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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 40 days

    108 Stephenson Way

    Minto·Minto, ON·N0G 2P0·Near Main St. & Whites Rd.

    • 2 beds
    Minto real estate›X13143518
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    1 upcoming open house

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Sat, Jun 27
      2026-06-27T14:00:00.000-00:00 – 2026-06-27T16:00:00.000-00:00
      Public
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    Overview

    What this listing tells us

    Property description

    Welcome to this beautifully updated semi-detached home, built in 2021 and ideally situated in the heart of Palmerston. Families will love the short walk to Palmerston Public School and Norwell District Secondary School, with Foodland, the Palmerston and District Hospital, CNR Park, and Main Street shopping all just minutes away. Enjoy easy weekend access to Listowel, Stratford, Fergus, Elora, and Kitchener-Waterloo for shopping, dining, and commuting. Inside, the quality is immediately apparent. The main floor offers a bright, open layout with engineered hardwood, ceramic tile, and stylish zebra window coverings. The chef-inspired kitchen features granite countertops, a designer backsplash, a built-in pantry, and an upgraded stainless steel gas range. A walkout leads to a private deck with a retractable awning and a natural gas BBQ hookup, perfect for summer entertaining. Two generously sized bedrooms anchor the main floor, including a primary retreat with a custom closet organizer. The fully finished basement adds two more bedrooms, ideal for family, guests, or a home office. Premium extras include an owned reverse osmosis system, water softener, central vacuum with attachments, and a rough-in for an electric vehicle charger. Move-in ready, energy efficient, and packed with quality features, this is a rare opportunity to own a nearly new home in the welcoming community of Palmerston. Book your private showing today.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 19, 2026ListedCurrentFor sale$624,900 —X13143518This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 108 Stephenson Way
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,070
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $278
    0.53% mill rate · ON
    The market

    How this home sits in the Minto market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Minto market right now

    Average sold price, days on market, and closed-transaction count for Minto — sourced from MLS®.

    • Avg sold price
      $645,195
      Last 30 days
    • Median sold price
      $527,500
      Middle of the market
    • Days on market
      53 d
      Avg from list to close
    • Closed last 30d
      42
      MLS® transactions
    Full Minto market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 108 Stephenson Way — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 108 Stephenson Way and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 108 Stephenson Way listed for?

      108 Stephenson Way is listed at $624,900 on the MLS® (listing X13143518). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 108 Stephenson Way have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 1100-1500 sqft
  3. Semi-Detached
  4. Asking
    $624,900
    $0 / sqft · MLS® X13143518
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $470,992
    $433,313Confidence range$508,672
    Asking vs estimate
    ↑↑well-above
    +$153,908
    (+32.7%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Minto sell in about 53 days — this one has been listed 40 days.

    Avg sold price
    $645,195
    Median sold
    $527,500
    Avg days on market
    53
    Recently sold
    42
    See comparable sales
    • Welcome to this beautifully updated semi-detached home, built in 2021 and ideally situated in the heart of Palmerston.
    • Families will love the short walk to Palmerston Public School and Norwell District Secondary School, with Foodland, the Palmerston and District Hospital, CNR Park, and Main Street shopping all just minutes away.
    • The chef-inspired kitchen features granite countertops, a designer backsplash, a built-in pantry, and an upgraded stainless steel gas range.
    • The fully finished basement adds two more bedrooms, ideal for family, guests, or a home office.
    Ask Zara a follow-up
    Sewer
  6. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    2
    Driveway
    Mutual
  7. Interior

    4
    Basement
    Finished
    Family room
    Y
    Kitchens
    1
    Total rooms
    5
  8. Exterior & construction

    4
    Exterior
    Brick
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    Pool
    None
  9. Lot & land

    1
    Zoning
    R2
  10. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Bungalow-Raised
    Property class
    Semi-Detached
  11. Room-by-room · 6 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Laundry
      6.4 × 7.1 ft
    • Kitchen
      11.7 × 12.1 ft
    • Living Room
      13.8 × 20.5 ft
    • Bedroom 2
      10.2 × 11.0 ft
    • Primary Bedroom
      walk-in closet(s) · 3 pc ensuite
      12.2 × 12.0 ft
    • Dining Room
      14.4 × 11.5 ft
    Combined estimate
    $3,348
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,070
    /mo
    based on the purchase price of $624,900
    $124,980 cash
    $499,920 financed
    $421,064 total interest
    Monthly payment$3,070/ month
    Principal54%$499,920
    Interest46%$421,064

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable semi-detacheds that just sold in Minto

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 104 Thackeray Way
      Sold
      Sign in for price
      104 Thackeray Way
      Semi-Detached
    • 371 Main Street
      Sold
      Sign in for price
      371 Main Street
      Semi-Detached
    • 22 Ann Street
      Sold
      Sign in for price
      22 Ann Street
      Semi-Detached
    • 695 Younge Street
      Sold
      Sign in for price
      695 Younge Street
      Semi-Detached
    • 102 Milton Seiler Crescent
      Sold
      Sign in for price
      102 Milton Seiler Crescent
      Semi-Detached
    • 121 Bridge Crescent
      Sold
      Sign in for price
      121 Bridge Crescent
      Semi-Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    108 Stephenson WayThis home2 / 311,001,500$624,900ask———
    104 Thackeray Way2 / 21,100—
    371 Main Street3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More semi-detacheds in Minto

    Active listings within ±20% of this asking price.

    • 115 Milton Seiler Crescent
      $615,000
      115 Milton Seiler Crescent
      Semi-Detached 2 3
    • 115 Milton Seiler Crescent
      $615,000
      115 Milton Seiler Crescent
      Semi-Detached 2 3
    • 12 Brown Street
      $559,900
      12 Brown Street
      Semi-Detached 2 3
    • 110 MILTON SEILER Crescent
      $599,000
      110 MILTON SEILER Crescent
      Semi-Detached 2 3
    • 105 Milton Seiler Crescent
      $599,999
      105 Milton Seiler Crescent
      Semi-Detached 2 3
    • 130A Miller Crescent
      $539,000
      130A Miller Crescent
      Semi-Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  12. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  13. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  14. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  15. Public listing courtesy of iCloud Realty Ltd. · displayed on Summitly per MLS® data-share rules

    108 Stephenson Way is a 2-bedroom, 3-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  16. When was 108 Stephenson Way built?

    The year built for 108 Stephenson Way isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  17. What is the property tax for 108 Stephenson Way?

    The 'Property tax' tab in the History section shows the most recent annual tax for 108 Stephenson Way plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  18. How much would the monthly mortgage be on 108 Stephenson Way?

    The affordability calculator on this page shows an estimated monthly mortgage for $624,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  19. Has 108 Stephenson Way been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 108 Stephenson Way with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  20. What neighbourhood is 108 Stephenson Way in?

    108 Stephenson Way is in Minto, Minto. The 'Neighbourhood' section below links to the live Minto real estate hub with average sold price, days on market, and current inventory.

  21. Is Minto a good place to live?

    Minto is one of ON's actively-tracked Summitly markets. The full Minto real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  22. 22 Ann Street
    3 / 1
    1,100
    —
    695 Younge Street3 / 31,500—
    102 Milton Seiler Crescent2 / 21,100—
    121 Bridge Crescent4 / 41,500—