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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 260 days

    19980 Georgian Bay Shore

    Gibson·Georgian Bay, ON·P0E 1E0·Near Boat Access Only

    • 5 beds
    Georgian Bay real estate›X12378551
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    This property is truly a private paradise on the clear waters of Georgian Bay, where 20 spectacular acres of trees, granite and over 1700 feet of waterfront await your arrival. This exceptional 2 1/2 storey, 5-bedroom, 4-bathroom post and beam cottage offers the perfect blend of rustic charm and modern comfort, creating an unforgettable lakeside sanctuary. Your adventure begins with a scenic 15-20 minute boat ride from Honey Harbour Marinas, delivering you to this secluded haven near the Musquash River Mouth. Enjoy the convenience of multiple docking systems and a floating double wet boathouse. The granite shore deck near the sandy beach area creates an elegant transition to the property. Landscaping combines crushed granite pathways with natural exposed rock formations creating stunning visual interest. Glass railings grace the expansive decks, providing unobstructed views and a louvered pergola system on the upper deck allows you to curate your outdoor experience. The main floor has a primary bedroom with ensuite, complemented by a convenient 2-piece bathroom and generous storage areas. The heart of the home features an open concept kitchen/dining area with spacious living room and a cozy wood-burning fireplace. A secondary sitting room provides additional gathering space for quiet moments. The walkout basement level transforms into an entertainer's dream with two additional bedrooms, bathroom facilities with separate shower, and a games room featuring its own wood-burning fireplace. The sunroom offers breathtaking water views and serves as the perfect morning coffee spot. A charming bunkie provides additional guest accommodation or serves as a peaceful retreat space. The western exposure ensures spectacular sunsets that paint the sky each evening, creating magical moments that will become treasured family memories. This remarkable waterfront estate offers the ultimate Georgian Bay experience, where natural beauty meets thoughtful design in perfect harmony.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Sep 3, 2025ListedCurrentFor sale$3,400,000 —X12378551This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      None
      Water source
      Other
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 19980 Georgian Bay Shore
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Clear View
    • Lake Access
    • Waterfront
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $16,703
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $731
    0.26% mill rate · ON
    The market

    How this home sits in the Georgian Bay market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Georgian Bay market right now

    Average sold price, days on market, and closed-transaction count for Georgian Bay — sourced from MLS®.

    • Avg sold price
      $1,076,302
      Last 30 days
    • Median sold price
      $820,000
      Middle of the market
    • Days on market
      51 d
      Avg from list to close
    • Closed last 30d
      32
      MLS® transactions
    Full Georgian Bay market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 19980 Georgian Bay Shore — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 19980 Georgian Bay Shore and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 19980 Georgian Bay Shore listed for?

      19980 Georgian Bay Shore is listed at $3,400,000 on the MLS® (listing X12378551). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 19980 Georgian Bay Shore have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 4 baths
  2. 3000-3500 sqft
  3. Detached
  4. 10-24.99 ac lot
  5. Asking
    $3,400,000
    $0 / sqft · MLS® X12378551
    Chat Zara
    19980 Georgian Bay Shore — photo 4
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,463,771
    $1,346,669Confidence range$1,580,872
    Asking vs estimate
    ↑↑well-above
    +$1,936,229
    (+132.3%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 5 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Georgian Bay sell in about 51 days — this one has been listed 260 days.

    Avg sold price
    $1,076,302
    Median sold
    $820,000
    Avg days on market
    51
    Recently sold
    32
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • The granite shore deck near the sandy beach area creates an elegant transition to the property.
    • Glass railings grace the expansive decks, providing unobstructed views and a louvered pergola system on the upper deck allows you to curate your outdoor experience.
    • The heart of the home features an open concept kitchen/dining area with spacious living room and a cozy wood-burning fireplace.
    • The walkout basement level transforms into an entertainer's dream with two additional bedrooms, bathroom facilities with separate shower, and a games room featuring its own wood-burning fireplace.
    Ask Zara a follow-up
    Septic
  7. Parking & garage

    2
    Garage
    None
    Parking spaces
    0
  8. Interior

    4
    Basement
    Finished with Walk-Out
    Family room
    Y
    Kitchens
    1
    Total rooms
    16
  9. Exterior & construction

    6
    Exterior
    Wood
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block
    View
    Lake
    Waterfront
    Y
    Pool
    None
  10. Lot & land

    1
    Zoning
    SR5-12
  11. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    2 1/2 Storey
    Property class
    Detached
  12. Room-by-room · 16 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Bathroom
      5.7 × 5.3 ft
    • Bathroom
      9.0 × 7.6 ft
    • Sunroom
      14.1 × 12.4 ft
    • Living Room
      16.2 × 24.7 ft
    • Dining Room
      9.1 × 12.0 ft
    • Bedroom
      19.0 × 12.1 ft
    • Kitchen
      9.9 × 12.0 ft

    Upper level

    3 rooms
    • Bedroom
      16.3 × 8.2 ft
    • Bedroom
      16.3 × 8.1 ft
    • Bathroom
      7.6 × 5.6 ft

    Lower level

    6 rooms
    • Bedroom
      19.0 × 13.6 ft
    • Sunroom
      8.4 × 24.4 ft
    • Bathroom
      5.6 × 5.0 ft
    • Utility Room
      16.2 × 8.2 ft
    • Game Room
      16.2 × 24.6 ft
    • Bedroom
      19.0 × 14.0 ft
  13. Wooded/Treed
  14. Combined estimate
    $17,434
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $16,703
    /mo
    based on the purchase price of $3,400,000
    $680,000 cash
    $2,720,000 financed
    $2,290,954 total interest
    Monthly payment$16,703/ month
    Principal54%$2,720,000
    Interest46%$2,290,954

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Georgian Bay

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 60 Hawkins Point Road
      Sold
      Sign in for price
      60 Hawkins Point Road
      Detached
    • 385 Crooked Bay Road
      Sold
      Sign in for price
      385 Crooked Bay Road
      Detached
    • 748 Whites Falls Road
      Sold
      Sign in for price
      748 Whites Falls Road
      Detached
    • 2133 Harrison Trail
      Sold
      Sign in for price
      2133 Harrison Trail
      Detached
    • 106 Musky Bay Road
      Sold
      Sign in for price
      106 Musky Bay Road
      Detached
    • 135 Marina Village Drive
      Sold
      Sign in for price
      135 Marina Village Drive
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    19980 Georgian Bay ShoreThis home5 / 430,003,500$3,400,000ask———
    60 Hawkins Point Road4 / 43,000—
    385 Crooked Bay Road4 / 1700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Georgian Bay

    Active listings within ±20% of this asking price.

    • 257 Big Rock Road
      $2,995,000
      257 Big Rock Road
      Detached 4 2
    • 4 Is 2075 Arthur Island, Georgian Bay
      $3,400,000
      4 Is 2075 Arthur Island, Georgian Bay
      Detached 4 4
    • 202 Whites Falls Road
      $2,799,000
      202 Whites Falls Road
      Detached 4 5
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  15. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  16. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  17. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  18. Public listing courtesy of RE/MAX By The Bay Brokerage · displayed on Summitly per MLS® data-share rules

    19980 Georgian Bay Shore is a 5-bedroom, 4-bath, 3000-3500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  19. When was 19980 Georgian Bay Shore built?

    The year built for 19980 Georgian Bay Shore isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  20. What is the property tax for 19980 Georgian Bay Shore?

    The 'Property tax' tab in the History section shows the most recent annual tax for 19980 Georgian Bay Shore plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  21. How much would the monthly mortgage be on 19980 Georgian Bay Shore?

    The affordability calculator on this page shows an estimated monthly mortgage for $3,400,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  22. Has 19980 Georgian Bay Shore been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 19980 Georgian Bay Shore with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  23. What neighbourhood is 19980 Georgian Bay Shore in?

    19980 Georgian Bay Shore is in Gibson, Georgian Bay. The 'Neighbourhood' section below links to the live Georgian Bay real estate hub with average sold price, days on market, and current inventory.

  24. Is Georgian Bay a good place to live?

    Georgian Bay is one of ON's actively-tracked Summitly markets. The full Georgian Bay real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  25. 748 Whites Falls Road
    5 / 3
    2,500
    —
    2133 Harrison Trail5 / 21,500—
    106 Musky Bay Road4 / 22,500—
    135 Marina Village Drive4 / 31,500—