Available on mobile

Take Summitly with you.

Browse listings, get instant alerts, and talk to your AI concierge — all from your pocket.

Download on theApp StoreGet it onGoogle Play

Weekly market briefing

The smartest move starts here.

Curated listings, price trends, and neighbourhood insights — delivered Sunday morning.

Summitly

Your trusted partner in real estate. We help you find your perfect home, make informed decisions, and connect with expert professionals across Canada.

Coldwell Banker Summit Realty

Explore

Map SearchBrowse ListingsBrowse RentalsSold HomesOpen Houses

Sell & Rent

Sell Your HomeHome ValuationList Your Rental — FreeRental PricingRenting on Summitly

Resources

CalculatorsGet Pre-QualifiedNews & InsightsGuidesBlogAI ConciergeFranchise

Company

AboutContactFind a RealtorCareers — Join SummitlyFAQs
310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

Privacy PolicyTerms of UseCookiesSitemap

Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

    Summitly
    Buy
    Sell
    Rent
    Pre-con
    Meet ZaraMy HomeNews & Insights
    HomeBuySell
    For sale On market 57 days

    20 Nippissing Ridge Road

    Rural Tiny·Tiny, ON·L9M 0T8·Near Cedar Point Rd & Shoreline Rd

    • 6 beds
    Tiny real estate›S13091276
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Perched high on a ridge in the coveted Cedar Ridge community at Cedar Point, this exceptional four-season residence captures sweeping panoramic views over the turquoise waters of Georgian Bay - "The Sixth Great Lake" and a UNESCO Biosphere Reserve - along with unforgettable western sunsets. Set on a premium 3.3 - acre lot just under two hours from Toronto, the home offers remarkable privacy, natural beauty, and a true four-season lifestyle. Designed for both relaxation and entertaining, the open-concept kitchen, dining and great room feature soaring vaulted ceilings, oak hardwood flooring, and oversized windows that fill the space with natural light. A granite-stone wood-burning fireplace anchors the great room, while a propane stove warms the sunroom. A wrap-around Western Red Cedar deck with LED lighting and a screened-in cedar lanai create seamless indoor-outdoor living. The private primary suite includes a 5-piece ensuite and direct access to its own deck overlooking the Bay. A walkout lower level with in-floor radiant heating and an upper loft provide flexible space for family and guests. Premium features include Pollard windows, Pella patio door, Lepage front door, generator, high-efficiency furnace, UV water treatment, air exchanger, irrigation, private well and septic. Professionally landscaped with integrated lighting and flagstone walkways. Located near theThunder Beach community, Awenda Provincial Park, Lafontaine Beach and the towns of Penetanguishene and Midland, with Georgian Bay General Hospital and essential services close at hand. World-class skiing at Blue Mountain and Horseshoe Valley is just 40 minutes away, while nearby golf and tennis clubs, sailing clubs, trails and sandy beaches offer recreation for every season. Private beach club membership available. A rare opportunity to own a four-season retreat in one of Ontario's most breathtaking and prestigious shoreline settings!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 6, 2026ListedCurrentFor sale$2,200,000 —S13091276This page
    May 12, 2025Previously listedExp$2,325,000 —S12142576View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Well
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 20 Nippissing Ridge Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Campground
    • Clear View
    • Cul de Sac/Dead End
    • Golf
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $10,808
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $887
    0.48% mill rate · ON
    The market

    How this home sits in the Tiny market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Tiny market right now

    Average sold price, days on market, and closed-transaction count for Tiny — sourced from MLS®.

    • Avg sold price
      $809,569
      Last 30 days
    • Median sold price
      $677,500
      Middle of the market
    • Days on market
      41 d
      Avg from list to close
    • Closed last 30d
      62
      MLS® transactions
    Full Tiny market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 20 Nippissing Ridge Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 20 Nippissing Ridge Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 20 Nippissing Ridge Road listed for?

      20 Nippissing Ridge Road is listed at $2,200,000 on the MLS® (listing S13091276). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 20 Nippissing Ridge Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 5 baths
  2. 3500-5000 sqft
  3. Detached
  4. Built 16-30
  5. 2-4.99 ac lot
  6. Asking
    $2,200,000
    $0 / sqft · MLS® S13091276
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,246,736
    $1,146,997Confidence range$1,346,475
    Asking vs estimate
    ↑↑well-above
    +$953,264
    (+76.5%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 6 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Tiny sell in about 41 days — this one has been listed 57 days.

    Avg sold price
    $809,569
    Median sold
    $677,500
    Avg days on market
    41
    Recently sold
    62
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Set on a premium 3.3 - acre lot just under two hours from Toronto, the home offers remarkable privacy, natural beauty, and a true four-season lifestyle.
    • Designed for both relaxation and entertaining, the open-concept kitchen, dining and great room feature soaring vaulted ceilings, oak hardwood flooring, and oversized windows that fill the space with natural light.
    • A granite-stone wood-burning fireplace anchors the great room, while a propane stove warms the sunroom.
    • The private primary suite includes a 5-piece ensuite and direct access to its own deck overlooking the Bay.
    Ask Zara a follow-up
    Septic
  8. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    2
    Parking spaces
    8
    Driveway
    Private
  9. Interior

    5
    Basement
    Finished with Walk-Out, Full
    Family room
    Y
    Kitchens
    1
    Total rooms
    9
    Laundry level
    Main Level
  10. Exterior & construction

    5
    Exterior
    Wood
    Roof
    Asphalt Shingle
    Foundation
    Concrete, Wood Frame
    View
    Clear, Forest, Lake, Panoramic, Ridge, Skyline, Trees/Woods, Water
    Pool
    None
  11. Lot & land

    1
    Year built
    16-30
  12. Listing & possession

    3
    Occupancy
    Immediate/TBA
    Property style
    2-Storey
    Property class
    Detached
  13. Room-by-room · 16 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Ground level

    9 rooms
    • Primary Bedroom
      w/o to terrace · walk-in closet(s) · 5 pc ensuite
      16.0 × 22.4 ft
    • Sunroom
      overlook water · led lighting · vaulted ceiling(s)
      21.5 × 22.0 ft
    • Family Room
      gas fireplace · skylight · vaulted ceiling(s)
      15.6 × 14.4 ft
    • Kitchen
      skylight · b/i desk · breakfast area
      33.2 × 27.2 ft
    • Dining Room
      east view · overlooks living · hardwood floor
      14.1 × 15.7 ft
    • Laundry
      ceramic floor · side door · laundry sink
      10.9 × 8.3 ft
    • Living Room
      vaulted ceiling(s) · stone fireplace · w/o to porch
      23.0 × 21.5 ft
    • Bedroom 2
      hardwood floor · walk-in closet(s) · 5 pc ensuite
      14.8 × 12.1 ft
    • Breakfast
      skylight · west view · overlook water
      14.4 × 11.8 ft

    Second level

    1 room
    • Bedroom 3
      2 pc ensuite · wood trim · side door
      20.5 × 25.1 ft

    Lower level

    5 rooms
    • Bedroom 4
      above grade window · heated floor · overlook water
      10.2 × 20.4 ft
    • Bathroom
      4 pc bath · heated floor
      8.5 × 8.0 ft
    • Great Room
      west view · w/o to terrace · overlook water
      35.2 × 27.6 ft
    • Bedroom 5
      above grade window · heated floor · overlook water
      10.9 × 16.1 ft
    • Bedroom
      w/o to terrace · ensuite bath · walk-in closet(s)
      14.6 × 14.1 ft

    Basement level

    1 room
    • Utility Room
      13.5 × 28.3 ft
  14. Hospital
  15. Lake Access
  16. Combined estimate
    $11,695
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $10,808
    /mo
    based on the purchase price of $2,200,000
    $440,000 cash
    $1,760,000 financed
    $1,482,382 total interest
    Monthly payment$10,808/ month
    Principal54%$1,760,000
    Interest46%$1,482,382

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Tiny

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 1628 Tiny Beaches Road
      Sold
      Sign in for price
      1628 Tiny Beaches Road
      Detached
    • 14 JAMES Street
      Sold
      Sign in for price
      14 JAMES Street
      Detached
    • 11 Joliet Crescent
      Sold
      Sign in for price
      11 Joliet Crescent
      Detached
    • 67 Roc Road
      Sold
      Sign in for price
      67 Roc Road
      Detached
    • 64 Nadia Crescent
      Sold
      Sign in for price
      64 Nadia Crescent
      Detached
    • 66 Joliet Crescent
      Sold
      Sign in for price
      66 Joliet Crescent
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    20 Nippissing Ridge RoadThis home6 / 535,005,000$2,200,000ask———
    1628 Tiny Beaches Road7 / 42,000—
    14 JAMES Street5 / 32,000—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Tiny

    Active listings within ±20% of this asking price.

    • 237 West Shore Drive
      $2,250,000
      237 West Shore Drive
      Detached 5 3
    • 1496 Tiny Beaches Road
      $2,499,900
      1496 Tiny Beaches Road
      Detached 5 6
    • 458 SILVER BIRCH Drive
      $2,495,000
      458 SILVER BIRCH Drive
      Detached 6 3
    • 1092 Tiny Beaches Road
      $1,795,000
      1092 Tiny Beaches Road
      Detached 5 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of HARVEY KALLES REAL ESTATE LTD. · displayed on Summitly per MLS® data-share rules

    20 Nippissing Ridge Road is a 6-bedroom, 5-bath, 3500-5000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 20 Nippissing Ridge Road built?

    20 Nippissing Ridge Road was built in 16-30. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 20 Nippissing Ridge Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 20 Nippissing Ridge Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 20 Nippissing Ridge Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $2,200,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 20 Nippissing Ridge Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 20 Nippissing Ridge Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 20 Nippissing Ridge Road in?

    20 Nippissing Ridge Road is in Rural Tiny, Tiny. The 'Neighbourhood' section below links to the live Tiny real estate hub with average sold price, days on market, and current inventory.

  26. Is Tiny a good place to live?

    Tiny is one of ON's actively-tracked Summitly markets. The full Tiny real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 11 Joliet Crescent
    5 / 3
    2,500
    —
    67 Roc Road5 / 32,000—
    64 Nadia Crescent5 / 22,000—
    66 Joliet Crescent6 / 53,500—