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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 34 days

    Unit 1302 — 120 University Avenue E

    Cobourg·Cobourg, ON·K9A 0A9·Near Spencer Street E

    • 2 beds
    Cobourg real estate›X12202638
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to an exceptional and rarely available opportunity in the sought-after Ryerson Commons Development! Located in beautiful Cobourg, Ontario, this elegant and meticulously maintained 'Stirling model' bungalow offers the perfect blend of luxury, comfort, and functionality, all just minutes from Cobourg's vibrant downtown and waterfront. Also just steps from your front door you'll find all the amenities you need with a grocery store, 2 drug stores and the VIA train station right there!Boasting a 2-car garage with convenient interior ramp access to the laundry/mudroom, this home is thoughtfully designed for easy, accessible living.Step inside to discover hardwood floors throughout and a bright, airy layout enhanced by soaring 9 and 10-foot ceilings.The main level features a formal dining room, perfect for entertaining, and a main floor den that easily doubles as a second bedroom.The heart of the home is the warm and inviting open-concept kitchen and great room area, where quartz countertops, a centre island, and a cozy gas fireplace create the perfect space to gather with family and friends. From here, take the party outdoors to a private,fully fenced patio and yard offering 2 natural gas BBQ hookups (one for the summer further out on the patio and one allowing for easy winter access to your grill just outside your back door)Retreat to the spacious primary suite, complete with double walkthrough closets leading to a stunning 3 piece, custom ensuite, featuring a unique textured glass shower that offers all the light of a tempered glass shower without sacrificing any privacy.The mostly finished basement offers even more living space, including generous recreation room, guest bedroom, a 3 piece bathroom and 2 large storage rooms.This rare Ryerson Commons bungalow with 2-car garage is the perfect choice for downsizers or anyone seeking single-level living with upscale finishes and an unbeatable location.Don't miss your chance to call this remarkable property home!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 6, 2025ListedCurrentFor sale$849,900 —X12202638This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      3
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      2
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 Unit 1302 — 120 University Avenue E
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Library
    • Marina
    • Park
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,175
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $562
    0.79% mill rate · ON
    The market

    How this home sits in the Cobourg market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Cobourg market right now

    Average sold price, days on market, and closed-transaction count for Cobourg — sourced from MLS®.

    • Avg sold price
      $659,306
      Last 30 days
    • Median sold price
      $630,000
      Middle of the market
    • Days on market
      39 d
      Avg from list to close
    • Closed last 30d
      105
      MLS® transactions
    Full Cobourg market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into Unit 1302 — 120 University Avenue E — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at Unit 1302 — 120 University Avenue E and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is Unit 1302 — 120 University Avenue E listed for?

      Unit 1302 — 120 University Avenue E is listed at $849,900 on the MLS® (listing X12202638). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does Unit 1302 — 120 University Avenue E have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 1400-1599 sqft
  3. Semi-Detached Condo
  4. Built 11-15
  5. Asking
    $849,900
    $0 / sqft · MLS® X12202638
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $481,293
    $442,790Confidence range$519,797
    Asking vs estimate
    ↑↑well-above
    +$368,607
    (+76.6%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Cobourg sell in about 39 days — this one has been listed 34 days.

    Avg sold price
    $659,306
    Median sold
    $630,000
    Avg days on market
    39
    Recently sold
    105
    See comparable sales
    AI highlights by Zara
    • Welcome to an exceptional and rarely available opportunity in the sought-after Ryerson Commons Development!
    Ask Zara a follow-up

    Parking & garage

    3
    Garage
    Attached
    Garage spaces
    2
    Parking spaces
    4
  7. Interior

    5
    Basement
    Full, Finished
    Family room
    N
    Kitchens
    1
    Total rooms
    7
    Laundry level
    Main Level
  8. Exterior & construction

    3
    Exterior
    Brick
    Patio
    None
    Balcony
    None
  9. Lot & land

    2
    Year built
    11-15
    Zoning
    R5
  10. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Bungalow
    Property class
    Semi-Detached Condo
  11. Room-by-room · 14 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    8 rooms
    • Great Room
      w/o to patio · gas fireplace · open concept
      14.9 × 20.5 ft
    • Laundry
      access to garage · laundry sink
      8.8 × 8.6 ft
    • Den
      cathedral ceiling(s) · california shutters · hardwood floor
      11.3 × 13.6 ft
    • Kitchen
      centre island · pantry
      9.1 × 16.5 ft
    • Primary Bedroom
      walk-thru · closet
      17.8 × 16.0 ft
    • Dining Room
      hardwood floor · california shutters
      11.9 × 13.6 ft
    • Bathroom
      3 Pc Ensuite
      8.8 × 9.6 ft
    • Bathroom
      4 Pc Bath
      9.5 × 5.6 ft

    Basement level

    6 rooms
    • Bathroom
      3 Pc Bath
      11.2 × 6.4 ft
    • Bedroom 2
      17.9 × 15.0 ft
    • Other
      11.9 × 7.4 ft
    • Office
      8.7 × 9.7 ft
    • Other
      10.5 × 13.6 ft
    • Recreation
      electric fireplace · b/i shelves
      36.5 × 21.4 ft

    Condo corporation & monthly fees

    Maintenance fee, what's included, locker, exposure, amenities, and condo corp details.

    Monthly maintenance
    Condo corp fees
    $444
    per month
    Maintenance fee includes
    • Parking
    Building details
    • Unit4
    • Storeys (building)1
    • ExposureSouth West
    • LockerNone
    • Parking typeOther
    • Pet policyYes-with Restrictions
    • Ensuite laundryY
    • Condo corpNSCC
    • Corp #82
    • Property managerGenedco
    Building amenities
    • BBQs Allowed
    • Visitor Parking
  12. Fenced Yard
  13. Combined estimate
    $4,737
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,175
    /mo
    based on the purchase price of $849,900
    $169,980 cash
    $679,920 financed
    $572,671 total interest
    Monthly payment$4,175/ month
    Principal54%$679,920
    Interest46%$572,671

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax and condo fees.

    Comparable semi-detached condos that just sold in Cobourg

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 325 DENSMORE Road
      Sold
      Sign in for price
      325 DENSMORE Road
      Semi-Detached Condo
    • 1055 Birchwood Trail
      Sold
      Sign in for price
      1055 Birchwood Trail
      Semi-Detached Condo
    • 295 Densmore Road
      Sold
      Sign in for price
      295 Densmore Road
      Semi-Detached Condo
    • 325 Densmore Road
      Sold
      Sign in for price
      325 Densmore Road
      Semi-Detached Condo
    AddressBd / BaSqftSold$/sqft% of askSold
    Unit 1302 — 120 University Avenue EThis home2 / 314,001,599$849,900ask———
    325 DENSMORE Road2 / 11,000—
    1055 Birchwood Trail1 / 11,000—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.
  14. AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  15. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  16. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  17. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  18. Public listing courtesy of ROYAL LEPAGE PROALLIANCE REALTY · displayed on Summitly per MLS® data-share rules

    Unit 1302 — 120 University Avenue E is a 2-bedroom, 3-bath, 1400-1599 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  19. When was Unit 1302 — 120 University Avenue E built?

    Unit 1302 — 120 University Avenue E was built in 11-15. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  20. What is the property tax for Unit 1302 — 120 University Avenue E?

    The 'Property tax' tab in the History section shows the most recent annual tax for Unit 1302 — 120 University Avenue E plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  21. How much would the monthly mortgage be on Unit 1302 — 120 University Avenue E?

    The affordability calculator on this page shows an estimated monthly mortgage for $849,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  22. Has Unit 1302 — 120 University Avenue E been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of Unit 1302 — 120 University Avenue E with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  23. What neighbourhood is Unit 1302 — 120 University Avenue E in?

    Unit 1302 — 120 University Avenue E is in Cobourg, Cobourg. The 'Neighbourhood' section below links to the live Cobourg real estate hub with average sold price, days on market, and current inventory.

  24. Is Cobourg a good place to live?

    Cobourg is one of ON's actively-tracked Summitly markets. The full Cobourg real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  25. 295 Densmore Road
    2 / 2
    900
    —
    325 Densmore Road2 / 11,000—