Available on mobile

Take Summitly with you.

Browse listings, get instant alerts, and talk to your AI concierge — all from your pocket.

Download on theApp StoreGet it onGoogle Play

Weekly market briefing

The smartest move starts here.

Curated listings, price trends, and neighbourhood insights — delivered Sunday morning.

Summitly

Your trusted partner in real estate. We help you find your perfect home, make informed decisions, and connect with expert professionals across Canada.

Explore

Map SearchBrowse ListingsBrowse RentalsSold HomesOpen Houses

Sell & Rent

Sell Your HomeHome ValuationList Your Rental — FreeRental PricingRenting on Summitly

Resources

CalculatorsGet Pre-QualifiedNews & InsightsGuidesBlogAI ConciergeFranchise

Company

AboutContactFind a RealtorCareers — Join SummitlyFAQs
310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

Privacy PolicyTerms of UseCookiesSitemap

Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

    Summitly Logo
    Buy
    Sell
    Rent
    Pre-con
    Meet ZaraMy HomeNews & Insights
    HomeBuySell
    For sale On market 27 days

    198 James Street W

    Prescott·Prescott, ON·K0E 1T0·Near James and Centre Street

    • 4 beds
    Prescott real estate›X13155284
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Charming 4-Bed, 2.5-Bath Brick Home with Modern Upgrades & Character. Step into 2,500 sq. ft. of comfort and style in this solid, all-brick detached home that perfectly blends timeless character with today's modern conveniences. With 4 bedrooms, 2.5 bathrooms, and a fenced yard, this home is designed for real life-whether that means raising a family, hosting gatherings, or simply enjoying quiet moments at home. Main Floor Highlights: Welcoming 3-season enclosed front porch, ideal for morning coffee or evening reads. A spacious foyer opens into a warm living room featuring a gas fireplace for cozy nights. New patio doors lead to an east-facing deck and private fenced yard, with direct access to the garage through a convenient side door. A large dining room-perfect for family dinners or entertaining guests. A modern, fully updated kitchen with new gas range & hood. (All appliances included) Dual exterior doors-one leading to a covered deck for year-round BBQs. 2-pc powder room completes the main floor. Upper Level-Primary bedroom with a new private 3-piece ensuite (2023). Two additional bedrooms plus a bright fourth room, ideal as a home office, nursery, or den. A full 4-piece bath (2025) serves the upper level. Additional Features- 24x30 ft detached garage (2023); 720 sq. ft., wired and heated-perfect for hobbies, workouts, or year-round use. A fully fenced yard (2022) completes this property. This home combines modern updates with lasting quality and character-the perfect place to start your next chapter. Updates: Driveway paved (2025); furnace (2023); AC (2021); 100 amp service (2018); main roof (2018); sunroom roof (2024); sewer and water line replaced (2023); all new windows (2023-2024); new front door & sunroom porch windows (2025); fascia, soffit, and eaves (2022); deck off kitchen (2025); updated 4-piece bath (2025); tankless hot water heater (2020); plumbing (2018).The owner has done a home inspection and it will be available on viewings.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 21, 2026ListedCurrentFor sale$724,900 —X13155284This page
    Mar 30, 2026Previously listedTer$727,900 —X12934752View
    Jan 5, 2026Previously listedTer$749,900 —X12661788View
    Oct 20, 2025Previously listedExp$759,900 —X12471253View
    Sep 2, 2025Previously listedTer$759,900 —X12373487View
    Jun 25, 2025Previously listedExp$759,900 —X12244853View
    May 29, 2025Previously listedTer$800,000 —X12180763View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 198 James Street W
    What's nearby

    Points of interest classified by the MLS® feed.

    • Fenced Yard
    • Place Of Worship
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,561
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $334
    0.55% mill rate · ON
    The market

    How this home sits in the Prescott market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Prescott market right now

    Average sold price, days on market, and closed-transaction count for Prescott — sourced from MLS®.

    • Avg sold price
      $421,781
      Last 30 days
    • Median sold price
      $392,781
      Middle of the market
    • Days on market
      28 d
      Avg from list to close
    • Closed last 30d
      18
      MLS® transactions
    Full Prescott market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 198 James Street W — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 198 James Street W and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 198 James Street W listed for?

      198 James Street W is listed at $724,900 on the MLS® (listing X13155284). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 198 James Street W have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 2500-3000 sqft
  3. Detached
  4. Built 100+
  5. Asking
    $724,900
    $0 / sqft · MLS® X13155284
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $497,702
    $457,885Confidence range$537,518
    Asking vs estimate
    ↑↑well-above
    +$227,198
    (+45.6%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Prescott sell in about 28 days — this one has been listed 27 days.

    Avg sold price
    $421,781
    Median sold
    $392,781
    Avg days on market
    28
    Recently sold
    18
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    AI highlights by Zara
    • A spacious foyer opens into a warm living room featuring a gas fireplace for cozy nights.
    • New patio doors lead to an east-facing deck and private fenced yard, with direct access to the garage through a convenient side door.
    • A modern, fully updated kitchen with new gas range & hood. (All appliances included) Dual exterior doors-one leading to a covered deck for year-round BBQs. 2-pc powder room completes the main floor.
    • Upper Level-Primary bedroom with a new private 3-piece ensuite (2023).
    Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  7. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    2
    Parking spaces
    4
    Driveway
    Private
  8. Interior

    5
    Basement
    Unfinished
    Family room
    N
    Kitchens
    1
    Total rooms
    9
    Laundry level
    Upper Level
  9. Exterior & construction

    4
    Exterior
    Brick, Vinyl Siding
    Roof
    Shingles
    Foundation
    Stone
    Pool
    None
  10. Lot & land

    1
    Year built
    100+
  11. Listing & possession

    3
    Occupancy
    TBD
    Property style
    2 1/2 Storey
    Property class
    Detached
  12. Room-by-room · 13 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Foyer
      4.3 × 8.5 ft
    • Living Room
      12.1 × 14.7 ft
    • Dining Room
      11.6 × 16.2 ft
    • Kitchen
      13.0 × 16.8 ft
    • Sunroom
      5.8 × 11.7 ft
    • Office
      10.9 × 11.6 ft
    • Bathroom
      2 Pc Bath
      4.0 × 7.1 ft

    Second level

    6 rooms
    • Primary Bedroom
      11.4 × 11.6 ft
    • Bedroom 3
      9.0 × 11.0 ft
    • Bedroom 2
      11.6 × 11.6 ft
    • Bathroom
      4 Pc Bath
      5.4 × 9.7 ft
    • Bathroom
      3 Pc Ensuite
      6.2 × 9.0 ft
    • Bedroom 4
      9.3 × 12.9 ft
    Combined estimate
    $3,895
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,561
    /mo
    based on the purchase price of $724,900
    $144,980 cash
    $579,920 financed
    $488,445 total interest
    Monthly payment$3,561/ month
    Principal54%$579,920
    Interest46%$488,445

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Prescott

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 773 Royal Crescent
      Sold
      Sign in for price
      773 Royal Crescent
      Detached
    • 48 Alta Vista Drive
      Sold
      Sign in for price
      48 Alta Vista Drive
      Detached
    • 419 ST LAWRENCE Street
      Sold
      Sign in for price
      419 ST LAWRENCE Street
      Detached
    • 265 Kingston Crescent
      Sold
      Sign in for price
      265 Kingston Crescent
      Detached
    • 763 Josephine Street
      Sold
      Sign in for price
      763 Josephine Street
      Detached
    • 315 McAuley Road
      Sold
      Sign in for price
      315 McAuley Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    198 James Street WThis home4 / 325,003,000$724,900ask———
    773 Royal Crescent3 / 1700—
    48 Alta Vista Drive3 / 11,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Prescott

    Active listings within ±20% of this asking price.

    • 652 Henry Street
      $650,000
      652 Henry Street
      Detached 4 2
    • 495 King Street
      $850,000
      495 King Street
      Detached 4 5
    • 157 DIBBLE Street
      $750,000
      157 DIBBLE Street
      Detached 5 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  13. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  14. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  15. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  16. Public listing courtesy of RE/MAX HOMETOWN REALTY INC · displayed on Summitly per MLS® data-share rules

    198 James Street W is a 4-bedroom, 3-bath, 2500-3000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  17. When was 198 James Street W built?

    198 James Street W was built in 100+. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  18. What is the property tax for 198 James Street W?

    The 'Property tax' tab in the History section shows the most recent annual tax for 198 James Street W plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  19. How much would the monthly mortgage be on 198 James Street W?

    The affordability calculator on this page shows an estimated monthly mortgage for $724,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  20. Has 198 James Street W been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 198 James Street W with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  21. What neighbourhood is 198 James Street W in?

    198 James Street W is in Prescott, Prescott. The 'Neighbourhood' section below links to the live Prescott real estate hub with average sold price, days on market, and current inventory.

  22. Is Prescott a good place to live?

    Prescott is one of ON's actively-tracked Summitly markets. The full Prescott real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  23. 419 ST LAWRENCE Street
    3 / 2
    1,100
    —
    265 Kingston Crescent4 / 21,500—
    763 Josephine Street3 / 1700—
    315 McAuley Road3 / 21,100—