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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 72 days

    22 Margaret Graham Terrace

    Smiths Falls·Smiths Falls, ON·K7A 0B8·Near Staples and Broadview

    • 3 beds
    Smiths Falls real estate›X13060692
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to 22 Margaret Graham Terrace, a stylish end-unit townhome in the sought-after Bellamy Farm community in Smiths Falls. Offering modern finishes, added privacy, and strong investment potential, this property is currently tenant-occupied-making it a great opportunity for investors or future homeowners alike. This popular model features a bright, open-concept main floor designed for comfortable everyday living and entertaining. The kitchen is thoughtfully upgraded with quartz countertops, a sleek backsplash, pot lights, and a functional island that anchors the space. The adjoining living and dining areas are filled with natural light, enhanced by the additional windows unique to an end unit. Upstairs, you'll find well-proportioned bedrooms, convenient bedroom-level laundry, and a layout that offers both comfort and practicality. The primary suite boasts double doors, a large walk-in closet, and its own ensuite. The lower level offers elevated ceiling design height and abundant natural light, providing a flexible space ideal for a family room, entertainment area or playroom. Additional upgrades include a design package, remote garage door opener, and enhanced lighting selections throughout, contributing to a clean, contemporary feel. Located in a growing, family-friendly neighbourhood close to parks, schools, and local amenities, with an easy commute toward Ottawa, this home offers flexibility for today and the future-whether you're looking to invest or settle into a welcoming community.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 6, 2026Previously listedNew$2,300 —X13525230View
    Apr 29, 2026ListedCurrentFor sale$439,900 —X13060692This page
    Dec 3, 2024SoldSold$2,000 unchangedX9518670View
    Aug 3, 2024Previously listedLsd$2,000 —X9518670View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 22 Margaret Graham Terrace
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,161
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $378
    1.03% mill rate · ON
    The market

    How this home sits in the Smiths Falls market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Smiths Falls market right now

    Average sold price, days on market, and closed-transaction count for Smiths Falls — sourced from MLS®.

    • Avg sold price
      —
      Last 30 days
    • Median sold price
      —
      Middle of the market
    • Days on market
      —
      Avg from list to close
    • Closed last 30d
      —
      MLS® transactions
    Full Smiths Falls market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 22 Margaret Graham Terrace — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 22 Margaret Graham Terrace and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 22 Margaret Graham Terrace listed for?

      22 Margaret Graham Terrace is listed at $439,900 on the MLS® (listing X13060692). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 22 Margaret Graham Terrace have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 1100-1500 sqft
  3. Att/Row/Townhouse
  4. Built 0-5
  5. Asking
    $439,900
    $0 / sqft · MLS® X13060692
    Chat Zara
  6. Zara AI Estimate
    Live valuation

    Not enough neighbourhood comparable data yet to estimate this listing. Chat with Zara for a private valuation.

    Ask Zara
    Market analytics

    Live market data for Smiths Falls.

    Avg sold price
    —
    Median sold
    —
    Avg days on market
    —
    Recently sold
    —
    See comparable sales
    AI highlights by Zara
    • The kitchen is thoughtfully upgraded with quartz countertops, a sleek backsplash, pot lights, and a functional island that anchors the space.
    • The primary suite boasts double doors, a large walk-in closet, and its own ensuite.
    • The lower level offers elevated ceiling design height and abundant natural light, providing a flexible space ideal for a family room, entertainment area or playroom.
    • Additional upgrades include a design package, remote garage door opener, and enhanced lighting selections throughout, contributing to a clean, contemporary feel.
    Ask Zara a follow-up
    Sewer
  7. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    3
    Driveway
    2
  8. Interior

    5
    Basement
    Finished, Other
    Family room
    Y
    Kitchens
    1
    Total rooms
    12
    Laundry level
    Upper Level
  9. Exterior & construction

    4
    Exterior
    Vinyl Siding, Brick Veneer
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    Pool
    None
  10. Lot & land

    1
    Year built
    0-5
  11. Listing & possession

    3
    Occupancy
    TBD
    Property style
    2-Storey
    Property class
    Att/Row/Townhouse
  12. Room-by-room · 14 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    3 rooms
    • Kitchen
      10.5 × 9.4 ft
    • Dining Room
      9.4 × 8.2 ft
    • Sitting
      17.3 × 8.2 ft

    Ground level

    2 rooms
    • Foyer
      4.4 × 3.5 ft
    • Bathroom
      6.5 × 3.1 ft

    Upper level

    2 rooms
    • Bedroom 3
      10.3 × 8.4 ft
    • Bedroom 2
      12.0 × 8.3 ft

    Second level

    5 rooms
    • Bathroom
      3 Pc Ensuite
      10.0 × 5.0 ft
    • Bathroom
      10.0 × 5.0 ft
    • Other
      Walk-In Closet(s)
      10.5 × 5.0 ft
    • Laundry
      6.5 × 4.7 ft
    • Primary Bedroom
      13.6 × 11.7 ft

    Lower level

    2 rooms
    • Utility Room
      Unfinished
      0.0 × 0.0 ft
    • Family Room
      15.9 × 13.7 ft
    Combined estimate
    $2,539
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,161
    /mo
    based on the purchase price of $439,900
    $87,980 cash
    $351,920 financed
    $296,409 total interest
    Monthly payment$2,161/ month
    Principal54%$351,920
    Interest46%$296,409

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable att/row/townhouses that just sold in Smiths Falls

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 62 Staples Boulevard
      Sold
      Sign in for price
      62 Staples Boulevard
      Att/Row/Townhouse
    • 154 Ferrara Drive
      Sold
      Sign in for price
      154 Ferrara Drive
      Att/Row/Townhouse
    • 63 Whitcomb Crescent
      Sold
      Sign in for price
      63 Whitcomb Crescent
      Att/Row/Townhouse
    • 216 Trail Side Circle
      Sold
      Sign in for price
      216 Trail Side Circle
      Att/Row/Townhouse
    • 33 Staples Boulevard
      Sold
      Sign in for price
      33 Staples Boulevard
      Att/Row/Townhouse
    • 182 Ferrara Drive
      Sold
      Sign in for price
      182 Ferrara Drive
      Att/Row/Townhouse
    AddressBd / BaSqftSold$/sqft% of askSold
    22 Margaret Graham TerraceThis home3 / 311,001,500$439,900ask———
    62 Staples Boulevard3 / 31,100—
    154 Ferrara Drive2 / 2700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More att/row/townhouses in Smiths Falls

    Active listings within ±20% of this asking price.

    • 41 Staples Boulevard
      $449,000
      41 Staples Boulevard
      Att/Row/Townhouse 3 3
    • 66 Doctor Agnes Craine Drive
      $484,900
      66 Doctor Agnes Craine Drive
      Att/Row/Townhouse 2 2
    • 153 Doctor Agnes Craine Drive
      $429,900
      153 Doctor Agnes Craine Drive
      Att/Row/Townhouse 3 3
    • 65 Staples Boulevard
      $435,000
      65 Staples Boulevard
      Att/Row/Townhouse 3 3
    • 75 WHITCOMB Crescent
      $509,900
      75 WHITCOMB Crescent
      Att/Row/Townhouse 3 3
    • 68 Doctor Agnes Craine Drive
      $479,900
      68 Doctor Agnes Craine Drive
      Att/Row/Townhouse 2 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  13. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  14. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  15. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  16. Public listing courtesy of ROYAL LEPAGE TEAM REALTY · displayed on Summitly per MLS® data-share rules

    22 Margaret Graham Terrace is a 3-bedroom, 3-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  17. When was 22 Margaret Graham Terrace built?

    22 Margaret Graham Terrace was built in 0-5. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  18. What is the property tax for 22 Margaret Graham Terrace?

    The 'Property tax' tab in the History section shows the most recent annual tax for 22 Margaret Graham Terrace plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  19. How much would the monthly mortgage be on 22 Margaret Graham Terrace?

    The affordability calculator on this page shows an estimated monthly mortgage for $439,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  20. Has 22 Margaret Graham Terrace been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 22 Margaret Graham Terrace with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  21. What neighbourhood is 22 Margaret Graham Terrace in?

    22 Margaret Graham Terrace is in Smiths Falls, Smiths Falls. The 'Neighbourhood' section below links to the live Smiths Falls real estate hub with average sold price, days on market, and current inventory.

  22. Is Smiths Falls a good place to live?

    Smiths Falls is one of ON's actively-tracked Summitly markets. The full Smiths Falls real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  23. 63 Whitcomb Crescent
    3 / 3
    700
    —
    216 Trail Side Circle3 / 31,500—
    33 Staples Boulevard3 / 31,100—
    182 Ferrara Drive2 / 3700—