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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 32 days

    10689 Kawagama Lake WAO

    Sherborne·Algonquin Highlands, ON·P0A 1E0·Near Kawagama Lake Road and Highway 35

    • 1 bed
    Algonquin Highlands real estate›X13450312
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Brand new oversized septic system! A rare opportunity on Haliburton's largest lake, this water-access property on Kawagama Lake offers exceptional privacy and unbeatable value. Tucked away from the busier parts of the lake, this peaceful retreat is bordered by over 1,000 feet of Crown Land shoreline on one side and with the neighboring cottage out of view on the other. Enjoy breathtaking lake views and unforgettable sun and moon rises. Good dock with deep, clean water that makes for incredible swimming. Kawagama Lake is known for its vast stretches of untouched Crown Land, pristine forests and endless opportunities for boating, fishing, hiking, ATVing, snowmobiling and exploring nature. The cottage itself is in need of some TLC, offering the perfect opportunity to update or renovate to your taste. The structure has "good bones" with recently redone piers and a solid, level floor making it a great starting point for your dream lakeside getaway. If you're looking for a big lake experience at an affordable price with tremendous PRIVACY, adventure and natural beauty, this property checks all the boxes. Water access only but getting there is easy; as we have a boat and would be happy to take you over. The marina not far away. Come and see what Kawagama Lake has to offer! Newly installed septic system (2025).

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 12, 2026ListedCurrentFor sale$425,000 —X13450312This page
    Mar 25, 2026Previously listedExp$425,000 —X12917798View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Other
      Air conditioning
      None
      Water source
      None
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 10689 Kawagama Lake WAO
    What's nearby

    Points of interest classified by the MLS® feed.

    • Marina
    • Waterfront
    • Wooded/Treed
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,088
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $111
    0.31% mill rate · ON
    The market

    How this home sits in the Algonquin Highlands market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Algonquin Highlands market right now

    Average sold price, days on market, and closed-transaction count for Algonquin Highlands — sourced from MLS®.

    • Avg sold price
      $806,838
      Last 30 days
    • Median sold price
      $765,000
      Middle of the market
    • Days on market
      42 d
      Avg from list to close
    • Closed last 30d
      25
      MLS® transactions
    Full Algonquin Highlands market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 10689 Kawagama Lake WAO — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 10689 Kawagama Lake WAO and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 10689 Kawagama Lake WAO listed for?

      10689 Kawagama Lake WAO is listed at $425,000 on the MLS® (listing X13450312). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 10689 Kawagama Lake WAO have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. < 700 sqft
  2. Detached
  3. Asking
    $425,000
    $607 / sqft · MLS® X13450312
    Chat Zara
  4. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $492,171
    $452,797Confidence range$531,545
    Asking vs estimate
    ↓below
    −$67,171
    (-13.6%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 1 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Algonquin Highlands sell in about 42 days — this one has been listed 32 days.

    Avg sold price
    $806,838
    Median sold
    $765,000
    Avg days on market
    42
    Recently sold
    25
    See comparable sales
    • Brand new oversized septic system!
    • Tucked away from the busier parts of the lake, this peaceful retreat is bordered by over 1,000 feet of Crown Land shoreline on one side and with the neighboring cottage out of view on the other.
    • Enjoy breathtaking lake views and unforgettable sun and moon rises.
    • Good dock with deep, clean water that makes for incredible swimming.
    Ask Zara a follow-up
    Other
  5. Parking & garage

    2
    Garage
    None
    Parking spaces
    0
  6. Interior

    4
    Basement
    None
    Family room
    N
    Kitchens
    1
    Total rooms
    4
  7. Exterior & construction

    6
    Exterior
    Wood
    Roof
    Metal
    Foundation
    Piers
    View
    Forest, Hills, Lake, Panoramic, Trees/Woods
    Waterfront
    Y
    Pool
    None
  8. Lot & land

    1
    Zoning
    SR2
  9. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Bungalow
    Property class
    Detached
  10. Combined estimate
    $2,199
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,088
    /mo
    based on the purchase price of $425,000
    $85,000 cash
    $340,000 financed
    $286,369 total interest
    Monthly payment$2,088/ month
    Principal54%$340,000
    Interest46%$286,369

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Algonquin Highlands

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 1100 Captains Lane
      Sold
      Sign in for price
      1100 Captains Lane
      Detached
    • 13603 Raven Lake - East Shore
      Sold
      Sign in for price
      13603 Raven Lake - East Shore
      Detached
    • 1315 NORTH SHORE Road
      Sold
      Sign in for price
      1315 NORTH SHORE Road
      Detached
    • 1111 Jones Road
      Sold
      Sign in for price
      1111 Jones Road
      Detached
    • 16057 Highway 35 Highway
      Sold
      Sign in for price
      16057 Highway 35 Highway
      Detached
    • 1147 Canopy Lane
      Sold
      Sign in for price
      1147 Canopy Lane
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    10689 Kawagama Lake WAOThis home1 / 0700$425,000ask$607——
    1100 Captains Lane3 / 22,000—
    13603 Raven Lake - East Shore3 / 1700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Algonquin Highlands

    Active listings within ±20% of this asking price.

    • 2011 North Shore Road
      $469,000
      2011 North Shore Road
      Detached 2 1
    • 19687 Kawagama North Shore
      $450,000
      19687 Kawagama North Shore
      Detached 2 1
    • 1168 Inspiration Drive
      $449,000
      1168 Inspiration Drive
      Detached 3 1
    • 1628 Boshkung Lake Road
      $449,900
      1628 Boshkung Lake Road
      Detached 2 1
    • 12556 LITTLE HAWK - SOME DAY ISLE
      $449,000
      12556 LITTLE HAWK - SOME DAY ISLE
      Detached 1 1
    • 10167 Little Hawk-West Sho
      $490,000
      10167 Little Hawk-West Sho
      Detached 3 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  11. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  12. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  13. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  14. Public listing courtesy of Forest Hill Real Estate Inc. · displayed on Summitly per MLS® data-share rules

    10689 Kawagama Lake WAO is a 1-bedroom, < 700 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  15. When was 10689 Kawagama Lake WAO built?

    The year built for 10689 Kawagama Lake WAO isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  16. What is the property tax for 10689 Kawagama Lake WAO?

    The 'Property tax' tab in the History section shows the most recent annual tax for 10689 Kawagama Lake WAO plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  17. How much would the monthly mortgage be on 10689 Kawagama Lake WAO?

    The affordability calculator on this page shows an estimated monthly mortgage for $425,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  18. Has 10689 Kawagama Lake WAO been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 10689 Kawagama Lake WAO with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  19. What neighbourhood is 10689 Kawagama Lake WAO in?

    10689 Kawagama Lake WAO is in Sherborne, Algonquin Highlands. The 'Neighbourhood' section below links to the live Algonquin Highlands real estate hub with average sold price, days on market, and current inventory.

  20. Is Algonquin Highlands a good place to live?

    Algonquin Highlands is one of ON's actively-tracked Summitly markets. The full Algonquin Highlands real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  21. 1315 NORTH SHORE Road
    3 / 1
    1,100
    —
    1111 Jones Road3 / 31,500—
    16057 Highway 35 Highway2 / 1700—
    1147 Canopy Lane3 / 31,500—