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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 75 daysPrice drop · $25,000 off (-3.6%)

    108 Queenston Street

    E. Chester·St. Catharines, ON·L2R 2Z3·Near Page St & Queenston St

    • 6 beds
    St. Catharines real estate›X12965296
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Prime turnkey investment opportunity in a highly desirable central St. Catharines location, situated in the vibrant Queenston neighbourhood. This fully tenanted fourplex offers immediate, reliable cash flow with a total monthly rental income of $4,930 (Unit 1: $1,250; Unit 2: $1,280; Unit 3: $1,100; Unit 4: $1,300). The property features four fully renovated, self-contained units, each with a separate entrance, including a spacious 2-bedroom basement suite. Extensively updated throughout, with improvements including newer wiring, plumbing, windows, and siding, along with durable laminate and ceramic flooring. All four units are equipped with updated 4-piece bathrooms finished in ceramic tile. Each unit offers a bright, functional eat-in kitchen with updated cabinetry and countertops, while select units benefit from the added convenience of in-suite laundry. Separately metered for efficiency and ease of management, this property is ideally positioned within walking distance to public transit, schools, local shops, and dining, with quick access to the QEW and major commuting routes. An excellent opportunity for investors seeking a well-maintained, income-generating asset in a growing and accessible location. Some photos have been virtually staged.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 20, 2026Price reducedCurrentReduced$674,900−$25,000 (3.6%)X12965296This page
    Apr 7, 2026ListedCurrentFor sale$699,900 —X12965296This page
    Dec 31, 2025SoldSold$1,280−$70 (5.2%)X12324318View
    Dec 16, 2025SoldSold$1,250 unchangedX12371642View
    Dec 3, 2025Previously listedTer$699,900 —X12600926View
    Aug 30, 2025Previously listedLsd$1,250 —X12371642View
    Aug 5, 2025Previously listedLsd$1,350 —X12324318View
    Jul 22, 2025SoldSold$1,300 unchangedX12217404View
    Jun 12, 2025Previously listedLsd$1,300 —X12217404View
    May 6, 2025Previously listedTer$1,500 —X12128736View
    Mar 3, 2025Previously listedTer$1,300 —X12000377View
    Feb 5, 2025Previously listedExp$1,650 —X11957681View
    Dec 2, 2024Previously listedExp$1,400 —X11823276View
    Nov 12, 2024Previously listedTer$1,700 —X10421213View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Baseboard
      Air conditioning
      Wall Unit(s)
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 108 Queenston Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Park
    • Place Of Worship
    • Public Transit
    • Rec./Commun.Centre
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,316
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $309
    0.55% mill rate · ON
    The market

    How this home sits in the St. Catharines market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The St. Catharines market right now

    Average sold price, days on market, and closed-transaction count for St. Catharines — sourced from MLS®.

    • Avg sold price
      $581,308
      Last 30 days
    • Median sold price
      $555,000
      Middle of the market
    • Days on market
      38 d
      Avg from list to close
    • Closed last 30d
      467
      MLS® transactions
    Full St. Catharines market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 108 Queenston Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 108 Queenston Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 108 Queenston Street listed for?

      108 Queenston Street is listed at $674,900 on the MLS® (listing X12965296). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 108 Queenston Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 4 baths
  2. 2000-2500 sqft
  3. Multiplex
  4. Asking
    $674,900
    $0 / sqft · MLS® X12965296
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $895,214
    $823,597Confidence range$966,831
    Asking vs estimate
    ↓below
    −$220,314
    (-24.6%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 6 bedrooms (no sqft on file).

    Market analytics

    Homes like this in St. Catharines sell in about 38 days — this one has been listed 75 days.

    Avg sold price
    $581,308
    Median sold
    $555,000
    Avg days on market
    38
    Recently sold
    467
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
  6. The property features four fully renovated, self-contained units, each with a separate entrance, including a spacious 2-bedroom basement suite.
  7. Extensively updated throughout, with improvements including newer wiring, plumbing, windows, and siding, along with durable laminate and ceramic flooring.
  8. All four units are equipped with updated 4-piece bathrooms finished in ceramic tile.
  9. Each unit offers a bright, functional eat-in kitchen with updated cabinetry and countertops, while select units benefit from the added convenience of in-suite laundry.
  10. Ask Zara a follow-up
    Sewer
  11. Parking & garage

    3
    Garage
    None
    Parking spaces
    1
    Driveway
    1
  12. Interior

    4
    Basement
    Finished, Apartment
    Family room
    N
    Kitchens
    3
    Total rooms
    12
  13. Exterior & construction

    4
    Exterior
    Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Stone
    Pool
    None
  14. Lot & land

    1
    Zoning
    M1
  15. Listing & possession

    3
    Occupancy
    TBA
    Property style
    2-Storey
    Property class
    Multiplex
  16. School
  17. Combined estimate
    $3,625
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,316
    /mo
    based on the purchase price of $674,900
    $134,980 cash
    $539,920 financed
    $454,754 total interest
    Monthly payment$3,316/ month
    Principal54%$539,920
    Interest46%$454,754

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable multiplexs that just sold in St. Catharines

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 82 Albert Street
      Sold
      Sign in for price
      82 Albert Street
      Multiplex
    • 33 Lake Street
      Sold
      Sign in for price
      33 Lake Street
      Multiplex
    • 180 James Street
      Sold
      Sign in for price
      180 James Street
      Multiplex
    • 43 COSBY Avenue
      Sold
      Sign in for price
      43 COSBY Avenue
      Multiplex
    • 89 Beech Street
      Sold
      Sign in for price
      89 Beech Street
      Multiplex
    • 49 Eastchester Avenue
      Sold
      Sign in for price
      49 Eastchester Avenue
      Multiplex
    AddressBd / BaSqftSold$/sqft% of askSold
    108 Queenston StreetThis home6 / 420,002,500$674,900ask———
    82 Albert Street8 / 62,000—
    33 Lake Street5 / 52,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More multiplexs in St. Catharines

    Active listings within ±20% of this asking price.

    • 8 PELHAM Road
      $649,000
      8 PELHAM Road
      Multiplex 5 3
    • 249-253 Church Street
      $774,900
      249-253 Church Street
      Multiplex 8 5
    • 43 COSBY Avenue
      $679,900
      43 COSBY Avenue
      Multiplex 6 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  18. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  19. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  20. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  21. Public listing courtesy of RE/MAX ABOUTOWNE REALTY CORP. · displayed on Summitly per MLS® data-share rules

    108 Queenston Street is a 6-bedroom, 4-bath, 2000-2500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  22. When was 108 Queenston Street built?

    The year built for 108 Queenston Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  23. What is the property tax for 108 Queenston Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 108 Queenston Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  24. How much would the monthly mortgage be on 108 Queenston Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $674,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  25. Has 108 Queenston Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 108 Queenston Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  26. What neighbourhood is 108 Queenston Street in?

    108 Queenston Street is in E. Chester, St. Catharines. The 'Neighbourhood' section below links to the live St. Catharines real estate hub with average sold price, days on market, and current inventory.

  27. Is St. Catharines a good place to live?

    St. Catharines is one of ON's actively-tracked Summitly markets. The full St. Catharines real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  28. 180 James Street
    5 / 5
    2,500
    —
    43 COSBY Avenue6 / 31,100—
    89 Beech Street11 / 63,000—
    49 Eastchester Avenue5 / 3——