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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 47 daysPrice drop · $27,000 off (-3.5%)

    108 South Street

    Gananoque·Gananoque, ON·K7G 1A2·Near King Street E and Stone Street S

    • 3 beds
    Gananoque real estate›X13011212
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to 108 South Street in the heart of Gananoque and the 1000 Islands. This timeless 2-storey brick home, built at the turn of the century offers beautiful views of the St. Lawrence River and is perfectly situated within walking distance to the Gananoque Playhouse Theatre, local restaurants, boutique shops, beach and waterfront. Inside, you'll find a warm and inviting layout featuring hardwood flooring, a spacious living room and separate dining area with a pantry & pullouts designed for entertaining. The chef's style kitchen boasts abundant cabinetry, tile flooring and new stainless steel appliances (2025) making it functional easy for 2 or more people to do prep work. Just off the dining room, the charming porch is a true highlight - an ideal spot to enjoy entertaining friends and family while taking in the views of the channel. Upstairs, the generous primary bedroom offers access to a deck with spectacular views of the river and Gan harbour. Two additional bedrooms and fully renovated bath, with heated floors, complete the second level. Outdoors, the landscaped front yard features a new concrete walkway, patio and perennial gardens. The rear yard offers parking for up to 6 vehicles plus space for a trailer or motorhome. Quality built Amish garage and shed offer additional storage. The following updates have been made: freshly painted interior (2026), porch roof replacement with glass railings (2025), furnace (2024), air conditioner (2025), all appliances including all-in-one laundry system (2025), aluminum soffits, fascia and eavestrough (2021), 200 amp breaker panel, metal roof and vinyl windows. A rare opportunity to own a character - filled home with modern conveniences and spectacular views of the St. Lawrence River. Village living at its finest.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 16, 2026Price reducedCurrentReduced$748,000−$27,000 (3.5%)X13011212This page
    Apr 17, 2026ListedCurrentFor sale$775,000 —X13011212This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 108 South Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,675
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $267
    0.43% mill rate · ON
    The market

    How this home sits in the Gananoque market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Gananoque market right now

    Average sold price, days on market, and closed-transaction count for Gananoque — sourced from MLS®.

    • Avg sold price
      $726,938
      Last 30 days
    • Median sold price
      $535,000
      Middle of the market
    • Days on market
      45 d
      Avg from list to close
    • Closed last 30d
      37
      MLS® transactions
    Full Gananoque market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 108 South Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 108 South Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 108 South Street listed for?

      108 South Street is listed at $748,000 on the MLS® (listing X13011212). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 108 South Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1500-2000 sqft
  3. Detached
  4. Built 100+
  5. < .50 ac lot
  6. Asking
    $748,000
    $0 / sqft · MLS® X13011212
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $726,938
    $668,783Confidence range$785,093
    Asking vs estimate
    ≈in-line
    +$21,062
    (+2.9%)
    Asking is in line
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Gananoque sell in about 45 days — this one has been listed 47 days.

    Avg sold price
    $726,938
    Median sold
    $535,000
    Avg days on market
    45
    Recently sold
    37
    See comparable sales
    AI highlights by Zara
    • Inside, you'll find a warm and inviting layout featuring hardwood flooring, a spacious living room and separate dining area with a pantry & pullouts designed for entertaining.
    • The chef's style kitchen boasts abundant cabinetry, tile flooring and new stainless steel appliances (2025) making it functional easy for 2 or more people to do prep work.
    • Outdoors, the landscaped front yard features a new concrete walkway, patio and perennial gardens.
    • The rear yard offers parking for up to 6 vehicles plus space for a trailer or motorhome.
    Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  8. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    1
    Parking spaces
    7
    Driveway
    Other
  9. Interior

    5
    Basement
    Unfinished, Partial Basement
    Family room
    N
    Kitchens
    1
    Total rooms
    7
    Elevator
    N
  10. Exterior & construction

    5
    Exterior
    Brick
    Roof
    Metal
    Foundation
    Stone
    View
    River
    Pool
    None
  11. Lot & land

    2
    Year built
    100+
    Zoning
    Residential
  12. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    2-Storey
    Property class
    Detached
  13. Room-by-room · 8 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Living Room
      Wood
      22.5 × 11.2 ft
    • Dining Room
      Wood
      12.0 × 10.5 ft
    • Laundry
      2.9 × 2.5 ft
    • Kitchen
      13.2 × 11.7 ft
    • Sunroom
      Wood
      17.0 × 9.3 ft

    Second level

    3 rooms
    • Bedroom
      Wood
      11.0 × 7.6 ft
    • Bedroom
      Wood
      9.8 × 9.0 ft
    • Primary Bedroom
      Wood
      16.0 × 11.0 ft
    Combined estimate
    $3,942
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,675
    /mo
    based on the purchase price of $748,000
    $149,600 cash
    $598,400 financed
    $504,010 total interest
    Monthly payment$3,675/ month
    Principal54%$598,400
    Interest46%$504,010

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Gananoque

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 479 Henrietta Street
      Sold
      Sign in for price
      479 Henrietta Street
      Detached
    • 2211 Hitchcock Road
      Sold
      Sign in for price
      2211 Hitchcock Road
      Detached
    • 340 River Street
      Sold
      Sign in for price
      340 River Street
      Detached
    • 80 Market Street
      Sold
      Sign in for price
      80 Market Street
      Detached
    • 5034 Highway 2
      Sold
      Sign in for price
      5034 Highway 2
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    108 South StreetThis home3 / 215,002,000$748,000ask———
    479 Henrietta Street3 / 2700—
    2211 Hitchcock Road3 / 11,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Gananoque

    Active listings within ±20% of this asking price.

    • 479 Cunningham Road
      $699,000
      479 Cunningham Road
      Detached 3 4
    • 706 Spithead Road
      $599,900
      706 Spithead Road
      Detached 2 3
    • 125 Arthur Street
      $849,900
      125 Arthur Street
      Detached 4 2
    • 90 Ann Street
      $599,612
      90 Ann Street
      Detached 2 2
    • 525 Pine Street
      $664,000
      525 Pine Street
      Detached 2 2
    • 389 King Street
      $849,900
      389 King Street
      Detached 4 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of ROYAL LEPAGE TEAM REALTY · displayed on Summitly per MLS® data-share rules

    108 South Street is a 3-bedroom, 2-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 108 South Street built?

    108 South Street was built in 100+. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  19. What is the property tax for 108 South Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 108 South Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 108 South Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $748,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 108 South Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 108 South Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 108 South Street in?

    108 South Street is in Gananoque, Gananoque. The 'Neighbourhood' section below links to the live Gananoque real estate hub with average sold price, days on market, and current inventory.

  23. Is Gananoque a good place to live?

    Gananoque is one of ON's actively-tracked Summitly markets. The full Gananoque real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 340 River Street
    2 / 1
    700
    —
    80 Market Street4 / 32,000—
    5034 Highway 24 / 43,000—