
| May 26, 2026 | ListedCurrent | For sale | $74,900 | — | X13173280 | This page |
Inside this property
Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.
Features & systems
Heating, cooling, parking, exterior, lot, possession, and more.
Systems
3- Heating
- Forced Air
- Air conditioning
- Central Air
- Fireplaces
- 1
Getting around, schools & the block
Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.
Points of interest classified by the MLS® feed.
- Beach
- Lake/Pond
- Waterfront
The money — monthly cost, mortgage & return
Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.
Cost of ownership
A monthly snapshot at typical assumptions — personalize the mortgage just below.
How this home sits in the Lake of Bays market
Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.
The Lake of Bays market right now
Average sold price, days on market, and closed-transaction count for Lake of Bays — sourced from MLS®.
- Avg sold price$1,094,266Last 30 days
- Median sold price$952,000Middle of the market
- Days on market78 dAvg from list to close
- Closed last 30d32MLS® transactions
We'll get you into Unit 113-5 — 1052 Rat Bay Road — the seller pays our commission
On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.
$0 to you. The seller pays our fee.
On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.
Property flags & disclosures
An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.
We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at Unit 113-5 — 1052 Rat Bay Road and found nothing flagged. We re-check automatically as new records publish.
Common questions about this property
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How much is Unit 113-5 — 1052 Rat Bay Road listed for?
Unit 113-5 — 1052 Rat Bay Road is listed at $74,900 on the MLS® (listing X13173280). The price refreshes on Summitly within minutes of any MLS® change.
How many bedrooms, bathrooms, and square feet does Unit 113-5 — 1052 Rat Bay Road have?
Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
