Available on mobile

Take Summitly with you.

Browse listings, get instant alerts, and talk to your AI concierge — all from your pocket.

Download on theApp StoreGet it onGoogle Play

Weekly market briefing

The smartest move starts here.

Curated listings, price trends, and neighbourhood insights — delivered Sunday morning.

Summitly

Your trusted partner in real estate. We help you find your perfect home, make informed decisions, and connect with expert professionals across Canada.

Explore

Map SearchBrowse ListingsBrowse RentalsSold HomesOpen Houses

Sell & Rent

Sell Your HomeHome ValuationList Your Rental — FreeRental PricingRenting on Summitly

Resources

CalculatorsGet Pre-QualifiedNews & InsightsGuidesBlogAI ConciergeFranchise

Company

AboutContactFind a RealtorCareers — Join SummitlyFAQs
310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

Privacy PolicyTerms of UseCookiesSitemap

Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

    Summitly Logo
    Buy
    Sell
    Rent
    Pre-con
    Meet ZaraMy HomeNews & Insights
    HomeBuySell
    For sale On market 19 days

    2345 Fitzroy Street

    Fitzroy·Fitzroy Harbour, ON·K0A 1X0·Near Fitzroy St and Cannon Smith Drive

    • 3 beds
    Fitzroy Harbour real estate›X12847484
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Nestled in the charming village of Fitzroy Harbour, this lovingly maintained one owner bungalow offers a fantastic opportunity for first-time buyers or investors alike. Set in a welcoming community, this 3-bedroom, 1 bath home has been well cared for over the years and is ready for its next chapter. The main level features a bright and functional layout with spacious living and dining area, filled with natural light. The kitchen offers great potential for updates, making it an ideal space to customize to your taste. Three comfortable bedrooms provide flexibility for family living, guests, or a home office. The partially finished basement adds valuable extra space perfect for a rec room, storage, or future development. A propane backup generator offers added peace of mind, while key updates include a roof (2016) and a brand-new water softener (2025). Located just steps from the community centre, and only 15 minutes to Arnprior and 30 minutes to Kanata, this home blends small town charm with convenient access to amenities. A great chance to own a solid home with endless potential.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Mar 5, 2026ListedCurrentFor sale$424,900 —X12847484This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Baseboard
      Air conditioning
      Other
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 2345 Fitzroy Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,087
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $216
    0.61% mill rate · ON
    The market

    How this home sits in the Fitzroy Harbour market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Fitzroy Harbour market right now

    Average sold price, days on market, and closed-transaction count for Fitzroy Harbour — sourced from MLS®.

    • Avg sold price
      $561,067
      Last 30 days
    • Median sold price
      $560,950
      Middle of the market
    • Days on market
      44 d
      Avg from list to close
    • Closed last 30d
      6
      MLS® transactions
    Full Fitzroy Harbour market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 2345 Fitzroy Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 2345 Fitzroy Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 2345 Fitzroy Street listed for?

      2345 Fitzroy Street is listed at $424,900 on the MLS® (listing X12847484). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 2345 Fitzroy Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 700-1100 sqft
  3. Detached
  4. Built 31-50
  5. Asking
    $424,900
    $0 / sqft · MLS® X12847484
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $561,067
    $516,182Confidence range$605,952
    Asking vs estimate
    ↓below
    −$136,167
    (-24.3%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Fitzroy Harbour sell in about 44 days — this one has been listed 19 days.

    Avg sold price
    $561,067
    Median sold
    $560,950
    Avg days on market
    44
    Recently sold
    6
    See comparable sales
    The main level features a bright and functional layout with spacious living and dining area, filled with natural light.
  7. The kitchen offers great potential for updates, making it an ideal space to customize to your taste.
  8. Three comfortable bedrooms provide flexibility for family living, guests, or a home office.
  9. The partially finished basement adds valuable extra space perfect for a rec room, storage, or future development.
  10. Ask Zara a follow-up
    Well
    Sewer
    Septic
  11. Parking & garage

    3
    Garage
    None
    Parking spaces
    2
    Driveway
    Private
  12. Interior

    5
    Basement
    Full, Partially Finished
    Family room
    N
    Kitchens
    1
    Total rooms
    7
    Laundry level
    Lower Level
  13. Exterior & construction

    4
    Exterior
    Vinyl Siding
    Roof
    Shingles
    Foundation
    Concrete Block
    Pool
    None
  14. Lot & land

    2
    Year built
    31-50
    Zoning
    V1H(343R)
  15. Listing & possession

    3
    Occupancy
    TBD
    Property style
    Bungalow
    Property class
    Detached
  16. Room-by-room · 3 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    3 rooms
    • Bedroom 2
      9.8 × 7.9 ft
    • Bedroom
      11.2 × 12.5 ft
    • Bedroom 3
      7.2 × 11.2 ft
    Combined estimate
    $2,303
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,087
    /mo
    based on the purchase price of $424,900
    $84,980 cash
    $339,920 financed
    $286,302 total interest
    Monthly payment$2,087/ month
    Principal54%$339,920
    Interest46%$286,302

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Fitzroy Harbour

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 1982 Galetta Side Road
      Sold
      Sign in for price
      1982 Galetta Side Road
      Detached
    • 2090 Old Birch Road
      Sold
      Sign in for price
      2090 Old Birch Road
      Detached
    • 206 Old Pakenham Road
      Sold
      Sign in for price
      206 Old Pakenham Road
      Detached
    • 4868 Ferry Road
      Sold
      Sign in for price
      4868 Ferry Road
      Detached
    • 5165 Canon Smith Drive
      Sold
      Sign in for price
      5165 Canon Smith Drive
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    2345 Fitzroy StreetThis home3 / 17,001,100$424,900ask———
    1982 Galetta Side Road3 / 31,500—
    2090 Old Birch Road3 / 21,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of SOLID ROCK REALTY · displayed on Summitly per MLS® data-share rules

    2345 Fitzroy Street is a 3-bedroom, 1-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 2345 Fitzroy Street built?

    2345 Fitzroy Street was built in 31-50. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 2345 Fitzroy Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 2345 Fitzroy Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 2345 Fitzroy Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $424,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 2345 Fitzroy Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 2345 Fitzroy Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 2345 Fitzroy Street in?

    2345 Fitzroy Street is in Fitzroy, Fitzroy Harbour. The 'Neighbourhood' section below links to the live Fitzroy Harbour real estate hub with average sold price, days on market, and current inventory.

  26. Is Fitzroy Harbour a good place to live?

    Fitzroy Harbour is one of ON's actively-tracked Summitly markets. The full Fitzroy Harbour real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 206 Old Pakenham Road
    2 / 2
    1,500
    —
    4868 Ferry Road3 / 2700—
    5165 Canon Smith Drive3 / 32,000—