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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 5 days ago

    1076 Chester Lane

    Frontenac South·Hartington, ON·K0H 1W0·Near Desert Lake Road, Chester Lane

    • 2 beds
    Hartington real estate›X13488724
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to 1076 Chester Lane! This is a true lakeside retreat tucked away on the sandy shores of Desert Lake in Hartington, Ontario. This incredible property offers the perfect blend of privacy, comfort, and family friendly features, making it the ultimate four season getaway or full time home. Set on a private laneway with breathtaking panoramic views, this beautifully renovated home features two bedrooms on the upper level and has been meticulously updated over the past 25 years. Step inside to find a bright and airy layout that invites the outdoors in, with windows framing sweeping lake views that change with the seasons. Enjoy your own private sandy beach that is perfect for swimming, sunbathing, or simply relaxing by the water's edge. A boathouse sits just beside the beach for easy storage and lakeside convenience, and the private dock is ideal for fishing, diving in, or launching your boat to explore the expansive lake. On just over 2.5 acres, this property also includes a dream detached garage with a fully equipped loft space above, complete with a kitchen and sleeping area that is ideal for guests, extended family, or creating a cozy bunkie getaway. Access to the property is available via the Desert Lake Family Resort or via a private right of way along the water, offering seclusion while still being connected. Whether you're soaking in the hot tub, taking in the sunsets, paddling out for a morning kayak, or gathering with loved ones on the deck, this one of a kind lakeside property delivers everything you need for a life well lived on the water. Don't miss your chance to own a slice of paradise on Desert Lake!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 25, 2026ListedCurrentFor sale$899,900 —X13488724This page
    May 21, 2026Previously listedTer$950,000 —X13154110View
    Jul 22, 2025Previously listedExp$1,100,000 —X12299661View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      None
      Water source
      Other
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 1076 Chester Lane
    What's nearby

    Points of interest classified by the MLS® feed.

    • School Bus Route
    • Park
    • Island
    • Golf
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,421
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $429
    0.57% mill rate · ON
    The market

    How this home sits in the Hartington market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Hartington market right now

    Average sold price, days on market, and closed-transaction count for Hartington — sourced from MLS®.

    • Avg sold price
      $614,830
      Last 30 days
    • Median sold price
      $581,000
      Middle of the market
    • Days on market
      44 d
      Avg from list to close
    • Closed last 30d
      10
      MLS® transactions
    Full Hartington market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 1076 Chester Lane — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 1076 Chester Lane and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 1076 Chester Lane listed for?

      1076 Chester Lane is listed at $899,900 on the MLS® (listing X13488724). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 1076 Chester Lane have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 1100-1500 sqft
  3. Detached
  4. Built 51-99
  5. Asking
    $899,900
    $0 / sqft · MLS® X13488724
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $448,826
    $412,920Confidence range$484,732
    Asking vs estimate
    ↑↑well-above
    +$451,074
    (+100.5%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Hartington sell in about 44 days — this one has been listed 5 days.

    Avg sold price
    $614,830
    Median sold
    $581,000
    Avg days on market
    44
    Recently sold
    10
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    AI highlights by Zara
    • Welcome to 1076 Chester Lane!
    • This is a true lakeside retreat tucked away on the sandy shores of Desert Lake in Hartington, Ontario.
    • Set on a private laneway with breathtaking panoramic views, this beautifully renovated home features two bedrooms on the upper level and has been meticulously updated over the past 25 years.
    • Step inside to find a bright and airy layout that invites the outdoors in, with windows framing sweeping lake views that change with the seasons.
    Ask Zara a follow-up
    Holding Tank
  7. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    2
    Parking spaces
    10
    Driveway
    Lane, Private, Right Of Way
  8. Interior

    5
    Basement
    Crawl Space, Unfinished, Separate Entrance, Walk-Up
    Family room
    N
    Kitchens
    1
    Total rooms
    7
    Laundry level
    Upper Level
  9. Exterior & construction

    6
    Exterior
    Vinyl Siding
    Roof
    Metal
    Foundation
    Block
    View
    Beach, Lake, Panoramic, Trees/Woods, Water
    Waterfront
    Y
    Pool
    None
  10. Lot & land

    2
    Year built
    51-99
    Zoning
    RS - Single family detached on water
  11. Listing & possession

    4
    Possession
    2026-08-03T00:00:00.000-00:00
    Occupancy
    flexible
    Property style
    1 1/2 Storey
    Property class
    Detached
  12. Room-by-room · 7 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Foyer
      8.1 × 6.9 ft
    • Dining Room
      11.7 × 15.0 ft
    • Living Room
      19.3 × 16.7 ft
    • Bathroom
      6.6 × 8.6 ft
    • Kitchen
      7.5 × 15.0 ft

    Second level

    2 rooms
    • Bedroom 2
      15.3 × 13.9 ft
    • Primary Bedroom
      15.7 × 15.2 ft
  13. Beach
  14. Campground
  15. Combined estimate
    $4,850
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,421
    /mo
    based on the purchase price of $899,900
    $179,980 cash
    $719,920 financed
    $606,362 total interest
    Monthly payment$4,421/ month
    Principal54%$719,920
    Interest46%$606,362

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Hartington

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 1017 Woods Lane
      Sold
      Sign in for price
      1017 Woods Lane
      Detached
    • 106 BITTERSWEET Road
      Sold
      Sign in for price
      106 BITTERSWEET Road
      Detached
    • 1131 Willy's Lane
      Sold
      Sign in for price
      1131 Willy's Lane
      Detached
    • 104 BITTERSWEET Road
      Sold
      Sign in for price
      104 BITTERSWEET Road
      Detached
    • 7760 Canoe Lake Road
      Sold
      Sign in for price
      7760 Canoe Lake Road
      Detached
    • 3595 Moore Farm Lane
      Sold
      Sign in for price
      3595 Moore Farm Lane
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    1076 Chester LaneThis home2 / 111,001,500$899,900ask———
    1017 Woods Lane2 / 1700—
    106 BITTERSWEET Road3 / 11,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Hartington

    Active listings within ±20% of this asking price.

    • 1130 Storms Lane
      $999,900
      1130 Storms Lane
      Detached 4 4
    • 2723 Desert Lake Road
      $899,900
      2723 Desert Lake Road
      Detached 1 2
    • 2097 Hambly Lane
      $899,000
      2097 Hambly Lane
      Detached 1 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  16. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  17. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  18. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  19. Public listing courtesy of RE/MAX FINEST REALTY INC., BROKERAGE · displayed on Summitly per MLS® data-share rules

    1076 Chester Lane is a 2-bedroom, 1-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  20. When was 1076 Chester Lane built?

    1076 Chester Lane was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  21. What is the property tax for 1076 Chester Lane?

    The 'Property tax' tab in the History section shows the most recent annual tax for 1076 Chester Lane plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  22. How much would the monthly mortgage be on 1076 Chester Lane?

    The affordability calculator on this page shows an estimated monthly mortgage for $899,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  23. Has 1076 Chester Lane been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 1076 Chester Lane with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  24. What neighbourhood is 1076 Chester Lane in?

    1076 Chester Lane is in Frontenac South, Hartington. The 'Neighbourhood' section below links to the live Hartington real estate hub with average sold price, days on market, and current inventory.

  25. Is Hartington a good place to live?

    Hartington is one of ON's actively-tracked Summitly markets. The full Hartington real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  26. 1131 Willy's Lane
    3 / 0
    1,100
    —
    104 BITTERSWEET Road3 / 11,100—
    7760 Canoe Lake Road1 / 1700—
    3595 Moore Farm Lane3 / 32,500—