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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 3 days ago

    20 Island 59, Lake Temagami

    Temagami·Temagami, ON·P0H 1C0·Near island

    • 4 beds
    Temagami real estate›X12314577
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Escape to your own private island paradise on beautiful Lake Temagami. this charming 2 bedroom cottage offers the perfect blend serene comfort and natural beauty, surrounded by pristine waters that can be seen from every angle of all the building. Screened in porch make the outside usage more practical. The main cottage features a cozy open concept living area with panoramic lake views, a well equipped kitchen and two comfortable bedrooms and a bathroom. Step outside to a large deck where you can enjoy morning coffees or evening sunsets. Two additional sleep cabins provide plenty of space for family and guests, making this an ideal retreat for entertaining or quiet getaways. A classic boathouse keeps your water craft protected, and the spacious dock offers easy lake access for swimming, fishing, or simply relaxing by the water. Whether you are looking for a peaceful summer escape or a family adventure spot, this island property is a rare gem on one of Northern Ontario's most sought after lakes.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 30, 2025ListedCurrentFor sale$499,900 —X12314577This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Other
      Air conditioning
      None
      Water source
      Other
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 20 Island 59, Lake Temagami
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,456
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $217
    0.52% mill rate · ON
    The market

    How this home sits in the Temagami market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Temagami market right now

    Average sold price, days on market, and closed-transaction count for Temagami — sourced from MLS®.

    • Avg sold price
      $353,983
      Last 30 days
    • Median sold price
      $335,000
      Middle of the market
    • Days on market
      47 d
      Avg from list to close
    • Closed last 30d
      6
      MLS® transactions
    Full Temagami market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 20 Island 59, Lake Temagami — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 20 Island 59, Lake Temagami and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 20 Island 59, Lake Temagami listed for?

      20 Island 59, Lake Temagami is listed at $499,900 on the MLS® (listing X12314577). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 20 Island 59, Lake Temagami have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 700-1100 sqft
  3. Detached
  4. .50-1.99 ac lot
  5. Asking
    $499,900
    $0 / sqft · MLS® X12314577
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $417,700
    $384,284Confidence range$451,116
    Asking vs estimate
    ↑↑well-above
    +$82,200
    (+19.7%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Temagami sell in about 47 days — this one has been listed 3 days.

    Avg sold price
    $353,983
    Median sold
    $335,000
    Avg days on market
    47
    Recently sold
    6
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    The main cottage features a cozy open concept living area with panoramic lake views, a well equipped kitchen and two comfortable bedrooms and a bathroom.
  7. Step outside to a large deck where you can enjoy morning coffees or evening sunsets.
  8. Two additional sleep cabins provide plenty of space for family and guests, making this an ideal retreat for entertaining or quiet getaways.
  9. A classic boathouse keeps your water craft protected, and the spacious dock offers easy lake access for swimming, fishing, or simply relaxing by the water.
  10. Ask Zara a follow-up
    None
  11. Parking & garage

    2
    Garage
    None
    Parking spaces
    0
  12. Interior

    4
    Basement
    None
    Family room
    N
    Kitchens
    1
    Total rooms
    6
  13. Exterior & construction

    5
    Exterior
    Wood
    Roof
    Metal
    Foundation
    Piers
    Waterfront
    Y
    Pool
    None
  14. Listing & possession

    3
    Occupancy
    to be arranged
    Property style
    Log
    Property class
    Detached
  15. Room-by-room · 7 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Ground level

    7 rooms
    • Other
      15.0 × 15.0 ft
    • Other
      13.0 × 13.0 ft
    • Bedroom
      11.5 × 9.5 ft
    • Living Room
      Combined w/Kitchen
      23.5 × 17.6 ft
    • Workshop
      8.0 × 8.0 ft
    • Bathroom
      3 Pc Bath
      9.2 × 9.2 ft
    • Bedroom 2
      11.8 × 13.6 ft
    Combined estimate
    $2,673
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,456
    /mo
    based on the purchase price of $499,900
    $99,980 cash
    $399,920 financed
    $336,838 total interest
    Monthly payment$2,456/ month
    Principal54%$399,920
    Interest46%$336,838

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Temagami

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 7 Poplar Crescent
      Sold
      Sign in for price
      7 Poplar Crescent
      Detached
    • 31 Spruce Drive
      Sold
      Sign in for price
      31 Spruce Drive
      Detached
    • 76 Cassels Lake Island A
      Sold
      Sign in for price
      76 Cassels Lake Island A
      Detached
    • 50 O'Connor Drive
      Sold
      Sign in for price
      50 O'Connor Drive
      Detached
    • 68 Lake Temagami 30 Island
      Sold
      Sign in for price
      68 Lake Temagami 30 Island
      Detached
    • 51 Lakeshore Drive
      Sold
      Sign in for price
      51 Lakeshore Drive
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    20 Island 59, Lake TemagamiThis home4 / 17,001,100$499,900ask———
    7 Poplar Crescent3 / 31,100—
    31 Spruce Drive3 / 2700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  16. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  17. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  18. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  19. Public listing courtesy of Century 21 Blue Sky Region Realty Inc., Brokerage · displayed on Summitly per MLS® data-share rules

    20 Island 59, Lake Temagami is a 4-bedroom, 1-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  20. When was 20 Island 59, Lake Temagami built?

    The year built for 20 Island 59, Lake Temagami isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  21. What is the property tax for 20 Island 59, Lake Temagami?

    The 'Property tax' tab in the History section shows the most recent annual tax for 20 Island 59, Lake Temagami plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  22. How much would the monthly mortgage be on 20 Island 59, Lake Temagami?

    The affordability calculator on this page shows an estimated monthly mortgage for $499,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  23. Has 20 Island 59, Lake Temagami been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 20 Island 59, Lake Temagami with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  24. What neighbourhood is 20 Island 59, Lake Temagami in?

    20 Island 59, Lake Temagami is in Temagami, Temagami. The 'Neighbourhood' section below links to the live Temagami real estate hub with average sold price, days on market, and current inventory.

  25. Is Temagami a good place to live?

    Temagami is one of ON's actively-tracked Summitly markets. The full Temagami real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  26. 76 Cassels Lake Island A
    5 / 1
    1,100
    —
    50 O'Connor Drive3 / 2700—
    68 Lake Temagami 30 Island3 / 1700—
    51 Lakeshore Drive4 / 21,500—