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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 62 days

    N 207 Waterloo Street N

    Cambridge, ON·N3H 1N1·Near Eagle St. N / King St. E

    • 4 beds
    • 2 baths
    Cambridge real estate›X13018430
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Built in 1907, this thoughtfully preserved century home offers the charm, craftsmanship, and warmth that only historic homes can provide, paired with updates that make everyday living comfortable and effortless.From the moment you step inside, the character is unmistakable. Nine-foot ceilings, original architectural details, and sun-filled rooms create an atmosphere that feels both elegant and welcoming. Custom built-ins frame the living and dining spaces, offering beautiful storage for books, glassware, and collected pieces that make a home truly personal.The second floor offers three bright bedrooms and a full bath, each space reflecting the quiet charm of a home that has stood for more than a century.Above it all sits one of the most enchanting spaces in the home the finished attic retreat. With vaulted ceilings, dormer windows, and wide plank floors, it feels like something out of a storybook. Whether imagined as a private primary suite, creative studio, or peaceful reading loft overlooking the rooftops of Preston, it is a space that invites both comfort and imagination.Outside, the fully fenced backyard feels like a private garden, surrounded by mature greenery and offering a quiet place to relax or entertain. A gated driveway provides parking for two vehicles a welcome convenience for homes of this era.Located in the heart of historic Preston, this beautifully maintained century semi-detached home offers a lifestyle that is increasingly hard to find. From here you can stroll to local cafés, restaurants, and shops, explore the nearby Grand River trails, and still reach the 401 in just minutes for an easy commute.Century homes are never identical. Each one carries its own story, craftsmanship, and personality.This one offers the rare opportunity to enjoy historic character, timeless charm, and modern comfort in one of Cambridge's most beloved neighbourhoods.A home like this isn't simply purchased. It's chosen.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Apr 20, 2026ListedCurrentFor sale$585,000 —X13018430This page
    Jan 2, 2026Previously listedExp$649,000 —X12656160View
    Oct 13, 2025Previously listedExp$649,000 —X12459133View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Radiant
      Air conditioning
      None
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 N 207 Waterloo Street N
    What's nearby

    Points of interest classified by the MLS® feed.

    • Fenced Yard
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,874
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $271
    0.56% mill rate · ON
    The market

    How this home sits in the Cambridge market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Cambridge market right now

    Average sold price, days on market, and closed-transaction count for Cambridge — sourced from MLS®.

    • Avg sold price
      $707,803
      Last 30 days
    • Median sold price
      $675,000
      Middle of the market
    • Days on market
      27 d
      Avg from list to close
    • Closed last 30d
      383
      MLS® transactions
    Full Cambridge market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into N 207 Waterloo Street N — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at N 207 Waterloo Street N and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is N 207 Waterloo Street N listed for?

      N 207 Waterloo Street N is listed at $585,000 on the MLS® (listing X13018430). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does N 207 Waterloo Street N have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1500-2000 sqft
  2. Semi-Detached
  3. Built 100+
  4. Asking
    $585,000
    $0 / sqft · MLS® X13018430
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $835,208
    $768,391Confidence range$902,024
    Asking vs estimate
    ↓below
    −$250,208
    (-30.0%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Cambridge sell in about 27 days — this one has been listed 62 days.

    Avg sold price
    $707,803
    Median sold
    $675,000
    Avg days on market
    27
    Recently sold
    383
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • With vaulted ceilings, dormer windows, and wide plank floors, it feels like something out of a storybook.
    Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  6. Parking & garage

    3
    Garage
    None
    Parking spaces
    2
    Driveway
    Private
  7. Interior

    6
    Basement
    Unfinished
    Family room
    N
    Kitchens
    1
    Total rooms
    5
    Laundry level
    Lower Level
    Accessibility
    N
  8. Exterior & construction

    4
    Exterior
    Brick
    Roof
    Asphalt Shingle
    Foundation
    Stone
    Pool
    None
  9. Lot & land

    1
    Year built
    100+
  10. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    2 1/2 Storey
    Property class
    Semi-Detached
  11. Combined estimate
    $3,145
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,874
    /mo
    based on the purchase price of $585,000
    $117,000 cash
    $468,000 financed
    $394,179 total interest
    Monthly payment$2,874/ month
    Principal54%$468,000
    Interest46%$394,179

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable semi-detacheds that just sold in Cambridge

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 85 Water Street
      Sold
      Sign in for price
      85 Water Street
      Semi-Detached
    • 35 Hawkins Drive
      Sold
      Sign in for price
      35 Hawkins Drive
      Semi-Detached
    • 51 Clemens Avenue
      Sold
      Sign in for price
      51 Clemens Avenue
      Semi-Detached
    • 203 Moffat Drive
      Sold
      Sign in for price
      203 Moffat Drive
      Semi-Detached
    • 541 Shingle Bridge Place
      Sold
      Sign in for price
      541 Shingle Bridge Place
      Semi-Detached
    • 20 Ardoch Mews
      Sold
      Sign in for price
      20 Ardoch Mews
      Semi-Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    N 207 Waterloo Street NThis home4 / 215,002,000$585,000ask———
    85 Water Street4 / 21,500—
    35 Hawkins Drive3 / 31,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More semi-detacheds in Cambridge

    Active listings within ±20% of this asking price.

    • 51 Hawkins Drive
      $649,000
      51 Hawkins Drive
      Semi-Detached 4 3
    • 278 Langlaw Drive
      $625,000
      278 Langlaw Drive
      Semi-Detached 3 4
    • 147 Moffat Drive
      $489,900
      147 Moffat Drive
      Semi-Detached 3 2
    • 177 Woodside Avenue
      $590,000
      177 Woodside Avenue
      Semi-Detached 3 3
    • 925 Elgin Street
      $499,000
      925 Elgin Street
      Semi-Detached 3 2
    • 26 Hartley Court
      $549,000
      26 Hartley Court
      Semi-Detached 3 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  12. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  13. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  14. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  15. Public listing courtesy of REAL BROKER ONTARIO LTD. · displayed on Summitly per MLS® data-share rules

    N 207 Waterloo Street N is a 4-bedroom, 2-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  16. When was N 207 Waterloo Street N built?

    N 207 Waterloo Street N was built in 100+. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  17. What is the property tax for N 207 Waterloo Street N?

    The 'Property tax' tab in the History section shows the most recent annual tax for N 207 Waterloo Street N plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  18. How much would the monthly mortgage be on N 207 Waterloo Street N?

    The affordability calculator on this page shows an estimated monthly mortgage for $585,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  19. Has N 207 Waterloo Street N been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of N 207 Waterloo Street N with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  20. What neighbourhood is N 207 Waterloo Street N in?

    N 207 Waterloo Street N is in Cambridge, Cambridge. The 'Neighbourhood' section below links to the live Cambridge real estate hub with average sold price, days on market, and current inventory.

  21. Is Cambridge a good place to live?

    Cambridge is one of ON's actively-tracked Summitly markets. The full Cambridge real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  22. 51 Clemens Avenue
    3 / 1
    700
    —
    203 Moffat Drive3 / 2700—
    541 Shingle Bridge Place3 / 21,100—
    20 Ardoch Mews3 / 21,100—