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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 21 days

    198 Bagot Street

    Cobourg·Cobourg, ON·K9A 3G4·Near Bagot St & King St W

    • 5 beds
    Cobourg real estate›X13190256
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    This iconic 1870s heritage home is a beautifully preserved piece of Cobourg's history, blending old-world charm and modern convenience. Ideally located moments from West Beach, the boardwalk, and downtown amenities, this distinguished property presents a rare opportunity to own a character-filled residence with flexible living potential. Inside, intricate trim work, soaring ceilings, and plaster mouldings showcase the craftsmanship of a bygone era. The formal living room features a bay window, elegant chandelier, and a decorative fireplace. In contrast, the adjacent family room opens to the covered front porch through French doors, blending indoor and outdoor living. The spacious, light-filled dining room is perfect for hosting unforgettable dinner parties. The custom chefs kitchen, featuring ceiling-height cabinetry, high-end stainless steel appliances, dual convection wall ovens, a warming drawer, and a convection microwave, ideal for entertaining and everyday living, walkouts lead to the deck and patio, ideal for outdoor entertaining. Upstairs, the principal suite offers a peaceful retreat with a decorative fireplace and an ensuite bath. Four additional bedrooms, two with ensuites and a second-floor laundry room provide comfort and flexibility for family or guests. The spacious attic/loft offers untapped potential for a home office, studio, or retreat. Outside, the fenced, meticulously maintained landscaped yard is surrounded by mature trees offering a tranquil refuge in the heart of downtown. A patio and deck are perfect for summer gatherings, and two driveways provide ample off-street parking. This heritage gem offers warmth, character, and modern comfort - an exceptional opportunity in one of Cobourg's most sought-after locations.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 27, 2026ListedCurrentFor sale$1,399,900 —X13190256This page
    May 1, 2025Previously listedExp$1,399,900 —X12127775View
    Jun 17, 2024Previously listedExp$1,495,000 —X8447250View
    Apr 11, 2024Previously listedSus$1,495,000 —X8223900View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 198 Bagot Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Golf
    • Hospital
    • Library
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $6,877
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $756
    0.65% mill rate · ON
    The market

    How this home sits in the Cobourg market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Cobourg market right now

    Average sold price, days on market, and closed-transaction count for Cobourg — sourced from MLS®.

    • Avg sold price
      $654,900
      Last 30 days
    • Median sold price
      $627,500
      Middle of the market
    • Days on market
      40 d
      Avg from list to close
    • Closed last 30d
      104
      MLS® transactions
    Full Cobourg market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 198 Bagot Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 198 Bagot Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 198 Bagot Street listed for?

      198 Bagot Street is listed at $1,399,900 on the MLS® (listing X13190256). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 198 Bagot Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 5 baths
  2. 3000-3500 sqft
  3. Detached
  4. Asking
    $1,399,900
    $0 / sqft · MLS® X13190256
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $890,664
    $819,411Confidence range$961,917
    Asking vs estimate
    ↑↑well-above
    +$509,236
    (+57.2%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 5 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Cobourg sell in about 40 days — this one has been listed 21 days.

    Avg sold price
    $654,900
    Median sold
    $627,500
    Avg days on market
    40
    Recently sold
    104
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    AI highlights by Zara
    • The formal living room features a bay window, elegant chandelier, and a decorative fireplace.
    • The spacious, light-filled dining room is perfect for hosting unforgettable dinner parties.
    • Upstairs, the principal suite offers a peaceful retreat with a decorative fireplace and an ensuite bath.
    • A patio and deck are perfect for summer gatherings, and two driveways provide ample off-street parking.
    Ask Zara a follow-up
    Sewer
  6. Parking & garage

    3
    Garage
    None
    Parking spaces
    6
    Driveway
    Private
  7. Interior

    5
    Basement
    Separate Entrance, Unfinished
    Family room
    Y
    Kitchens
    1
    Total rooms
    14
    Laundry level
    Upper Level
  8. Exterior & construction

    4
    Exterior
    Brick
    Roof
    Asphalt Shingle
    Foundation
    Stone
    Pool
    None
  9. Listing & possession

    3
    Occupancy
    TBD
    Property style
    2-Storey
    Property class
    Detached
  10. Marina
  11. Park
  12. Combined estimate
    $7,633
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $6,877
    /mo
    based on the purchase price of $1,399,900
    $279,980 cash
    $1,119,920 financed
    $943,267 total interest
    Monthly payment$6,877/ month
    Principal54%$1,119,920
    Interest46%$943,267

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Cobourg

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 705 Carlisle Street
      Sold
      Sign in for price
      705 Carlisle Street
      Detached
    • 588 Carlisle Street
      Sold
      Sign in for price
      588 Carlisle Street
      Detached
    • 1963 Workman Road
      Sold
      Sign in for price
      1963 Workman Road
      Detached
    • 6 St. Lawrence Place
      Sold
      Sign in for price
      6 St. Lawrence Place
      Detached
    • 1093 Frei Street
      Sold
      Sign in for price
      1093 Frei Street
      Detached
    • 585 Burwash Street
      Sold
      Sign in for price
      585 Burwash Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    198 Bagot StreetThis home5 / 530,003,500$1,399,900ask———
    705 Carlisle Street4 / 32,000—
    588 Carlisle Street4 / 42,000—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Cobourg

    Active listings within ±20% of this asking price.

    • 233 Huycke Street
      $1,165,000
      233 Huycke Street
      Detached 4 4
    • 216 Church Street
      $1,465,000
      216 Church Street
      Detached 6 3
    • 3 Hamilton Court
      $1,575,000
      3 Hamilton Court
      Detached 4 4
    • 238 James Street
      $1,250,000
      238 James Street
      Detached 6 6
    • 40 Tremaine Terrace
      $1,450,000
      40 Tremaine Terrace
      Detached 4 4
    • 351 George Street
      $1,400,000
      351 George Street
      Detached 4 4
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  13. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  14. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  15. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  16. Public listing courtesy of RE/MAX HALLMARK FIRST GROUP REALTY LTD. · displayed on Summitly per MLS® data-share rules

    198 Bagot Street is a 5-bedroom, 5-bath, 3000-3500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  17. When was 198 Bagot Street built?

    The year built for 198 Bagot Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  18. What is the property tax for 198 Bagot Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 198 Bagot Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  19. How much would the monthly mortgage be on 198 Bagot Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,399,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  20. Has 198 Bagot Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 198 Bagot Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  21. What neighbourhood is 198 Bagot Street in?

    198 Bagot Street is in Cobourg, Cobourg. The 'Neighbourhood' section below links to the live Cobourg real estate hub with average sold price, days on market, and current inventory.

  22. Is Cobourg a good place to live?

    Cobourg is one of ON's actively-tracked Summitly markets. The full Cobourg real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  23. 1963 Workman Road
    4 / 3
    2,000
    —
    6 St. Lawrence Place4 / 41,500—
    1093 Frei Street4 / 42,500—
    585 Burwash Street4 / 21,100—