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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 15 daysPrice drop · $10,001 off (-1.2%)

    196 FIRST ST LOUTH

    Grapeview·St. Catharines, ON·L2S 0A6·Near FIRSTSTLOUTH/STONEBRIDGEGATE

    • 3 beds
    St. Catharines real estate›X13225236
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    3 Bedroom 2 full washrooms 4 level backsplit 1200 plus and approximately 500 sqft family room with gas fire place and 3 piece washroom in prime west end location . very well kept . many upgrades over the time. very close to hospital, schools, shopping . freshly painted. family room walkout to backyard ,highly rated schools and much more. The cozy lower-level family room features a warm gas fireplace and a walk-out to the backyard, perfect for extending your living space. An additional lower level is thoughtfully set up with laundry and bonus living space. Sump Pumps, Central vacuum as is never used, Sprinkler system,

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    • The cozy lower-level family room features a warm gas fireplace and a walk-out to the backyard, perfect for extending your living space.
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 15, 2026Price reducedCurrentReduced$799,999−$10,001 (1.2%)X13225236This page
    Jun 1, 2026ListedCurrentFor sale$810,000 —X13225236This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 196 FIRST ST LOUTH
    What's nearby

    Points of interest classified by the MLS® feed.

    • Hospital
    • Park
    • School
    • Public Transit
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,930
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $444
    0.67% mill rate · ON
    The market

    How this home sits in the St. Catharines market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The St. Catharines market right now

    Average sold price, days on market, and closed-transaction count for St. Catharines — sourced from MLS®.

    • Avg sold price
      $583,430
      Last 30 days
    • Median sold price
      $555,000
      Middle of the market
    • Days on market
      38 d
      Avg from list to close
    • Closed last 30d
      473
      MLS® transactions
    Full St. Catharines market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 196 FIRST ST LOUTH — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 196 FIRST ST LOUTH and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 196 FIRST ST LOUTH listed for?

      196 FIRST ST LOUTH is listed at $799,999 on the MLS® (listing X13225236). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 196 FIRST ST LOUTH have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Detached
  4. Asking
    $799,999
    $0 / sqft · MLS® X13225236
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $583,430
    $536,756Confidence range$630,104
    Asking vs estimate
    ↑↑well-above
    +$216,569
    (+37.1%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in St. Catharines sell in about 38 days — this one has been listed 15 days.

    Avg sold price
    $583,430
    Median sold
    $555,000
    Avg days on market
    38
    Recently sold
    473
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    An additional lower level is thoughtfully set up with laundry and bonus living space.
  6. Sump Pumps, Central vacuum as is never used, Sprinkler system,
  7. Ask Zara a follow-up
    Sewer
  8. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    5
    Driveway
    Private Double
  9. Interior

    4
    Basement
    Finished
    Family room
    Y
    Kitchens
    1
    Total rooms
    4
  10. Exterior & construction

    4
    Exterior
    Aluminum Siding, Brick
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    Pool
    None
  11. Listing & possession

    4
    Possession
    2026-06-01T00:00:00.000-00:00
    Occupancy
    FLEXIBLE
    Property style
    Backsplit 4
    Property class
    Detached
  12. Room-by-room · 12 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    8 rooms
    • Dining Room
      10.2 × 8.4 ft
    • Bedroom 2
      laminate · window · closet
      6.6 × 5.3 ft
    • Foyer
      Tile Floor
      4.6 × 7.7 ft
    • Bedroom 3
      laminate · window · closet
      13.6 × 10.8 ft
    • Bathroom
      4 Pc Bath
      6.5 × 7.4 ft
    • Living Room
      stainless steel appl · overlooks backyard
      14.2 × 16.4 ft
    • Kitchen
      15.7 × 9.3 ft
    • Primary Bedroom
      laminate · closet · overlooks backyard
      12.8 × 19.7 ft

    Lower level

    4 rooms
    • Bathroom
      3 Pc Bath
      6.5 × 8.0 ft
    • Laundry
      Laundry Sink
      12.8 × 7.5 ft
    • Family Room
      laminate · overlooks backyard · fireplace
      24.1 × 12.9 ft
    • Recreation
      18.0 × 21.1 ft
    Combined estimate
    $4,374
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,930
    /mo
    based on the purchase price of $799,999
    $160,000 cash
    $639,999 financed
    $539,047 total interest
    Monthly payment$3,930/ month
    Principal54%$639,999
    Interest46%$539,047

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in St. Catharines

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 4 Rossie Place
      Sold
      Sign in for price
      4 Rossie Place
      Detached
    • 23 Northdale Drive
      Sold
      Sign in for price
      23 Northdale Drive
      Detached
    • 22 Briarfield Crescent
      Sold
      Sign in for price
      22 Briarfield Crescent
      Detached
    • 13 ROCKWOOD Avenue
      Sold
      Sign in for price
      13 ROCKWOOD Avenue
      Detached
    • 31 MILDRED Avenue
      Sold
      Sign in for price
      31 MILDRED Avenue
      Detached
    • 25 MILDRED Avenue
      Sold
      Sign in for price
      25 MILDRED Avenue
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    196 FIRST ST LOUTHThis home3 / 211,001,500$799,999ask———
    4 Rossie Place3 / 2700—
    23 Northdale Drive3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in St. Catharines

    Active listings within ±20% of this asking price.

    • 9 Woodgarden Court
      $899,000
      9 Woodgarden Court
      Detached 3 3
    • 18 Ghent Street
      $749,900
      18 Ghent Street
      Detached 4 2
    • 25 Victor Boulevard
      $849,000
      25 Victor Boulevard
      Detached 2 3
    • 15 Brigantine Court
      $874,900
      15 Brigantine Court
      Detached 3 3
    • 6 BARBARA Place
      $659,900
      6 BARBARA Place
      Detached 3 2
    • 181 Woodside Drive
      $729,900
      181 Woodside Drive
      Detached 2 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  13. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  14. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  15. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  16. Public listing courtesy of HOMELIFE/MIRACLE REALTY LTD · displayed on Summitly per MLS® data-share rules

    196 FIRST ST LOUTH is a 3-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  17. When was 196 FIRST ST LOUTH built?

    The year built for 196 FIRST ST LOUTH isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  18. What is the property tax for 196 FIRST ST LOUTH?

    The 'Property tax' tab in the History section shows the most recent annual tax for 196 FIRST ST LOUTH plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  19. How much would the monthly mortgage be on 196 FIRST ST LOUTH?

    The affordability calculator on this page shows an estimated monthly mortgage for $799,999 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  20. Has 196 FIRST ST LOUTH been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 196 FIRST ST LOUTH with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  21. What neighbourhood is 196 FIRST ST LOUTH in?

    196 FIRST ST LOUTH is in Grapeview, St. Catharines. The 'Neighbourhood' section below links to the live St. Catharines real estate hub with average sold price, days on market, and current inventory.

  22. Is St. Catharines a good place to live?

    St. Catharines is one of ON's actively-tracked Summitly markets. The full St. Catharines real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  23. 22 Briarfield Crescent
    5 / 4
    1,500
    —
    13 ROCKWOOD Avenue3 / 21,100—
    31 MILDRED Avenue3 / 2700—
    25 MILDRED Avenue2 / 2700—