Available on mobile

Take Summitly with you.

Browse listings, get instant alerts, and talk to your AI concierge — all from your pocket.

Download on theApp StoreGet it onGoogle Play

Weekly market briefing

The smartest move starts here.

Curated listings, price trends, and neighbourhood insights — delivered Sunday morning.

Summitly

Your trusted partner in real estate. We help you find your perfect home, make informed decisions, and connect with expert professionals across Canada.

Coldwell Banker Summit Realty

Explore

Map SearchBrowse ListingsBrowse RentalsSold HomesOpen Houses

Sell & Rent

Sell Your HomeHome ValuationList Your Rental — FreeRental PricingRenting on Summitly

Resources

CalculatorsGet Pre-QualifiedNews & InsightsGuidesBlogAI ConciergeFranchise

Company

AboutContactFind a RealtorCareers — Join SummitlyFAQs
310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

Privacy PolicyTerms of UseCookiesSitemap

Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

    Summitly
    Buy
    Sell
    Rent
    Pre-con
    Meet ZaraMy HomeNews & Insights
    HomeBuySell
    For sale On market 85 days

    107 5th Avenue S

    First Nations, ON·N0H 2G0·Near 10th & 2nd Ave

    • 2 beds
    • 1 bath
    • 0
    First Nations real estate›X11897282
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    This charming waterfront cottage on sandy Sauble Beach offers the classic beachside experience you'll love. A small dune between your lot and the beach gives you privacy from people on the beach and still affords a panoramic view of the waterfront. This home is bright and airy throughout and boasts improvements including updated electrical, renovated kitchen and bathroom, replaced windows, sewage holding tank and sandpoint well were installed in 2017. Insulated walls and ceiling keep the cottage cool in hot weather. The lot has a private sandy sitting area ideal for sipping morning coffee, relaxing during the day, watching the sunsets, and enjoying campfires under the stars to the sound of the waves. Perennial gardens provide privacy on both sides and need watering only by the rain and are very low maintenance. The cottage has 2 bedrooms, 1 bathroom, open concept kitchen / living room, a screened-in porch, a storage shed attached to the cottage, plus a free-standing storage shed. This cottage's serene setting makes it a true escape from hustle bustle yet is just a 10 minute walk to the downtown shops, restaurants and fun. To view this quiet beach oasis on the shores of Lake Huron contact your REALTOR today to arrange your private showing. Located on leased land $9600 lease & $1200 service fee yearly.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Dec 16, 2024ListedCurrentFor sale$390,000 —X11897282This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Baseboard
      Air conditioning
      None
      Water source
      Other
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 107 5th Avenue S
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Campground
    • Golf
    • Lake Access
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $1,916
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $215
    0.66% mill rate · ON
    The market

    How this home sits in the First Nations market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The First Nations market right now

    Average sold price, days on market, and closed-transaction count for First Nations — sourced from MLS®.

    • Avg sold price
      $347,000
      Last 30 days
    • Median sold price
      $347,000
      Middle of the market
    • Days on market
      14 d
      Avg from list to close
    • Closed last 30d
      2
      MLS® transactions
    Full First Nations market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 107 5th Avenue S — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 107 5th Avenue S and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 107 5th Avenue S listed for?

      107 5th Avenue S is listed at $390,000 on the MLS® (listing X11897282). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 107 5th Avenue S have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. Detached
  2. Asking
    $390,000
    MLS® X11897282
    Chat Zara
  3. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $253,310
    $233,045Confidence range$273,575
    Asking vs estimate
    ↑↑well-above
    +$136,690
    (+54.0%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in First Nations sell in about 14 days — this one has been listed 85 days.

    Avg sold price
    $347,000
    Median sold
    $347,000
    Avg days on market
    14
    Recently sold
    2
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    • A small dune between your lot and the beach gives you privacy from people on the beach and still affords a panoramic view of the waterfront.
    • This home is bright and airy throughout and boasts improvements including updated electrical, renovated kitchen and bathroom, replaced windows, sewage holding tank and sandpoint well were installed in 2017.
    • The lot has a private sandy sitting area ideal for sipping morning coffee, relaxing during the day, watching the sunsets, and enjoying campfires under the stars to the sound of the waves.
    • The cottage has 2 bedrooms, 1 bathroom, open concept kitchen / living room, a screened-in porch, a storage shed attached to the cottage, plus a free-standing storage shed.
    Ask Zara a follow-up
    Holding Tank
  4. Parking & garage

    3
    Garage
    None
    Parking spaces
    2
    Driveway
    Private Double
  5. Interior

    4
    Basement
    None
    Family room
    Y
    Kitchens
    1
    Total rooms
    6
  6. Exterior & construction

    6
    Exterior
    Wood , Shingle
    Roof
    Asphalt Shingle
    Foundation
    Piers
    View
    Beach, Lake, Skyline, Water
    Waterfront
    Y
    Pool
    None
  7. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Bungalow
    Property class
    Detached
  8. Room-by-room · 6 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Sunroom
      11.5 × 7.0 ft
    • Bedroom
      7.0 × 7.8 ft
    • Bathroom
      6.8 × 6.8 ft
    • Living Room
      Combined w/Dining
      15.6 × 14.0 ft
    • Bedroom 2
      9.1 × 7.0 ft
    • Kitchen
      8.7 × 8.1 ft
  9. Lake/Pond
  10. Waterfront
  11. Combined estimate
    $2,131
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $1,916
    /mo
    based on the purchase price of $390,000
    $78,000 cash
    $312,000 financed
    $262,786 total interest
    Monthly payment$1,916/ month
    Principal54%$312,000
    Interest46%$262,786

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

    Comparable detacheds that just sold in First Nations

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 337 BRUCE ROAD #13
      Sold
      Sign in for price
      337 BRUCE ROAD #13
      Detached
    • 735 BRUCE ROAD 13
      Sold
      Sign in for price
      735 BRUCE ROAD 13
      Detached
    • 507 BRUCE ROAD 13
      Sold
      Sign in for price
      507 BRUCE ROAD 13
      Detached
    • 793 BRUCE RD 13 Road
      Sold
      Sign in for price
      793 BRUCE RD 13 Road
      Detached
    • 3 WAHBEZEE Drive
      Sold
      Sign in for price
      3 WAHBEZEE Drive
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    107 5th Avenue SThis home2 / 1—$390,000ask———
    337 BRUCE ROAD #133 / 21,100—
    735 BRUCE ROAD 133 / 11,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  12. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  13. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  14. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  15. Public listing courtesy of Royal LePage D C Johnston Realty · displayed on Summitly per MLS® data-share rules

    107 5th Avenue S is a 2-bedroom, 1-bath. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  16. When was 107 5th Avenue S built?

    The year built for 107 5th Avenue S isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  17. What is the property tax for 107 5th Avenue S?

    The 'Property tax' tab in the History section shows the most recent annual tax for 107 5th Avenue S plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  18. How much would the monthly mortgage be on 107 5th Avenue S?

    The affordability calculator on this page shows an estimated monthly mortgage for $390,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  19. Has 107 5th Avenue S been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 107 5th Avenue S with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  20. What neighbourhood is 107 5th Avenue S in?

    107 5th Avenue S is in First Nations, First Nations. The 'Neighbourhood' section below links to the live First Nations real estate hub with average sold price, days on market, and current inventory.

  21. Is First Nations a good place to live?

    First Nations is one of ON's actively-tracked Summitly markets. The full First Nations real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  22. 507 BRUCE ROAD 13
    3 / 1
    —
    —
    793 BRUCE RD 13 Road2 / 1——
    3 WAHBEZEE Drive2 / 1——