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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 201 daysPrice drop · $80,000 off (-13.3%)

    162 Queen Street

    Cobourg·Cobourg, ON·K9A 4T8·Near Queen St & Green St

    • 4 beds
    Cobourg real estate›X12491280
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Perfectly situated in Downtown Cobourg, this charming semi-detached home is one of two side-by-side properties for sale, an ideal opportunity for investors, extended families, or those seeking a prime location steps from Victoria Park and Cobourg Beach. Featuring a garage, four bedrooms, and a finished lower level, this home offers both space and versatility. The main floor presents a bright, carpet-free layout with a spacious living room highlighted by a wall of windows, leading into a well-sized dining area. The kitchen features generous counter space, a large window over the sink, and a walkout to the backyard, perfect for outdoor dining and entertaining. A convenient guest bathroom completes this level. Upstairs, the primary suite offers dual closets and a private ensuite, complemented by three additional bedrooms and a full bathroom. The finished lower level expands the living area with a large recreation room featuring a cozy gas fireplace, along with a games or media room that can easily serve as a guest bedroom or home office. Outside, there is a fully fenced backyard with green space and patio area. With its unbeatable location near downtown shops, markets, and the waterfront, this home pairs classic charm with everyday convenience in one of Cobourg's most sought-after neighbourhoods.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 29, 2026Price reducedCurrentReduced$519,900−$80,000 (13.3%)X12491280This page
    Oct 30, 2025ListedCurrentFor sale$599,900 —X12491280This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      None
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 162 Queen Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,554
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $393
    0.91% mill rate · ON
    The market

    How this home sits in the Cobourg market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Cobourg market right now

    Average sold price, days on market, and closed-transaction count for Cobourg — sourced from MLS®.

    • Avg sold price
      $662,206
      Last 30 days
    • Median sold price
      $635,000
      Middle of the market
    • Days on market
      37 d
      Avg from list to close
    • Closed last 30d
      101
      MLS® transactions
    Full Cobourg market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 162 Queen Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 162 Queen Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 162 Queen Street listed for?

      162 Queen Street is listed at $519,900 on the MLS® (listing X12491280). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 162 Queen Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 1100-1500 sqft
  3. Semi-Detached
  4. Asking
    $519,900
    $0 / sqft · MLS® X12491280
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $781,403
    $718,891Confidence range$843,915
    Asking vs estimate
    ↓below
    −$261,503
    (-33.5%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Cobourg sell in about 37 days — this one has been listed 201 days.

    Avg sold price
    $662,206
    Median sold
    $635,000
    Avg days on market
    37
    Recently sold
    101
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    • Featuring a garage, four bedrooms, and a finished lower level, this home offers both space and versatility.
    • The main floor presents a bright, carpet-free layout with a spacious living room highlighted by a wall of windows, leading into a well-sized dining area.
    • The kitchen features generous counter space, a large window over the sink, and a walkout to the backyard, perfect for outdoor dining and entertaining.
    • Outside, there is a fully fenced backyard with green space and patio area.
    Ask Zara a follow-up
    Sewer
  6. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    3
    Driveway
    Private
  7. Interior

    5
    Basement
    Partially Finished
    Family room
    N
    Kitchens
    1
    Total rooms
    10
    Laundry level
    Lower Level
  8. Exterior & construction

    4
    Exterior
    Brick, Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block
    Pool
    None
  9. Lot & land

    1
    Zoning
    R5
  10. Listing & possession

    3
    Occupancy
    TBD
    Property style
    2-Storey
    Property class
    Semi-Detached
  11. Room-by-room · 13 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    4 rooms
    • Kitchen
      14.7 × 9.6 ft
    • Dining Room
      10.8 × 9.5 ft
    • Bathroom
      2 Pc Bath
      2.9 × 5.2 ft
    • Living Room
      18.6 × 10.2 ft

    Upper level

    6 rooms
    • Bedroom 4
      10.9 × 10.2 ft
    • Bedroom 3
      10.9 × 9.6 ft
    • Bathroom
      4 Pc Bath
      9.8 × 6.2 ft
    • Bedroom 2
      13.3 × 9.6 ft
    • Primary Bedroom
      2 Pc Ensuite
      16.4 × 10.2 ft
    • Bathroom
      2 Pc Ensuite
      3.1 × 6.0 ft

    Basement level

    3 rooms
    • Utility Room
      11.2 × 11.4 ft
    • Other
      12.4 × 8.0 ft
    • Recreation
      Fireplace
      23.9 × 9.8 ft
    Combined estimate
    $2,947
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,554
    /mo
    based on the purchase price of $519,900
    $103,980 cash
    $415,920 financed
    $350,314 total interest
    Monthly payment$2,554/ month
    Principal54%$415,920
    Interest46%$350,314

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable semi-detacheds that just sold in Cobourg

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 158 Queen Street
      Sold
      Sign in for price
      158 Queen Street
      Semi-Detached
    • 399 Alexandria Drive
      Sold
      Sign in for price
      399 Alexandria Drive
      Semi-Detached
    • 461 Burnham Manor Court
      Sold
      Sign in for price
      461 Burnham Manor Court
      Semi-Detached
    • 449 Burnham Manor Court
      Sold
      Sign in for price
      449 Burnham Manor Court
      Semi-Detached
    • 412 Alexandria Drive
      Sold
      Sign in for price
      412 Alexandria Drive
      Semi-Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    162 Queen StreetThis home4 / 311,001,500$519,900ask———
    158 Queen Street4 / 31,100—
    399 Alexandria Drive3 / 11,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  12. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  13. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  14. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  15. Public listing courtesy of RE/MAX HALLMARK FIRST GROUP REALTY LTD. · displayed on Summitly per MLS® data-share rules

    162 Queen Street is a 4-bedroom, 3-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  16. When was 162 Queen Street built?

    The year built for 162 Queen Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  17. What is the property tax for 162 Queen Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 162 Queen Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  18. How much would the monthly mortgage be on 162 Queen Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $519,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  19. Has 162 Queen Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 162 Queen Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  20. What neighbourhood is 162 Queen Street in?

    162 Queen Street is in Cobourg, Cobourg. The 'Neighbourhood' section below links to the live Cobourg real estate hub with average sold price, days on market, and current inventory.

  21. Is Cobourg a good place to live?

    Cobourg is one of ON's actively-tracked Summitly markets. The full Cobourg real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  22. 461 Burnham Manor Court
    3 / 2
    700
    —
    449 Burnham Manor Court3 / 2700—
    412 Alexandria Drive3 / 2700—