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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 32 days

    106 Whites Beach Trail

    Whitewater Region·Westmeath, ON·K0J 2L0·Near Malloy Road

    • 2 beds
    Westmeath real estate›X13414564
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Set on a private, treed lot with 154 feet of Ottawa River frontage, this is a rare opportunity to own a truly special waterfront property. Surrounded by nature, the setting offers a sense of calm and privacy, with uninterrupted river views that carry through every room. Custom-built and thoughtfully designed, this 2-bedroom, 2-bath residence blends modern finishes with historic character. Large windows in nearly every room frame the water, filling the home with natural light and creating a seamless connection to the outdoors. The layout is both functional and inviting, ideal for everyday living or weekend escapes. Each space has been carefully considered to maximize views and privacy. A welcoming foyer with radiant heating underfoot, a separate mudroom with laundry and side door access, a full bath, and a cozy living room. A spacious kitchen featuring an island, stainless appliances, and walk-in pantry, all overlooking the dining room. Upstairs, 2 bedrooms with beautiful river views and the second bathroom. A heated bunkie offers flexible additional space, perfect for guests, a private home office, or quiet retreat. The newly built, oversized heated garage is a standout feature, offering ample room for vehicles, storage, and recreational equipment. For added peace of mind, Generlink is in place, ensuring you are never without power. Located in a quiet community with a general store, arena, school, and post office all within 10 minutes, and 30 minutes to Pembroke for broader amenities and services. Whether you are looking for a full-time home, weekend getaway, or short-term rental investment, this home is turn-key and a natural fit for the Airbnb market. Enjoy morning coffee overlooking the river, afternoons on the water, and evenings unwinding by the fire; this property delivers a lifestyle that is both relaxed and refined. A unique offering that combines privacy, natural beauty, and quality construction. This property has never been affected by flooding.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 8, 2026ListedCurrentFor sale$824,900 —X13414564This page
    Mar 30, 2026Previously listedTer$849,900 —X12934898View
    Jul 8, 2025Previously listedExp$969,900 —X12270952View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Baseboard
      Air conditioning
      Window Unit(s)
      Fireplaces
      2
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 106 Whites Beach Trail
    What's nearby

    Points of interest classified by the MLS® feed.

    • Waterfront
    • River/Stream
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,052
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $380
    0.55% mill rate · ON
    The market

    How this home sits in the Westmeath market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Westmeath market right now

    Average sold price, days on market, and closed-transaction count for Westmeath — sourced from MLS®.

    • Avg sold price
      $546,333
      Last 30 days
    • Median sold price
      $545,000
      Middle of the market
    • Days on market
      39 d
      Avg from list to close
    • Closed last 30d
      6
      MLS® transactions
    Full Westmeath market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 106 Whites Beach Trail — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 106 Whites Beach Trail and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 106 Whites Beach Trail listed for?

      106 Whites Beach Trail is listed at $824,900 on the MLS® (listing X13414564). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 106 Whites Beach Trail have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1500-2000 sqft
  3. Detached
  4. Asking
    $824,900
    $0 / sqft · MLS® X13414564
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $398,823
    $366,917Confidence range$430,729
    Asking vs estimate
    ↑↑well-above
    +$426,077
    (+106.8%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Westmeath sell in about 39 days — this one has been listed 32 days.

    Avg sold price
    $546,333
    Median sold
    $545,000
    Avg days on market
    39
    Recently sold
    6
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Set on a private, treed lot with 154 feet of Ottawa River frontage, this is a rare opportunity to own a truly special waterfront property.
    • Each space has been carefully considered to maximize views and privacy.
    • A spacious kitchen featuring an island, stainless appliances, and walk-in pantry, all overlooking the dining room.
    • Upstairs, 2 bedrooms with beautiful river views and the second bathroom.
    Ask Zara a follow-up
    Well
    Sewer
    Septic
  6. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    6
    Parking spaces
    12
    Driveway
    6
  7. Interior

    5
    Basement
    Unfinished
    Family room
    N
    Kitchens
    1
    Total rooms
    6
    Laundry level
    Main Level
  8. Exterior & construction

    6
    Exterior
    Log, Vinyl Siding
    Roof
    Fibreglass Shingle
    Foundation
    Insulated Concrete Form, Slab, Other
    View
    River, Water, Trees/Woods, Mountain
    Waterfront
    Y
    Pool
    None
  9. Lot & land

    1
    Zoning
    Residential
  10. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    1 1/2 Storey
    Property class
    Detached
  11. Room-by-room · 8 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Foyer
      14.9 × 16.0 ft
    • Kitchen
      combined w/dining · granite counters · w/o to deck
      19.3 × 23.5 ft
    • Laundry
      11.3 × 9.8 ft
    • Bathroom
      3 Pc Bath
      11.1 × 5.0 ft
    • Living Room
      pot lights · w/o to deck · large window
      15.9 × 13.8 ft

    Second level

    3 rooms
    • Bedroom 2
      closet · window · pot lights
      9.5 × 13.8 ft
    • Bathroom
      3 Pc Bath
      6.8 × 3.9 ft
    • Primary Bedroom
      closet · window · pot lights
      9.3 × 13.9 ft
    Combined estimate
    $4,432
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,052
    /mo
    based on the purchase price of $824,900
    $164,980 cash
    $659,920 financed
    $555,826 total interest
    Monthly payment$4,052/ month
    Principal54%$659,920
    Interest46%$555,826

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Westmeath

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 20 RIVERDALE Street
      Sold
      Sign in for price
      20 RIVERDALE Street
      Detached
    • 354 Greenway Drive
      Sold
      Sign in for price
      354 Greenway Drive
      Detached
    • 8 Hamish Trail
      Sold
      Sign in for price
      8 Hamish Trail
      Detached
    • 22 Creek Street
      Sold
      Sign in for price
      22 Creek Street
      Detached
    • 2110 WESTMEATH Road
      Sold
      Sign in for price
      2110 WESTMEATH Road
      Detached
    • 164 Coulonge Lake Trail
      Sold
      Sign in for price
      164 Coulonge Lake Trail
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    106 Whites Beach TrailThis home2 / 215,002,000$824,900ask———
    20 RIVERDALE Street3 / 31,500—
    354 Greenway Drive3 / 1700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Westmeath

    Active listings within ±20% of this asking price.

    • 350 Gervais Road
      $699,900
      350 Gervais Road
      Detached 4 2
    • 160 Lacroix Bay Road
      $764,900
      160 Lacroix Bay Road
      Detached 3 2
    • 34 Rapid Road
      $669,900
      34 Rapid Road
      Detached 3 2
    • 1485 Rapid Road
      $679,000
      1485 Rapid Road
      Detached 2 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  12. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  13. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  14. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  15. Public listing courtesy of ENGEL & VOLKERS OTTAWA · displayed on Summitly per MLS® data-share rules

    106 Whites Beach Trail is a 2-bedroom, 2-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  16. When was 106 Whites Beach Trail built?

    The year built for 106 Whites Beach Trail isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  17. What is the property tax for 106 Whites Beach Trail?

    The 'Property tax' tab in the History section shows the most recent annual tax for 106 Whites Beach Trail plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  18. How much would the monthly mortgage be on 106 Whites Beach Trail?

    The affordability calculator on this page shows an estimated monthly mortgage for $824,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  19. Has 106 Whites Beach Trail been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 106 Whites Beach Trail with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  20. What neighbourhood is 106 Whites Beach Trail in?

    106 Whites Beach Trail is in Whitewater Region, Westmeath. The 'Neighbourhood' section below links to the live Westmeath real estate hub with average sold price, days on market, and current inventory.

  21. Is Westmeath a good place to live?

    Westmeath is one of ON's actively-tracked Summitly markets. The full Westmeath real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  22. 8 Hamish Trail
    3 / 2
    1,100
    —
    22 Creek Street3 / 11,100—
    2110 WESTMEATH Road4 / 32,000—
    164 Coulonge Lake Trail3 / 21,100—