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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 2 days ago

    25 Silver Birch Street

    Verulam·Kawartha Lakes, ON·K0M 1L0·Near County Rd 7/Pavillion Rd

    • 2 beds
    Kawartha Lakes real estate›X13494318
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    1 upcoming open house

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Sat, Jul 4
      2026-07-04T15:00:00.000-00:00 – 2026-07-04T17:00:00.000-00:00
      Public
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tour
    Overview

    What this listing tells us

    Property description

    INCREDIBLE PRICE - 4 Bedroom 2 Bathroom, just under 1800 overall sq ft, move-in ready, year round home in the waterfront community of Thurstonia on Sturgeon Lake. Renovated top to bottom in 2022 with high end finishes. Stucco exterior, black windows, composite deck off living room. Inside you will find BEAUTIFUL hardwood floors, a modern kitchen with quartz countertops, new cabinets, marble backsplash and stainless steel appliances. 2 beautifully renovated bathrooms. Main level has two bedrooms, a 4 piece bathroom and an open concept kitchen/living/dining room, wood stove and a walk out to a gorgeous composite deck with water views. Walk out level features a spacious family room, 2 additional bedrooms and 3 piece bathroom. Good size backyard with new deck for grilling and second deck at the fence line for dining. Forced air propane furnace, central air and drilled well. The village of Thurstonia has two public beaches with weed free swimming and north west exposure for blazing sunsets. Public boat launch and marina with dock spaces to rent. Only 20 minutes to Bobcaygeon and Lindsay. An hour and fifteen minutes to the Greater Toronto Area (GTA). Highway 407 is now free from Highway 115 to Pickering making this an affordable option to commute to the GTA. Priced to sell!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 26, 2026ListedCurrentFor sale$499,000 —X13494318This page
    Jan 29, 2026Previously listedTer$499,000 —X12738074View
    Nov 4, 2025Previously listedTer$539,000 —X12509536View
    Sep 29, 2025Previously listedTer$549,000 —X12432712View
    Apr 17, 2025Previously listedTer$565,000 —X12088370View
    Nov 5, 2024SoldSold$585,000−$14,000 (2.3%)X9510096View
    Nov 2, 2024SoldSold$585,000−$14,000 (2.3%)X10437697View
    Oct 24, 2024Previously listedSld$599,000 —X9510096View
    Oct 24, 2024Previously listedSld$599,000 —X10437697View
    May 23, 2024Previously listedTer$649,000 —X8369574View
    May 23, 2024Previously listedTer$649,000 —X10437546View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 25 Silver Birch Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Lake Access
    • Lake Backlot
    • Marina
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,451
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $165
    0.40% mill rate · ON
    The market

    How this home sits in the Kawartha Lakes market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Kawartha Lakes market right now

    Average sold price, days on market, and closed-transaction count for Kawartha Lakes — sourced from MLS®.

    • Avg sold price
      $688,270
      Last 30 days
    • Median sold price
      $630,000
      Middle of the market
    • Days on market
      40 d
      Avg from list to close
    • Closed last 30d
      344
      MLS® transactions
    Full Kawartha Lakes market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 25 Silver Birch Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 25 Silver Birch Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 25 Silver Birch Street listed for?

      25 Silver Birch Street is listed at $499,000 on the MLS® (listing X13494318). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 25 Silver Birch Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 700-1100 sqft
  3. Detached
  4. Built 31-50
  5. < .50 ac lot
  6. Asking
    $499,000
    $0 / sqft · MLS® X13494318
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $502,437
    $462,242Confidence range$542,632
    Asking vs estimate
    ≈in-line
    −$3,437
    (-0.7%)
    Asking is in line
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Kawartha Lakes sell in about 40 days — this one has been listed 2 days.

    Avg sold price
    $688,270
    Median sold
    $630,000
    Avg days on market
    40
    Recently sold
    344
    See comparable sales
    Watch video tour
    • Renovated top to bottom in 2022 with high end finishes.
    • Inside you will find BEAUTIFUL hardwood floors, a modern kitchen with quartz countertops, new cabinets, marble backsplash and stainless steel appliances. 2 beautifully renovated bathrooms.
    • Main level has two bedrooms, a 4 piece bathroom and an open concept kitchen/living/dining room, wood stove and a walk out to a gorgeous composite deck with water views.
    • Good size backyard with new deck for grilling and second deck at the fence line for dining.
    Ask Zara a follow-up
    Well
    Sewer
    Holding Tank
  8. Parking & garage

    3
    Garage
    None
    Parking spaces
    4
    Driveway
    Private
  9. Interior

    6
    Basement
    Finished with Walk-Out, Full
    Family room
    Y
    Kitchens
    1
    Total rooms
    11
    Laundry level
    Main Level
    Elevator
    N
  10. Exterior & construction

    4
    Exterior
    Stucco (Plaster)
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    Pool
    None
  11. Lot & land

    3
    Year built
    31-50
    Lot dimensions
    56.00 x 100.00 Feet
    Zoning
    R1
  12. Listing & possession

    3
    Occupancy
    Immediate
    Property style
    Bungalow-Raised
    Property class
    Detached
  13. Room-by-room · 11 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Bedroom
      b/i closet · hardwood floor
      15.3 × 9.8 ft
    • Kitchen
      quartz counter · stainless steel appl · hardwood floor
      9.7 × 11.9 ft
    • Bathroom
      4 Pc Bath
      8.0 × 9.1 ft
    • Bedroom 2
      Hardwood Floor
      9.9 × 9.5 ft
    • Dining Room
      hardwood floor · wood stove · w/o to balcony
      9.7 × 11.6 ft
    • Living Room
      hardwood floor · combined w/dining · pot lights
      13.3 × 13.3 ft

    Lower level

    4 rooms
    • Family Room
      hardwood floor · pot lights · w/o to patio
      21.3 × 22.2 ft
    • Bedroom 4
      Hardwood Floor
      9.3 × 7.0 ft
    • Bathroom
      3 Pc Bath
      9.3 × 6.7 ft
    • Bedroom 3
      Hardwood Floor
      12.8 × 12.8 ft

    Basement level

    1 room
    • Utility Room
      4.5 × 11.5 ft
  14. School
  15. Park
  16. Combined estimate
    $2,616
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,451
    /mo
    based on the purchase price of $499,000
    $99,800 cash
    $399,200 financed
    $336,231 total interest
    Monthly payment$2,451/ month
    Principal54%$399,200
    Interest46%$336,231

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Kawartha Lakes

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 110 West Bay Boulevard
      Sold
      Sign in for price
      110 West Bay Boulevard
      Detached
    • 14 Albert Street
      Sold
      Sign in for price
      14 Albert Street
      Detached
    • 120 Mark Road
      Sold
      Sign in for price
      120 Mark Road
      Detached
    • 5 Fawn Street
      Sold
      Sign in for price
      5 Fawn Street
      Detached
    • 333 The Captain's Corners
      Sold
      Sign in for price
      333 The Captain's Corners
      Detached
    • 730 The Glen Road
      Sold
      Sign in for price
      730 The Glen Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    25 Silver Birch StreetThis home2 / 27,001,100$499,000ask———
    110 West Bay Boulevard4 / 31,500—
    14 Albert Street4 / 22,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Kawartha Lakes

    Active listings within ±20% of this asking price.

    • 51 Cameron Road
      $499,900
      51 Cameron Road
      Detached 3 2
    • 36 Cameron Road
      $579,900
      36 Cameron Road
      Detached 2 2
    • 121 Durham Street
      $539,900
      121 Durham Street
      Detached 3 3
    • 2 Kennedy Drive
      $574,500
      2 Kennedy Drive
      Detached 2 2
    • 54 Clifton Street
      $495,000
      54 Clifton Street
      Detached 3 2
    • 24 Black River Road
      $575,000
      24 Black River Road
      Detached 2 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of SOTHEBY'S INTERNATIONAL REALTY CANADA · displayed on Summitly per MLS® data-share rules

    25 Silver Birch Street is a 2-bedroom, 2-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 25 Silver Birch Street built?

    25 Silver Birch Street was built in 31-50. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 25 Silver Birch Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 25 Silver Birch Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 25 Silver Birch Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $499,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 25 Silver Birch Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 25 Silver Birch Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 25 Silver Birch Street in?

    25 Silver Birch Street is in Verulam, Kawartha Lakes. The 'Neighbourhood' section below links to the live Kawartha Lakes real estate hub with average sold price, days on market, and current inventory.

  26. Is Kawartha Lakes a good place to live?

    Kawartha Lakes is one of ON's actively-tracked Summitly markets. The full Kawartha Lakes real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 120 Mark Road
    3 / 2
    2,000
    —
    5 Fawn Street1 / 2700—
    333 The Captain's Corners2 / 21,100—
    730 The Glen Road3 / 21,500—