Available on mobile

Take Summitly with you.

Browse listings, get instant alerts, and talk to your AI concierge — all from your pocket.

Download on theApp StoreGet it onGoogle Play

Weekly market briefing

The smartest move starts here.

Curated listings, price trends, and neighbourhood insights — delivered Sunday morning.

Summitly

Your trusted partner in real estate. We help you find your perfect home, make informed decisions, and connect with expert professionals across Canada.

Coldwell Banker Summit Realty

Explore

Map SearchBrowse ListingsBrowse RentalsSold HomesOpen Houses

Sell & Rent

Sell Your HomeHome ValuationList Your Rental — FreeRental PricingRenting on Summitly

Resources

CalculatorsGet Pre-QualifiedNews & InsightsGuidesBlogAI ConciergeFranchise

Company

AboutContactFind a RealtorCareers — Join SummitlyFAQs
310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

Privacy PolicyTerms of UseCookiesSitemap

Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

    Summitly
    Buy
    Sell
    Rent
    Pre-con
    Meet ZaraMy HomeNews & Insights
    HomeBuySell
    For sale On market 13 days

    220 Havenwood Trail

    Howe Island·Gananoque, ON·K7G 2V6·Near Howe Island Drive and Baseline Road, Howe Island

    • 3 beds
    Gananoque real estate›X13485780
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Private Waterfront Retreat on Howe Island - A Rare St. Lawrence River Gem. Welcome to your own private sanctuary at the end of a quiet, private road on beautiful Howe Island. Set on 2.25 acres of natural landscape, this exceptional 4-season waterfront residence offers an extraordinary combination of privacy, tranquility, and direct access to the St. Lawrence River. With an impressive 368 feet of waterfront, the property is designed for enjoying every season, from morning coffee overlooking the water to summer days spent boating from the 100 foot permanent dock. Multiple outdoor living spaces, including a waterside deck, wraparound deck and covered porch, creat the perfect setting for entertaining or simply taking in the peaceful surroundings. Surrounded by mature forest and nature, this propety offers a true retreat experience. Watch for visiting ducks and swans along the shoreline, deer and wild turkey wandering through the landscape, and enjoy the simple pleasure of harvesting berries from your own organic raspberry patch. This home features year-round comfort with a bright sunroom, spacious living areas, and the convenience of a large heated detached 4-car garage - ideal for vehicles, recreational equipment, a workshop, or additional storage. Offering privacy, waterfront living, and a deep connection to nature, this property is more than just a home, it is a rare lifestyle opportunity on the St. Lawrence River.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 24, 2026ListedCurrentFor sale$1,375,000 —X13485780This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      2
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 220 Havenwood Trail
    What's nearby

    Points of interest classified by the MLS® feed.

    • Cul de Sac/Dead End
    • Island
    • River/Stream
    • Sloping
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $6,755
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $402
    0.35% mill rate · ON
    The market

    How this home sits in the Gananoque market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Gananoque market right now

    Average sold price, days on market, and closed-transaction count for Gananoque — sourced from MLS®.

    • Avg sold price
      —
      Last 30 days
    • Median sold price
      —
      Middle of the market
    • Days on market
      —
      Avg from list to close
    • Closed last 30d
      —
      MLS® transactions
    Full Gananoque market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 220 Havenwood Trail — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 220 Havenwood Trail and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 220 Havenwood Trail listed for?

      220 Havenwood Trail is listed at $1,375,000 on the MLS® (listing X13485780). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 220 Havenwood Trail have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 1500-2000 sqft
  3. Detached
  4. Built 31-50
  5. 2-4.99 ac lot
  6. Asking
    $1,375,000
    $0 / sqft · MLS® X13485780
    Chat Zara
  7. Zara AI Estimate
    Live valuation

    Not enough neighbourhood comparable data yet to estimate this listing. Chat with Zara for a private valuation.

    Ask Zara
    Market analytics

    Live market data for Gananoque.

    Avg sold price
    —
    Median sold
    —
    Avg days on market
    —
    Recently sold
    —
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    • Private Waterfront Retreat on Howe Island - A Rare St.
    • Welcome to your own private sanctuary at the end of a quiet, private road on beautiful Howe Island.
    • Multiple outdoor living spaces, including a waterside deck, wraparound deck and covered porch, creat the perfect setting for entertaining or simply taking in the peaceful surroundings.
    • Surrounded by mature forest and nature, this propety offers a true retreat experience.
    Ask Zara a follow-up
    Well
    Sewer
    Septic
  8. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    4
    Parking spaces
    19
    Driveway
    Private Triple
  9. Interior

    5
    Basement
    Walk-Out, Finished, Full
    Family room
    Y
    Kitchens
    1
    Total rooms
    9
    Laundry level
    Main Level
  10. Exterior & construction

    6
    Exterior
    Hardboard
    Roof
    Asphalt Shingle
    Foundation
    Wood
    View
    Water, Trees/Woods, Forest, River
    Waterfront
    Y
    Pool
    None
  11. Lot & land

    2
    Year built
    31-50
    Zoning
    SRI-1
  12. Listing & possession

    3
    Occupancy
    30-90 days
    Property style
    Bungalow
    Property class
    Detached
  13. Room-by-room · 13 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    9 rooms
    • Bedroom 2
      hardwood floor · overlooks backyard · ceiling fan(s)
      11.9 × 11.9 ft
    • Kitchen
      hardwood floor · centre island · open concept
      12.4 × 12.8 ft
    • Dining Room
      hardwood floor · open concept · w/o to deck
      16.6 × 16.4 ft
    • Family Room
      sunken room · hardwood floor · w/o to sunroom
      16.9 × 13.9 ft
    • Primary Bedroom
      overlook water · w/o to deck · semi ensuite
      14.4 × 15.4 ft
    • Laundry
      vinyl floor · stainless steel appl · laundry sink
      7.8 × 12.5 ft
    • Living Room
      hardwood floor · open concept · pot lights
      12.4 × 12.8 ft
    • Bedroom 3
      hardwood floor · overlooks backyard · ceiling fan(s)
      11.9 × 11.9 ft
    • Sunroom
      skylight · ceiling fan(s) · overlook water
      12.1 × 15.1 ft

    Basement level

    4 rooms
    • Bedroom 4
      hardwood floor · overlook water · walk-in closet(s)
      14.4 × 13.1 ft
    • Recreation
      hardwood floor · w/o to water · open concept
      24.5 × 23.6 ft
    • Bedroom 5
      hardwood floor · walk-in closet(s)
      17.7 × 9.2 ft
    • Study
      Laminate
      8.6 × 9.6 ft
    Combined estimate
    $7,157
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $6,755
    /mo
    based on the purchase price of $1,375,000
    $275,000 cash
    $1,100,000 financed
    $926,489 total interest
    Monthly payment$6,755/ month
    Principal54%$1,100,000
    Interest46%$926,489

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Gananoque

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 193 Elizabeth Drive
      Sold
      Sign in for price
      193 Elizabeth Drive
      Detached
    • 317 Nalon Road
      Sold
      Sign in for price
      317 Nalon Road
      Detached
    • 365 Oak Street
      Sold
      Sign in for price
      365 Oak Street
      Detached
    • 1890 Howe Island Drive
      Sold
      Sign in for price
      1890 Howe Island Drive
      Detached
    • 199 North Shore Road
      Sold
      Sign in for price
      199 North Shore Road
      Detached
    • 479 Henrietta Street
      Sold
      Sign in for price
      479 Henrietta Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    220 Havenwood TrailThis home3 / 315,002,000$1,375,000ask———
    193 Elizabeth Drive3 / 21,100—
    317 Nalon Road3 / 31,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Gananoque

    Active listings within ±20% of this asking price.

    • 50 - 60 Water Street
      $1,595,000
      50 - 60 Water Street
      Detached 4 4
    • 255 Good Friend Drive
      $1,389,900
      255 Good Friend Drive
      Detached 3 3
    • 550 Queen Street
      $1,580,000
      550 Queen Street
      Detached 4 4
    • 99 King Street
      $1,550,000
      99 King Street
      Detached 3 3
    • 99 Blue Heron Lane
      $1,149,900
      99 Blue Heron Lane
      Detached 4 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of SOLID ROCK REALTY INC., BROKERAGE · displayed on Summitly per MLS® data-share rules

    220 Havenwood Trail is a 3-bedroom, 3-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 220 Havenwood Trail built?

    220 Havenwood Trail was built in 31-50. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  19. What is the property tax for 220 Havenwood Trail?

    The 'Property tax' tab in the History section shows the most recent annual tax for 220 Havenwood Trail plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 220 Havenwood Trail?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,375,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 220 Havenwood Trail been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 220 Havenwood Trail with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 220 Havenwood Trail in?

    220 Havenwood Trail is in Howe Island, Gananoque. The 'Neighbourhood' section below links to the live Gananoque real estate hub with average sold price, days on market, and current inventory.

  23. Is Gananoque a good place to live?

    Gananoque is one of ON's actively-tracked Summitly markets. The full Gananoque real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 365 Oak Street
    3 / 2
    700
    —
    1890 Howe Island Drive2 / 31,100—
    199 North Shore Road2 / 21,100—
    479 Henrietta Street3 / 2700—