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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 11 days

    238 Niagara Road

    Nipissing·Nipissing, ON·P0H 1W0·Near Green Acres

    • 5 beds
    Nipissing real estate›X13466282
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Custom Waterfront Luxury on 1 Acre - 5 Bed, 3 Bath. Experience exceptional craftsmanship and year round lakeside living on the shores of beautiful McQuaby Lake, in this custom built 5 bedroom, 3 bath waterfront home set on a beautifully landscaped 1 acre lot. Designed for comfort, efficiency, and unforgettable entertaining, this property blends rustic elegance with modern performance. Step into a breathtaking great room featuring soaring cathedral ceilings framed by striking Douglas Fir beams. A Napoleon wood burning factory fireplace with a large 50-pound firebox and zero gravity glass and screen creates a dramatic focal point and a warm, inviting atmosphere. NorthStar windows-backed by a lifetime warranty-flood the home with natural light and frame serene lake views. This home is equipped with central air, propane heat, and a wood boiler, offering efficient and flexible climate control year round. An ICF foundation ensures superior insulation and long term durability. A Generalink hook up adds peace of mind and convenience. Enjoy a gentle, sandy entrance into the lake-perfect for swimming, wading, and family fun. The private dock offers 5 ft of depth at the end, ideal for boating and water toys. A covered 16' x 16' concrete patio extends your living space outdoors, while the driveway continues all the way to the water, allowing you to launch your boat with ease. Relax under the stars in your brand new saltwater hot tub, positioned to take in the tranquil waterfront setting. A large heated garage provides ample room for vehicles, tools, recreational gear, or a workshop-perfect for hobbyists or those needing extra space. Situated on a year round maintained road, this property offers the rare combination of privacy, convenience, and four season accessibility. Snowmobile trails are nearby for winter adventure, and you're just 15 minutes from grocery stores and essential amenities, making this an ideal place to call home.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 19, 2026ListedCurrentFor sale$1,650,000 —X13466282This page
    Apr 10, 2026Previously listedTer$1,750,000 —X12985166View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 238 Niagara Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Library
    • Rec./Commun.Centre
    • School Bus Route
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $8,106
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $646
    0.47% mill rate · ON
    The market

    How this home sits in the Nipissing market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Nipissing market right now

    Average sold price, days on market, and closed-transaction count for Nipissing — sourced from MLS®.

    • Avg sold price
      $750,714
      Last 30 days
    • Median sold price
      $670,000
      Middle of the market
    • Days on market
      48 d
      Avg from list to close
    • Closed last 30d
      7
      MLS® transactions
    Full Nipissing market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 238 Niagara Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 238 Niagara Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 238 Niagara Road listed for?

      238 Niagara Road is listed at $1,650,000 on the MLS® (listing X13466282). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 238 Niagara Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 2500-3000 sqft
  3. Detached
  4. Built 0-5
  5. .50-1.99 ac lot
  6. Asking
    $1,650,000
    $0 / sqft · MLS® X13466282
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,020,971
    $939,293Confidence range$1,102,649
    Asking vs estimate
    ↑↑well-above
    +$629,029
    (+61.6%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 5 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Nipissing sell in about 48 days — this one has been listed 11 days.

    Avg sold price
    $750,714
    Median sold
    $670,000
    Avg days on market
    48
    Recently sold
    7
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Custom Waterfront Luxury on 1 Acre - 5 Bed, 3 Bath.
    • Experience exceptional craftsmanship and year round lakeside living on the shores of beautiful McQuaby Lake, in this custom built 5 bedroom, 3 bath waterfront home set on a beautifully landscaped 1 acre lot.
    • A covered 16' x 16' concrete patio extends your living space outdoors, while the driveway continues all the way to the water, allowing you to launch your boat with ease.
    • A large heated garage provides ample room for vehicles, tools, recreational gear, or a workshop-perfect for hobbyists or those needing extra space.
    Ask Zara a follow-up
    Well
    Sewer
    Septic
  8. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    2
    Parking spaces
    8
    Driveway
    6
  9. Interior

    4
    Basement
    Half, Exposed Rock
    Family room
    N
    Kitchens
    1
    Total rooms
    9
  10. Exterior & construction

    5
    Exterior
    Other
    Roof
    Fibreglass Shingle
    Foundation
    Insulated Concrete Form
    Waterfront
    Y
    Pool
    None
  11. Lot & land

    2
    Year built
    0-5
    Zoning
    SR
  12. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Other
    Property class
    Detached
  13. Room-by-room · 13 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    8 rooms
    • Bathroom
      2 Pc Bath
      7.1 × 3.1 ft
    • Living Room
      Cathedral Ceiling(s)
      19.4 × 16.0 ft
    • Mud Room
      Combined w/Laundry
      13.4 × 6.1 ft
    • Bathroom
      4 Pc Ensuite
      11.6 × 10.8 ft
    • Dining Room
      Cathedral Ceiling(s)
      16.0 × 12.2 ft
    • Kitchen
      Cathedral Ceiling(s)
      26.3 × 16.0 ft
    • Foyer
      17.1 × 7.0 ft
    • Primary Bedroom
      4 pc ensuite · walk-in closet(s)
      14.4 × 14.0 ft

    Second level

    5 rooms
    • Bedroom 3
      11.0 × 11.6 ft
    • Bathroom
      9.7 × 6.6 ft
    • Bedroom 4
      Cathedral Ceiling(s)
      13.1 × 14.0 ft
    • Bedroom
      Cathedral Ceiling(s)
      14.0 × 14.0 ft
    • Bedroom 2
      10.4 × 9.7 ft
  14. Waterfront
  15. School
  16. Combined estimate
    $8,752
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $8,106
    /mo
    based on the purchase price of $1,650,000
    $330,000 cash
    $1,320,000 financed
    $1,111,786 total interest
    Monthly payment$8,106/ month
    Principal54%$1,320,000
    Interest46%$1,111,786

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Nipissing

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 159 KERVINS BAY Road
      Sold
      Sign in for price
      159 KERVINS BAY Road
      Detached
    • 103 HUNTERS BAY Road
      Sold
      Sign in for price
      103 HUNTERS BAY Road
      Detached
    • 26 Aspen Lane
      Sold
      Sign in for price
      26 Aspen Lane
      Detached
    • 1 RICHARDSON ISLAND
      Sold
      Sign in for price
      1 RICHARDSON ISLAND
      Detached
    • 2593 Alsace Road
      Sold
      Sign in for price
      2593 Alsace Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    238 Niagara RoadThis home5 / 325,003,000$1,650,000ask———
    159 KERVINS BAY Road4 / 31,500—
    103 HUNTERS BAY Road4 / 33,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Nipissing

    Active listings within ±20% of this asking price.

    • 2 Dad's Rest Island
      $1,485,000
      2 Dad's Rest Island
      Detached 4 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of Century 21 Blue Sky Region Realty Inc., Brokerage · displayed on Summitly per MLS® data-share rules

    238 Niagara Road is a 5-bedroom, 3-bath, 2500-3000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 238 Niagara Road built?

    238 Niagara Road was built in 0-5. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 238 Niagara Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 238 Niagara Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 238 Niagara Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,650,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 238 Niagara Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 238 Niagara Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 238 Niagara Road in?

    238 Niagara Road is in Nipissing, Nipissing. The 'Neighbourhood' section below links to the live Nipissing real estate hub with average sold price, days on market, and current inventory.

  26. Is Nipissing a good place to live?

    Nipissing is one of ON's actively-tracked Summitly markets. The full Nipissing real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 26 Aspen Lane
    4 / 3
    1,100
    —
    1 RICHARDSON ISLAND5 / 22,500—
    2593 Alsace Road4 / 21,100—