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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 56 days

    254 Margaret Street

    Cobourg·Cobourg, ON·K9A 2Z7·Near EXIT 401 AT HIGHWAY 18

    • 4 beds
    Cobourg real estate›X13037726
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    This charming home features 4 bedrooms with 2 bathrooms and is close to downtown ammenties and the lake!This home comes with a new modern kitchen, 2 bedrooms on the main floor, and a full bathroom. Easy access to 401 and the via station for commuters. Book your personal viewing today!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    • This charming home features 4 bedrooms with 2 bathrooms and is close to downtown ammenties and the lake!This home comes with a new modern kitchen, 2 bedrooms on the main floor, and a full bathroom.
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Apr 23, 2026ListedCurrentFor sale$599,900 —X13037726This page
    Feb 7, 2025Previously listedExp$599,900 —X11962010View
    Aug 23, 2024SoldSold$590,000−$9,900 (1.7%)X9251384View
    Aug 12, 2024Previously listedSld$599,900 —X9251384View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 254 Margaret Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,947
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $326
    0.65% mill rate · ON
    The market

    How this home sits in the Cobourg market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Cobourg market right now

    Average sold price, days on market, and closed-transaction count for Cobourg — sourced from MLS®.

    • Avg sold price
      $658,210
      Last 30 days
    • Median sold price
      $630,000
      Middle of the market
    • Days on market
      39 d
      Avg from list to close
    • Closed last 30d
      103
      MLS® transactions
    Full Cobourg market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 254 Margaret Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 254 Margaret Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 254 Margaret Street listed for?

      254 Margaret Street is listed at $599,900 on the MLS® (listing X13037726). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 254 Margaret Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 700-1100 sqft
  3. Detached
  4. Asking
    $599,900
    $0 / sqft · MLS® X13037726
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $776,688
    $714,553Confidence range$838,823
    Asking vs estimate
    ↓below
    −$176,788
    (-22.8%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Cobourg sell in about 39 days — this one has been listed 56 days.

    Avg sold price
    $658,210
    Median sold
    $630,000
    Avg days on market
    39
    Recently sold
    103
    See comparable sales
    Easy access to 401 and the via station for commuters.
  6. Book your personal viewing today!
  7. Ask Zara a follow-up
    Sewer
  8. Parking & garage

    3
    Garage
    None
    Parking spaces
    3
    Driveway
    Private
  9. Interior

    4
    Basement
    Full
    Family room
    N
    Kitchens
    1
    Total rooms
    8
  10. Exterior & construction

    4
    Exterior
    Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Brick
    Pool
    None
  11. Listing & possession

    3
    Possession
    2026-04-23T00:00:00.000-00:00
    Property style
    1 1/2 Storey
    Property class
    Detached
  12. Room-by-room · 8 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Kitchen
      16.6 × 12.4 ft
    • Bedroom
      10.4 × 7.0 ft
    • Bathroom
      7.3 × 7.0 ft
    • Living Room
      10.8 × 12.4 ft
    • Bedroom
      10.5 × 10.3 ft

    Second level

    3 rooms
    • Bedroom
      11.8 × 8.8 ft
    • Bedroom
      10.5 × 14.5 ft
    • Bathroom
      3.9 × 5.0 ft
    Combined estimate
    $3,273
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,947
    /mo
    based on the purchase price of $599,900
    $119,980 cash
    $479,920 financed
    $404,219 total interest
    Monthly payment$2,947/ month
    Principal54%$479,920
    Interest46%$404,219

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Cobourg

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 950 Curtis Crescent
      Sold
      Sign in for price
      950 Curtis Crescent
      Detached
    • 270 Ivey Crescent
      Sold
      Sign in for price
      270 Ivey Crescent
      Detached
    • 577 Sinclair Street
      Sold
      Sign in for price
      577 Sinclair Street
      Detached
    • 52 Bayview Crescent
      Sold
      Sign in for price
      52 Bayview Crescent
      Detached
    • 629 Mackechnie Crescent
      Sold
      Sign in for price
      629 Mackechnie Crescent
      Detached
    • 104 East House Crescent
      Sold
      Sign in for price
      104 East House Crescent
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    254 Margaret StreetThis home4 / 37,001,100$599,900ask———
    950 Curtis Crescent3 / 2700—
    270 Ivey Crescent3 / 31,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Cobourg

    Active listings within ±20% of this asking price.

    • 621 Willow Crescent
      $555,000
      621 Willow Crescent
      Detached 3 2
    • 949 Cornell Crescent
      $664,900
      949 Cornell Crescent
      Detached 3 1
    • 538 Willow Crescent
      $625,000
      538 Willow Crescent
      Detached 3 2
    • 224 Nickerson Drive
      $649,800
      224 Nickerson Drive
      Detached 3 2
    • 812 Burnham Street
      $649,900
      812 Burnham Street
      Detached 3 2
    • 158 Stuart Street
      $575,000
      158 Stuart Street
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  13. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  14. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  15. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  16. Public listing courtesy of HOMELIFE/MIRACLE REALTY LTD · displayed on Summitly per MLS® data-share rules

    254 Margaret Street is a 4-bedroom, 3-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  17. When was 254 Margaret Street built?

    The year built for 254 Margaret Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  18. What is the property tax for 254 Margaret Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 254 Margaret Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  19. How much would the monthly mortgage be on 254 Margaret Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $599,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  20. Has 254 Margaret Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 254 Margaret Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  21. What neighbourhood is 254 Margaret Street in?

    254 Margaret Street is in Cobourg, Cobourg. The 'Neighbourhood' section below links to the live Cobourg real estate hub with average sold price, days on market, and current inventory.

  22. Is Cobourg a good place to live?

    Cobourg is one of ON's actively-tracked Summitly markets. The full Cobourg real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  23. 577 Sinclair Street
    3 / 2
    700
    —
    52 Bayview Crescent3 / 21,100—
    629 Mackechnie Crescent3 / 2700—
    104 East House Crescent3 / 31,500—