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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 22 days

    1280 GALT Street

    Greater Napanee·Bath, ON·K0H 1G0·Near Follow Galt St to end - you will arrive at a farm. Go right, past barns, stay right down path alongside corn fields - continue until you see orange stakes. Property just past stakes.

    Bath real estate›X13174000
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    This 2 storey off grid cottage is a true gem nestled on over 8 acres of stunning flat land, surrounded by an abundance of mature beautiful trees that create a serene and picturesque ambiance. Boasting over 1000 feet of waterfront on Hay Bay, this property offers an unparalleled opportunity for nature lovers to immerse themselves in tranquility, privacy and seclusion, making it an ideal getaway for spending quality time with family and friends. The cottage itself is a haven of natural light, thanks to its large windows that provide breathtaking views of the expansive property and sparkling waters. The open layout of the kitchen, dining room, and living area offers ample space for hosting gatherings, ensuring everyone feels comfortable and at ease. Additionally, on the lower level you will find two cozy bedrooms, providing comfortable accommodations. Ascend to the second level, and you will discover a generously sized primary room, offering tranquility for the lucky owners of this private property. Outside, the vast expanse of flat land offers endless possibilities for outdoor activities such as gardening, playing sports, or simply taking leisurely strolls to appreciate the beauty of nature. Additionally, the property's extensive waterfront provides the perfect opportunity for water-based adventures like boating, fishing, or simply basking in the sun. Fridge, stove, and lights all run off of propane. There is a dug well for water. This cottage provides the unique opportunity to disconnect from the hustle and bustle of city life! Call today!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 26, 2026ListedCurrentFor sale$399,900 —X13174000This page
    Oct 21, 2024Previously listedExp$499,900 —X9420046View
    Jul 16, 2024Previously listedExp$499,900 —X9410588View
    Apr 29, 2024Previously listedTer$524,900 —X9401465View
    Sep 20, 2023Previously listedExp$524,900 —X9023865View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Unknown
      Air conditioning
      None
      Water source
      None
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 1280 GALT Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Lake/Pond
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $1,965
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $192
    0.58% mill rate · ON
    The market

    How this home sits in the Bath market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Bath market right now

    Average sold price, days on market, and closed-transaction count for Bath — sourced from MLS®.

    • Avg sold price
      $800,831
      Last 30 days
    • Median sold price
      $647,500
      Middle of the market
    • Days on market
      45 d
      Avg from list to close
    • Closed last 30d
      22
      MLS® transactions
    Full Bath market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 1280 GALT Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 1280 GALT Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 1280 GALT Street listed for?

      1280 GALT Street is listed at $399,900 on the MLS® (listing X13174000). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 1280 GALT Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

    • 3 beds
    • 700-1100 sqft
    • Detached
    • Built 51-99
    • 5-9.99 ac lot
    Asking
    $399,900
    $0 / sqft · MLS® X13174000
    Chat Zara
  1. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $800,831
    $736,765Confidence range$864,897
    Asking vs estimate
    ↓below
    −$400,931
    (-50.1%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Bath sell in about 45 days — this one has been listed 22 days.

    Avg sold price
    $800,831
    Median sold
    $647,500
    Avg days on market
    45
    Recently sold
    22
    See comparable sales
    AI highlights by Zara
    • The cottage itself is a haven of natural light, thanks to its large windows that provide breathtaking views of the expansive property and sparkling waters.
    • The open layout of the kitchen, dining room, and living area offers ample space for hosting gatherings, ensuring everyone feels comfortable and at ease.
    • Additionally, on the lower level you will find two cozy bedrooms, providing comfortable accommodations.
    • Outside, the vast expanse of flat land offers endless possibilities for outdoor activities such as gardening, playing sports, or simply taking leisurely strolls to appreciate the beauty of nature.
    Ask Zara a follow-up
    Unknown
  2. Parking & garage

    3
    Garage
    Unknown
    Parking spaces
    10
    Driveway
    Front Yard Parking
  3. Interior

    5
    Basement
    None
    Family room
    Y
    Kitchens
    1
    Total rooms
    7
    Elevator
    N
  4. Exterior & construction

    6
    Exterior
    Vinyl Siding
    Roof
    Metal
    Foundation
    Slab, Unknown
    View
    Pasture, Bay, Trees/Woods
    Waterfront
    Y
    Pool
    None
  5. Lot & land

    3
    Year built
    51-99
    Lot dimensions
    x
    Zoning
    EP/PA
  6. Listing & possession

    3
    Occupancy
    TBD
    Property style
    2-Storey
    Property class
    Detached
  7. Room-by-room · 7 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Living Room
      8.3 × 13.7 ft
    • Family Room
      9.6 × 13.7 ft
    • Bedroom
      14.4 × 7.8 ft
    • Dining Room
      7.9 × 13.7 ft
    • Kitchen
      9.2 × 13.7 ft
    • Bedroom
      14.4 × 10.4 ft

    Second level

    1 room
    • Primary Bedroom
      14.4 × 18.7 ft
    Combined estimate
    $2,157
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $1,965
    /mo
    based on the purchase price of $399,900
    $79,980 cash
    $319,920 financed
    $269,457 total interest
    Monthly payment$1,965/ month
    Principal54%$319,920
    Interest46%$269,457

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Bath

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 16 Country Club Drive
      Sold
      Sign in for price
      16 Country Club Drive
      Detached
    • 10 Admiral Court
      Sold
      Sign in for price
      10 Admiral Court
      Detached
    • 51 Glenora Drive
      Sold
      Sign in for price
      51 Glenora Drive
      Detached
    • 4744 Bath Road
      Sold
      Sign in for price
      4744 Bath Road
      Detached
    • 514 Caton Road
      Sold
      Sign in for price
      514 Caton Road
      Detached
    • 110 Britannia Crescent
      Sold
      Sign in for price
      110 Britannia Crescent
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    1280 GALT StreetThis home3 / 07,001,100$399,900ask———
    16 Country Club Drive2 / 31,500—
    10 Admiral Court2 / 31,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Bath

    Active listings within ±20% of this asking price.

    • 183 Second Street
      $439,900
      183 Second Street
      Detached 3 1
    • 469 Absalom Road
      $375,000
      469 Absalom Road
      Detached 3 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  8. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  9. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  10. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  11. Public listing courtesy of MCCAFFREY REALTY INC., BROKERAGE · displayed on Summitly per MLS® data-share rules

    1280 GALT Street is a 3-bedroom, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  12. When was 1280 GALT Street built?

    1280 GALT Street was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  13. What is the property tax for 1280 GALT Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 1280 GALT Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  14. How much would the monthly mortgage be on 1280 GALT Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $399,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  15. Has 1280 GALT Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 1280 GALT Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  16. What neighbourhood is 1280 GALT Street in?

    1280 GALT Street is in Greater Napanee, Bath. The 'Neighbourhood' section below links to the live Bath real estate hub with average sold price, days on market, and current inventory.

  17. Is Bath a good place to live?

    Bath is one of ON's actively-tracked Summitly markets. The full Bath real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  18. 51 Glenora Drive
    2 / 3
    1,500
    —
    4744 Bath Road4 / 53,500—
    514 Caton Road4 / 43,000—
    110 Britannia Crescent2 / 31,100—