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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 7 days

    1343 Elm Tree Road

    Ops·Kawartha Lakes, ON·K9V 4R2·Near Hwy 7 & Elm Tree

    • 3 beds
    Kawartha Lakes real estate›X13478168
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Nestled on a large country lot just south of Highway 7 and a couple minutes to Lindsay, this charming all-brick bungalow offers peaceful rural living with beautiful views overlooking farmers' fields. Surrounded by mature trees, the property combines privacy, comfort, and functionality. Inside, you'll find a carpet-free layout featuring 3 bedrooms and 1.5 bathrooms, warmed by two cozy wood stoves and topped with a durable steel roof for added peace of mind. The heart of the home includes a stunning live-edge breakfast bar, adding warmth and character to the kitchen space. Lower level is ready for your custom finishing, complete with a new concrete floor poured in June 2026. The attached garage has been converted into a fully insulated bonus family room complete with its own wood stove and walkout to the fully fenced backyard - perfect for entertaining, relaxing, or creating additional living space for the family. For hobbyists, mechanics, or those who love to entertain, the 31' X 24' heated detached garage/shop is a standout feature, complete with a bar and plenty of room for projects, storage, or gatherings. A garden shed adds even more practical outdoor storage. Enjoy the best of country living with convenience just minutes away in this versatile and welcoming property.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 23, 2026ListedCurrentFor sale$684,900 —X13478168This page
    May 25, 2026Previously listedTer$699,900 —X13168918View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      None
      Fireplaces
      2
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 1343 Elm Tree Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • School Bus Route
    • Hospital
    • Rec./Commun.Centre
    • Fenced Yard
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,365
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $302
    0.53% mill rate · ON
    The market

    How this home sits in the Kawartha Lakes market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Kawartha Lakes market right now

    Average sold price, days on market, and closed-transaction count for Kawartha Lakes — sourced from MLS®.

    • Avg sold price
      $688,044
      Last 30 days
    • Median sold price
      $630,000
      Middle of the market
    • Days on market
      40 d
      Avg from list to close
    • Closed last 30d
      340
      MLS® transactions
    Full Kawartha Lakes market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 1343 Elm Tree Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 1343 Elm Tree Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 1343 Elm Tree Road listed for?

      1343 Elm Tree Road is listed at $684,900 on the MLS® (listing X13478168). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 1343 Elm Tree Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Detached
  4. Built 31-50
  5. .50-1.99 ac lot
  6. Asking
    $684,900
    $0 / sqft · MLS® X13478168
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $688,044
    $633,000Confidence range$743,088
    Asking vs estimate
    ≈in-line
    −$3,144
    (-0.5%)
    Asking is in line
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Kawartha Lakes sell in about 40 days — this one has been listed 7 days.

    Avg sold price
    $688,044
    Median sold
    $630,000
    Avg days on market
    40
    Recently sold
    340
    See comparable sales
    • Nestled on a large country lot just south of Highway 7 and a couple minutes to Lindsay, this charming all-brick bungalow offers peaceful rural living with beautiful views overlooking farmers' fields.
    • The heart of the home includes a stunning live-edge breakfast bar, adding warmth and character to the kitchen space.
    • Lower level is ready for your custom finishing, complete with a new concrete floor poured in June 2026.
    • A garden shed adds even more practical outdoor storage.
    Ask Zara a follow-up
    Well
    Sewer
    Septic
  8. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    1
    Parking spaces
    5
    Driveway
    Private Double
  9. Interior

    5
    Basement
    Full, Unfinished
    Family room
    Y
    Kitchens
    1
    Total rooms
    8
    Laundry level
    Main Level
  10. Exterior & construction

    5
    Exterior
    Brick
    Roof
    Metal
    Foundation
    Block
    View
    Meadow, Pasture
    Pool
    None
  11. Lot & land

    2
    Year built
    31-50
    Zoning
    A
  12. Listing & possession

    3
    Occupancy
    TBD
    Property style
    Bungalow
    Property class
    Detached
  13. Room-by-room · 9 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Ground level

    8 rooms
    • Living Room
      17.6 × 12.0 ft
    • Bedroom 3
      9.8 × 7.9 ft
    • Kitchen
      Breakfast Bar
      16.1 × 9.8 ft
    • Family Room
      w/o to garden · wood stove
      22.9 × 16.7 ft
    • Bedroom 2
      11.3 × 9.8 ft
    • Bathroom
      3 Pc Bath
      7.5 × 6.1 ft
    • Bathroom
      combined w/laundry · 3 pc bath
      10.0 × 5.9 ft
    • Bedroom
      11.3 × 11.3 ft

    Basement level

    1 room
    • Recreation
      41.9 × 24.5 ft
    Combined estimate
    $3,667
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,365
    /mo
    based on the purchase price of $684,900
    $136,980 cash
    $547,920 financed
    $461,492 total interest
    Monthly payment$3,365/ month
    Principal54%$547,920
    Interest46%$461,492

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Kawartha Lakes

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 115 Shadow Lake Rd 6 Road
      Sold
      Sign in for price
      115 Shadow Lake Rd 6 Road
      Detached
    • 6 Sparrow Court
      Sold
      Sign in for price
      6 Sparrow Court
      Detached
    • 119 Agnes Street
      Sold
      Sign in for price
      119 Agnes Street
      Detached
    • 1632 Hwy 35 Highway
      Sold
      Sign in for price
      1632 Hwy 35 Highway
      Detached
    • 251 Lakeshore Drive
      Sold
      Sign in for price
      251 Lakeshore Drive
      Detached
    • 110 West Bay Boulevard
      Sold
      Sign in for price
      110 West Bay Boulevard
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    1343 Elm Tree RoadThis home3 / 211,001,500$684,900ask———
    115 Shadow Lake Rd 6 Road3 / 2700—
    6 Sparrow Court3 / 31,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Kawartha Lakes

    Active listings within ±20% of this asking price.

    • 21 Sackitt Road
      $659,000
      21 Sackitt Road
      Detached 4 2
    • 785 Hwy 35 Highway
      $675,000
      785 Hwy 35 Highway
      Detached 2 2
    • 32 Mcleish Drive
      $599,000
      32 Mcleish Drive
      Detached 3 3
    • 29 Goodman Road
      $669,000
      29 Goodman Road
      Detached 2 2
    • 95 Kenrei Road
      $810,000
      95 Kenrei Road
      Detached 4 4
    • 25 Hillview Drive
      $619,000
      25 Hillview Drive
      Detached 2 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of Royal Lepage Kawartha Lakes Realty Inc. · displayed on Summitly per MLS® data-share rules

    1343 Elm Tree Road is a 3-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 1343 Elm Tree Road built?

    1343 Elm Tree Road was built in 31-50. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  19. What is the property tax for 1343 Elm Tree Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 1343 Elm Tree Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 1343 Elm Tree Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $684,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 1343 Elm Tree Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 1343 Elm Tree Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 1343 Elm Tree Road in?

    1343 Elm Tree Road is in Ops, Kawartha Lakes. The 'Neighbourhood' section below links to the live Kawartha Lakes real estate hub with average sold price, days on market, and current inventory.

  23. Is Kawartha Lakes a good place to live?

    Kawartha Lakes is one of ON's actively-tracked Summitly markets. The full Kawartha Lakes real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 119 Agnes Street
    3 / 2
    1,100
    —
    1632 Hwy 35 Highway3 / 21,500—
    251 Lakeshore Drive2 / 21,100—
    110 West Bay Boulevard4 / 31,500—