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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 5 days ago

    119 Pine Tree Harbour Road

    Northern Bruce Peninsula·Northern Bruce Peninsula, ON·N0H 1Z0·Near Lindsay Road 30

    • 4 beds
    Northern Bruce Peninsula real estate›X13496430
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Dreaming of cottage mornings? Welcome to 119 Pine Tree Harbour, where every day feels like a getaway on the sparkling shores of Lake Huron. This beautifully updated four-bedroom waterfront home offers more than 2,600 square feet of inviting living space designed to make the most of its breathtaking setting. Large windows frame sweeping water views, while the fully renovated kitchen-updated just three years ago-opens into bright, welcoming spaces perfect for entertaining family and friends. The upper level features rich hardwood flooring, two spacious bedrooms, and two full bathrooms, creating a comfortable retreat after a day on the water. Downstairs, the finished lower level provides a generous family room, two additional bedrooms, a convenient two-piece bath, laundry area, and plenty of storage-ideal for guests, extended family, or weekend visitors. Outside, the magic of waterfront living truly comes to life. With a stationary dock, private boat launch, and dedicated docking bays, you'll have everything you need for boating, Sea-Doos, fishing, and unforgettable summer adventures. An attached garage and a large detached boathouse/workshop, built in 2018, provide exceptional storage for all your boats, water toys, and outdoor gear. Thoughtful upgrades throughout the home include 30 inches of blown-in insulation, an energy-efficient heat pump system, a Generac backup generator, a newer asphalt roof, and newly built decks that invite you to sit back, relax, and soak in the ever-changing beauty of Lake Huron. Whether you're searching for a year-round waterfront home or the cottage you've always dreamed of, 119 Pine Tree Harbour is the kind of place where memories are made, traditions are born, and every season brings a new reason to fall in love with life at the lake.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 25, 2026ListedCurrentFor sale$919,000 —X13496430This page
    Mar 9, 2026Previously listedTer$935,000 —X12860516View
    Sep 23, 2025Previously listedTer$995,000 —X12420772View
    May 14, 2025Previously listedExp$1,069,000 —X12146946View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Heat Pump
      Air conditioning
      Wall Unit(s)
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 119 Pine Tree Harbour Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Sloping
    • Lake Access
    • Level
    • School Bus Route
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,515
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $366
    0.48% mill rate · ON
    The market

    How this home sits in the Northern Bruce Peninsula market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Northern Bruce Peninsula market right now

    Average sold price, days on market, and closed-transaction count for Northern Bruce Peninsula — sourced from MLS®.

    • Avg sold price
      $472,441
      Last 30 days
    • Median sold price
      $440,000
      Middle of the market
    • Days on market
      62 d
      Avg from list to close
    • Closed last 30d
      59
      MLS® transactions
    Full Northern Bruce Peninsula market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 119 Pine Tree Harbour Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 119 Pine Tree Harbour Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 119 Pine Tree Harbour Road listed for?

      119 Pine Tree Harbour Road is listed at $919,000 on the MLS® (listing X13496430). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 119 Pine Tree Harbour Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 1100-1500 sqft
  3. Detached
  4. Built 31-50
  5. < .50 ac lot
  6. Asking
    $919,000
    $0 / sqft · MLS® X13496430
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $557,480
    $512,882Confidence range$602,079
    Asking vs estimate
    ↑↑well-above
    +$361,520
    (+64.8%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Northern Bruce Peninsula sell in about 62 days — this one has been listed 5 days.

    Avg sold price
    $472,441
    Median sold
    $440,000
    Avg days on market
    62
    Recently sold
    59
    See comparable sales
    AI highlights by Zara
    • Welcome to 119 Pine Tree Harbour, where every day feels like a getaway on the sparkling shores of Lake Huron.
    • This beautifully updated four-bedroom waterfront home offers more than 2,600 square feet of inviting living space designed to make the most of its breathtaking setting.
    • Large windows frame sweeping water views, while the fully renovated kitchen-updated just three years ago-opens into bright, welcoming spaces perfect for entertaining family and friends.
    • The upper level features rich hardwood flooring, two spacious bedrooms, and two full bathrooms, creating a comfortable retreat after a day on the water.
    Ask Zara a follow-up
    Well
    Sewer
    Septic
  8. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    5
    Driveway
    Private Double
  9. Interior

    5
    Basement
    Finished with Walk-Out
    Family room
    Y
    Kitchens
    1
    Total rooms
    15
    Laundry level
    Lower Level
  10. Exterior & construction

    6
    Exterior
    Vinyl Siding, Stone
    Roof
    Asphalt Shingle
    Foundation
    Block, Slab
    View
    Bay, Lake
    Waterfront
    Y
    Pool
    None
  11. Lot & land

    2
    Year built
    31-50
    Zoning
    R2
  12. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Bungalow
    Property class
    Detached
  13. Room-by-room · 15 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Bedroom
      hardwood floor · closet · window
      29.9 × 39.0 ft
    • Primary Bedroom
      hardwood floor · w/o to porch · his and hers closets
      44.6 × 49.5 ft
    • Dining Room
      open concept · hardwood floor · large window
      108.6 × 46.3 ft
    • Kitchen
      open concept · stainless steel appl · window
      30.8 × 42.3 ft
    • Bathroom
      4 Pc Bath
      31.2 × 13.5 ft
    • Bathroom
      4 Pc Bath
      30.8 × 25.9 ft
    • Living Room
      open concept · hardwood floor · large window
      44.0 × 46.9 ft

    Lower level

    8 rooms
    • Family Room
      72.2 × 72.8 ft
    • Workshop
      27.6 × 28.9 ft
    • Bedroom 3
      Window
      69.3 × 37.7 ft
    • Bathroom
      2 Pc Bath
      14.1 × 21.0 ft
    • Bedroom 4
      35.8 × 36.7 ft
    • Laundry
      47.9 × 49.2 ft
    • Utility Room
      27.2 × 37.1 ft
    • Mud Room
      window · tile floor · closet
      62.3 × 37.1 ft
  14. Waterfront
  15. Wooded/Treed
  16. Combined estimate
    $4,881
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,515
    /mo
    based on the purchase price of $919,000
    $183,800 cash
    $735,200 financed
    $619,231 total interest
    Monthly payment$4,515/ month
    Principal54%$735,200
    Interest46%$619,231

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Northern Bruce Peninsula

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 1166 Dorcas Bay Road
      Sold
      Sign in for price
      1166 Dorcas Bay Road
      Detached
    • 74 Parker Island Road
      Sold
      Sign in for price
      74 Parker Island Road
      Detached
    • 154 Myles Bay Shore Road
      Sold
      Sign in for price
      154 Myles Bay Shore Road
      Detached
    • 717 Spry Road
      Sold
      Sign in for price
      717 Spry Road
      Detached
    • 191 Widgeon Cove Road
      Sold
      Sign in for price
      191 Widgeon Cove Road
      Detached
    • 102 Carter Road
      Sold
      Sign in for price
      102 Carter Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    119 Pine Tree Harbour RoadThis home4 / 311,001,500$919,000ask———
    1166 Dorcas Bay Road4 / 22,000—
    74 Parker Island Road3 / 1700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Northern Bruce Peninsula

    Active listings within ±20% of this asking price.

    • 11 Eagle Road
      $799,000
      11 Eagle Road
      Detached 3 1
    • 56 ZORRA Drive
      $779,000
      56 ZORRA Drive
      Detached 4 1
    • 27 Hope Drive
      $860,000
      27 Hope Drive
      Detached 3 1
    • 67 Big Tub Road
      $825,000
      67 Big Tub Road
      Detached 3 3
    • 37 Paradise Drive
      $1,100,000
      37 Paradise Drive
      Detached 3 3
    • 20 Cottage Cove Road
      $895,000
      20 Cottage Cove Road
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of ROYAL LEPAGE RCR REALTY · displayed on Summitly per MLS® data-share rules

    119 Pine Tree Harbour Road is a 4-bedroom, 3-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 119 Pine Tree Harbour Road built?

    119 Pine Tree Harbour Road was built in 31-50. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 119 Pine Tree Harbour Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 119 Pine Tree Harbour Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 119 Pine Tree Harbour Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $919,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 119 Pine Tree Harbour Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 119 Pine Tree Harbour Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 119 Pine Tree Harbour Road in?

    119 Pine Tree Harbour Road is in Northern Bruce Peninsula, Northern Bruce Peninsula. The 'Neighbourhood' section below links to the live Northern Bruce Peninsula real estate hub with average sold price, days on market, and current inventory.

  26. Is Northern Bruce Peninsula a good place to live?

    Northern Bruce Peninsula is one of ON's actively-tracked Summitly markets. The full Northern Bruce Peninsula real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 154 Myles Bay Shore Road
    3 / 1
    700
    —
    717 Spry Road3 / 11,100—
    191 Widgeon Cove Road3 / 21,500—
    102 Carter Road3 / 11,100—