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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 68 daysPrice drop · $50,000 off (-33.6%)

    116 St Paul Street E

    Downtown·St. Catharines, ON·L2R 3M2·Near Queen Street and St. Paul

    • 1500 sqft
    St. Catharines real estate›X12991060
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    A popular food destination for light, nutritious, and affordable meals for every age. A turnkey profitable business since its inception in 2009, with a niche presence among competing restaurants in the downtown area. A variety of seating options in the well maintained serving and dining areas. With 2 bathrooms neatly tucked away. The basement provides space for a large cooler and a large freezer as well as staff break area. Be ready for very busy Fridays and Saturdays as entertainment venues such as the Meridian Centre, and bars nearby provide of surge of hungry clients that come in addition to the many downtown business people and Brock University students who frequent U Need A Pita throughout the work/school week. Boost sales with Liquor Licence or Rebrand space for a new venture.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    • A popular food destination for light, nutritious, and affordable meals for every age.
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 15, 2026Price reducedCurrentReduced$99,000−$50,000 (33.6%)X12991060This page
    Apr 9, 2026ListedCurrentFor sale$149,000 —X12991060This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      3
      Heating
      Other
      Air conditioning
      Yes
      Water source
      Municipal
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 116 St Paul Street E
    What's nearby

    Points of interest classified by the MLS® feed.

    • Public Transit
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $486
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $54
    0.66% mill rate · ON
    The market

    How this home sits in the St. Catharines market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The St. Catharines market right now

    Average sold price, days on market, and closed-transaction count for St. Catharines — sourced from MLS®.

    • Avg sold price
      $583,430
      Last 30 days
    • Median sold price
      $555,000
      Middle of the market
    • Days on market
      38 d
      Avg from list to close
    • Closed last 30d
      473
      MLS® transactions
    Full St. Catharines market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 116 St Paul Street E — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 116 St Paul Street E and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 116 St Paul Street E listed for?

      116 St Paul Street E is listed at $99,000 on the MLS® (listing X12991060). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 116 St Paul Street E have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. Sale Of Business
  2. Asking
    $99,000
    $66 / sqft · MLS® X12991060
    Chat Zara
  3. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $583,430
    $536,756Confidence range$630,104
    Asking vs estimate
    ↓below
    −$484,430
    (-83.0%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price (limited data on this listing).

    Market analytics

    Homes like this in St. Catharines sell in about 38 days — this one has been listed 68 days.

    Avg sold price
    $583,430
    Median sold
    $555,000
    Avg days on market
    38
    Recently sold
    473
    See comparable sales
  4. A variety of seating options in the well maintained serving and dining areas.
  5. The basement provides space for a large cooler and a large freezer as well as staff break area.
  6. Boost sales with Liquor Licence or Rebrand space for a new venture.
  7. Ask Zara a follow-up

    Parking & garage

    3
    Garage
    None
    Parking spaces
    1
    Driveway
    1
  8. Interior

    1
    Accessibility
    N
  9. Lot & land

    1
    Zoning
    C6
  10. Listing & possession

    3
    Possession
    2026-06-01T00:00:00.000-00:00
    Property style
    Without Property
    Property class
    Sale Of Business
  11. Combined estimate
    $540
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $486
    /mo
    based on the purchase price of $99,000
    $19,800 cash
    $79,200 financed
    $66,707 total interest
    Monthly payment$486/ month
    Principal54%$79,200
    Interest46%$66,707

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

    More sale of businesss in St. Catharines

    Active listings within ±20% of this asking price.

    • 36 Pelham Road
      $99,000
      36 Pelham Road
      Sale Of Business
    • 142 St. Paul Street
      $85,000
      142 St. Paul Street
      Sale Of Business
    • 21A King Street
      $110,000
      21A King Street
      Sale Of Business 1
    • 52 Scott Street
      $99,000
      52 Scott Street
      Sale Of Business
    • 595 CARLTON Street
      $99,900
      595 CARLTON Street
      Sale Of Business
    • 211 Martindale Road
      $99,000
      211 Martindale Road
      Sale Of Business
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  12. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  13. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  14. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  15. Public listing courtesy of ROYAL LEPAGE NRC REALTY · displayed on Summitly per MLS® data-share rules

    116 St Paul Street E is a 1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  16. When was 116 St Paul Street E built?

    The year built for 116 St Paul Street E isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  17. What is the property tax for 116 St Paul Street E?

    The 'Property tax' tab in the History section shows the most recent annual tax for 116 St Paul Street E plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  18. How much would the monthly mortgage be on 116 St Paul Street E?

    The affordability calculator on this page shows an estimated monthly mortgage for $99,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  19. Has 116 St Paul Street E been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 116 St Paul Street E with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  20. What neighbourhood is 116 St Paul Street E in?

    116 St Paul Street E is in Downtown, St. Catharines. The 'Neighbourhood' section below links to the live St. Catharines real estate hub with average sold price, days on market, and current inventory.

  21. Is St. Catharines a good place to live?

    St. Catharines is one of ON's actively-tracked Summitly markets. The full St. Catharines real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.