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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 2 days ago

    115 First Street

    Rural Centre Wellington East·Centre Wellington, ON·N0B 1J0·Near Third Line

    • 4 beds
    Centre Wellington real estate›X13451522
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to your perfect Belwood lakeside escape, where comfort, relaxation, and unforgettable family memories come together. Set on a wide, beautifully maintained lot, this inviting 1,200 sq. ft. cottage offers the ideal blend of charm, functionality, and waterfront living. The spacious primary bedroom is a true retreat, featuring stunning lake views and a private walkout to the deck, perfect for enjoying your morning coffee as the sun rises over the water. Two additional bedrooms, complete with bunk room accommodations, provide plenty of space for family, grandchildren, or weekend guests. Designed for easy entertaining, the open-concept kitchen, dining, and living area flows seamlessly to the expansive lakeside deck, creating the perfect indoor-outdoor living experience. A convenient laundry room and 1.5 bathrooms add everyday comfort and practicality. Outside, everything is ready for your summer enjoyment. The dock is already in place, and three storage sheds provide exceptional versatility, including a dedicated workshop for tools or tinkering and two newer sheds ideal for kayaks, paddleboards, water toys, and seasonal gear. Two Cover-All shelters offer excellent covered parking and additional storage. Whether you're looking for a peaceful weekend retreat or a place to gather with family for generations to come, this lovingly cared-for waterfront cottage delivers. Conveniently located just a short drive from Fergus and its shops, restaurants, and amenities, you'll enjoy the perfect balance of quiet cottage living and easy access to everything you need.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 16, 2026ListedCurrentFor sale$645,000 —X13451522This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Baseboard
      Air conditioning
      Other
      Water source
      Well
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 115 First Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Greenbelt/Conservation
    • Lake Access
    • Waterfront
    • Wooded/Treed
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,169
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $115
    0.21% mill rate · ON
    The market

    How this home sits in the Centre Wellington market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Centre Wellington market right now

    Average sold price, days on market, and closed-transaction count for Centre Wellington — sourced from MLS®.

    • Avg sold price
      $857,382
      Last 30 days
    • Median sold price
      $760,000
      Middle of the market
    • Days on market
      49 d
      Avg from list to close
    • Closed last 30d
      131
      MLS® transactions
    Full Centre Wellington market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 115 First Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 115 First Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 115 First Street listed for?

      115 First Street is listed at $645,000 on the MLS® (listing X13451522). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 115 First Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Detached
  4. Built 51-99
  5. Asking
    $645,000
    $0 / sqft · MLS® X13451522
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,011,711
    $930,774Confidence range$1,092,648
    Asking vs estimate
    ↓below
    −$366,711
    (-36.2%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Centre Wellington sell in about 49 days — this one has been listed 2 days.

    Avg sold price
    $857,382
    Median sold
    $760,000
    Avg days on market
    49
    Recently sold
    131
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Set on a wide, beautifully maintained lot, this inviting 1,200 sq. ft. cottage offers the ideal blend of charm, functionality, and waterfront living.
    • The spacious primary bedroom is a true retreat, featuring stunning lake views and a private walkout to the deck, perfect for enjoying your morning coffee as the sun rises over the water.
    • Designed for easy entertaining, the open-concept kitchen, dining, and living area flows seamlessly to the expansive lakeside deck, creating the perfect indoor-outdoor living experience.
    • Two Cover-All shelters offer excellent covered parking and additional storage.
    Ask Zara a follow-up
    Septic
  7. Parking & garage

    3
    Garage
    None
    Parking spaces
    7
    Driveway
    Available
  8. Interior

    4
    Basement
    None
    Family room
    N
    Kitchens
    1
    Total rooms
    10
  9. Exterior & construction

    6
    Exterior
    Board & Batten
    Roof
    Asphalt Shingle
    Foundation
    Piers
    View
    Lake
    Waterfront
    Y
    Pool
    None
  10. Lot & land

    1
    Year built
    51-99
  11. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Bungalow
    Property class
    Detached
  12. Room-by-room · 10 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    10 rooms
    • Bedroom
      10.4 × 5.4 ft
    • Bedroom
      9.1 × 8.2 ft
    • Bedroom
      10.5 × 8.2 ft
    • Living Room
      13.5 × 15.4 ft
    • Bathroom
      3 Pc Bath
      6.7 × 6.1 ft
    • Kitchen
      11.9 × 8.1 ft
    • Dining Room
      7.7 × 15.3 ft
    • Primary Bedroom
      13.3 × 11.7 ft
    • Laundry
      11.9 × 5.8 ft
    • Bathroom
      2 Pc Ensuite
      6.6 × 5.7 ft
    Combined estimate
    $3,284
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,169
    /mo
    based on the purchase price of $645,000
    $129,000 cash
    $516,000 financed
    $434,607 total interest
    Monthly payment$3,169/ month
    Principal54%$516,000
    Interest46%$434,607

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Centre Wellington

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 124 GIBBONS Drive
      Sold
      Sign in for price
      124 GIBBONS Drive
      Detached
    • 6220 Fifth Line
      Sold
      Sign in for price
      6220 Fifth Line
      Detached
    • 79 Spencer Drive
      Sold
      Sign in for price
      79 Spencer Drive
      Detached
    • 255 Provost Lane
      Sold
      Sign in for price
      255 Provost Lane
      Detached
    • 63 Spencer Drive
      Sold
      Sign in for price
      63 Spencer Drive
      Detached
    • 70 McNab Street
      Sold
      Sign in for price
      70 McNab Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    115 First StreetThis home4 / 211,001,500$645,000ask———
    124 GIBBONS Drive4 / 42,000—
    6220 Fifth Line5 / 22,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Centre Wellington

    Active listings within ±20% of this asking price.

    • 7858 Sideroad 21
      $700,000
      7858 Sideroad 21
      Detached 3 1
    • 325 TAIT Crescent
      $739,900
      325 TAIT Crescent
      Detached 3 2
    • 7858 Sideroad 21
      $700,000
      7858 Sideroad 21
      Detached 3 1
    • 470 Cameron Street
      $770,000
      470 Cameron Street
      Detached 3 2
    • 273 Millburn Boulevard
      $724,000
      273 Millburn Boulevard
      Detached 4 2
    • 120 Hill Street
      $749,900
      120 Hill Street
      Detached 4 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  13. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  14. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  15. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  16. Public listing courtesy of Keller Williams Home Group Realty · displayed on Summitly per MLS® data-share rules

    115 First Street is a 4-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  17. When was 115 First Street built?

    115 First Street was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  18. What is the property tax for 115 First Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 115 First Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  19. How much would the monthly mortgage be on 115 First Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $645,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  20. Has 115 First Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 115 First Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  21. What neighbourhood is 115 First Street in?

    115 First Street is in Rural Centre Wellington East, Centre Wellington. The 'Neighbourhood' section below links to the live Centre Wellington real estate hub with average sold price, days on market, and current inventory.

  22. Is Centre Wellington a good place to live?

    Centre Wellington is one of ON's actively-tracked Summitly markets. The full Centre Wellington real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  23. 79 Spencer Drive
    4 / 3
    1,100
    —
    255 Provost Lane6 / 11,500—
    63 Spencer Drive4 / 31,100—
    70 McNab Street3 / 21,100—