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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 12 days

    14 Church Street

    Kincardine·Kincardine, ON·N0G 2T0·Near Main St/King St

    • 4 beds
    Kincardine real estate›X13530238
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    $6,800/month in rental income from day one, with an impressive 7.93% cap rate. At 20% down, this property cash flows over $2,000/month. A rare turnkey investment in Kincardine. Welcome to 14 Church St, a fully tenanted 7-bedroom bungalow set up for maximum cash flow with minimal work. 4 bedrooms on the main level, 3 more on the lower level with its own separate entrance and brand new kitchen. Nearly 3,000 sqf of living space - a true room-rental setup already producing income. Double car garage, huge 63' x 294' lot, parking for 11 vehicles. 10 minutes to Bruce Power, 5 minutes to the beach, 15 to Port Elgin. Investors: the numbers speak for themselves. Book your showing today.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    • $6,800/month in rental income from day one, with an impressive 7.93% cap rate.
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 6, 2026ListedCurrentFor sale$899,000 —X13530238This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 14 Church Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,417
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $361
    0.48% mill rate · ON
    The market

    How this home sits in the Kincardine market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Kincardine market right now

    Average sold price, days on market, and closed-transaction count for Kincardine — sourced from MLS®.

    • Avg sold price
      $685,431
      Last 30 days
    • Median sold price
      $612,850
      Middle of the market
    • Days on market
      43 d
      Avg from list to close
    • Closed last 30d
      74
      MLS® transactions
    Full Kincardine market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 14 Church Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 14 Church Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 14 Church Street listed for?

      14 Church Street is listed at $899,000 on the MLS® (listing X13530238). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 14 Church Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 1100-1500 sqft
  3. Detached
  4. Asking
    $899,000
    $0 / sqft · MLS® X13530238
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $808,809
    $744,104Confidence range$873,513
    Asking vs estimate
    ↑above
    +$90,191
    (+11.2%)
    Asking is above estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Kincardine sell in about 43 days — this one has been listed 12 days.

    Avg sold price
    $685,431
    Median sold
    $612,850
    Avg days on market
    43
    Recently sold
    74
    See comparable sales
    Welcome to 14 Church St, a fully tenanted 7-bedroom bungalow set up for maximum cash flow with minimal work. 4 bedrooms on the main level, 3 more on the lower level with its own separate entrance and brand new kitchen.
  6. Nearly 3,000 sqf of living space - a true room-rental setup already producing income.
  7. Double car garage, huge 63' x 294' lot, parking for 11 vehicles. 10 minutes to Bruce Power, 5 minutes to the beach, 15 to Port Elgin.
  8. Ask Zara a follow-up
    Sewer
  9. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    2
    Parking spaces
    8
    Driveway
    6
  10. Interior

    4
    Basement
    Finished, Separate Entrance, Finished with Walk-Out
    Family room
    N
    Kitchens
    1
    Total rooms
    8
  11. Exterior & construction

    4
    Exterior
    Brick Front
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block
    Pool
    None
  12. Listing & possession

    3
    Occupancy
    60/90
    Property style
    Bungalow
    Property class
    Detached
  13. Room-by-room · 9 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Kitchen
      13.4 × 17.4 ft
    • Bedroom 2
      13.0 × 11.4 ft
    • Bedroom 3
      10.0 × 13.0 ft
    • Living Room
      14.4 × 17.5 ft
    • Primary Bedroom
      4 Pc Ensuite
      12.0 × 14.0 ft
    • Bedroom 4
      10.1 × 13.3 ft

    Lower level

    3 rooms
    • Bedroom
      12.0 × 11.0 ft
    • Bedroom
      13.2 × 10.1 ft
    • Bedroom 5
      12.0 × 11.0 ft
    Combined estimate
    $4,778
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,417
    /mo
    based on the purchase price of $899,000
    $179,800 cash
    $719,200 financed
    $605,755 total interest
    Monthly payment$4,417/ month
    Principal54%$719,200
    Interest46%$605,755

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Kincardine

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 553 Scott Street
      Sold
      Sign in for price
      553 Scott Street
      Detached
    • 706 Brownell Drive
      Sold
      Sign in for price
      706 Brownell Drive
      Detached
    • 45 Goderich Street
      Sold
      Sign in for price
      45 Goderich Street
      Detached
    • 538 Queen Street
      Sold
      Sign in for price
      538 Queen Street
      Detached
    • 25 Inverlyn Crescent
      Sold
      Sign in for price
      25 Inverlyn Crescent
      Detached
    • 500 Walkers Circle
      Sold
      Sign in for price
      500 Walkers Circle
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    14 Church StreetThis home4 / 311,001,500$899,000ask———
    553 Scott Street3 / 2700—
    706 Brownell Drive3 / 2700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Kincardine

    Active listings within ±20% of this asking price.

    • 40 Eastwood Crescent
      $749,900
      40 Eastwood Crescent
      Detached 3 3
    • 231 Park Street
      $875,000
      231 Park Street
      Detached 3 3
    • 804 Princes Street
      $997,500
      804 Princes Street
      Detached 3 2
    • 167 Goderich Street
      $925,000
      167 Goderich Street
      Detached 3 2
    • 71 Upper Lorne Beach Road
      $999,000
      71 Upper Lorne Beach Road
      Detached 3 3
    • 107 Inverness Street
      $949,900
      107 Inverness Street
      Detached 5 4
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of HOUSESIGMA INC. · displayed on Summitly per MLS® data-share rules

    14 Church Street is a 4-bedroom, 3-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 14 Church Street built?

    The year built for 14 Church Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  19. What is the property tax for 14 Church Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 14 Church Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 14 Church Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $899,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 14 Church Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 14 Church Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 14 Church Street in?

    14 Church Street is in Kincardine, Kincardine. The 'Neighbourhood' section below links to the live Kincardine real estate hub with average sold price, days on market, and current inventory.

  23. Is Kincardine a good place to live?

    Kincardine is one of ON's actively-tracked Summitly markets. The full Kincardine real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 45 Goderich Street
    3 / 3
    2,000
    —
    538 Queen Street3 / 12,000—
    25 Inverlyn Crescent3 / 31,100—
    500 Walkers Circle3 / 21,100—