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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 9 days

    2576 Howe Island Drive

    Howe Island·Gananoque, ON·K7G 2V6·Near Driscoll and Fuller

    • 4 beds
    Gananoque real estate›X13534226
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Architecturally designed by Charles Maddison and custom built in 1983, this waterfront home has been cherished by the same family since it was built. Set on the south shore of Howe Island, the property offers a combination of privacy, natural beauty & recreation. Designed to maximize light and views, the open concept main floor is filled with natural sunlight from windows on every side. A curved staircase serves as the homes architectural centre piece, while hardwood floors add warmth throughout the living spaces. The living & dining rooms flow seamlessly into a bright sunroom, creating inviting spaces for both entertaining and everyday. The kitchen was beautifully renovated in 2015 with timeless finishes and excellent functionality. Geothermal heating & mini-split air conditioning provide efficient, comfortable climate control throughout the seasons. Upstairs are 4 bedrooms, including a spacious primary suite with its own ensuite bath & deck overlooking the property. A versatile den shared by two of the bedrooms offers the perfect space for a home office, study area, or playroom. Outside, the property has been designed to embrace an active waterfront lifestyle. Spend summer afternoons by the inground pool with its newer liner, enjoy a match on your private tennis court, or relax among the beautifully landscaped gardens and productive vegetable garden. The shoreline is equally impressive. A substantial cement dock with a solar-powered boat lift provides easy access to the St. Lawrence River, with approximately three feet of water off the dock for swimming and boating. Later in the season, a private stone beach emerges, creating a peaceful place to enjoy the waterfront. A comprehensive list of updates is available. Combining timeless architecture, quality construction, exceptional waterfront amenities, and a spectacular island setting close to Kingston, this is a unique opportunity to own one of Howe Island's most distinctive homes.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 7, 2026ListedCurrentFor sale$1,499,900 —X13534226This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Heat Pump
      Air conditioning
      Wall Unit(s)
      Water source
      Well
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 2576 Howe Island Drive
    What's nearby

    Points of interest classified by the MLS® feed.

    • Island
    • Lake Access
    • Marina
    • River/Stream
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $7,369
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $600
    0.48% mill rate · ON
    The market

    How this home sits in the Gananoque market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Gananoque market right now

    Average sold price, days on market, and closed-transaction count for Gananoque — sourced from MLS®.

    • Avg sold price
      —
      Last 30 days
    • Median sold price
      —
      Middle of the market
    • Days on market
      —
      Avg from list to close
    • Closed last 30d
      —
      MLS® transactions
    Full Gananoque market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 2576 Howe Island Drive — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

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    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 2576 Howe Island Drive and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 2576 Howe Island Drive listed for?

      2576 Howe Island Drive is listed at $1,499,900 on the MLS® (listing X13534226). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 2576 Howe Island Drive have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 3000-3500 sqft
  3. Detached
  4. Built 31-50
  5. 2-4.99 ac lot
  6. Asking
    $1,499,900
    $0 / sqft · MLS® X13534226
    Chat Zara
  7. Zara AI Estimate
    Live valuation

    Not enough neighbourhood comparable data yet to estimate this listing. Chat with Zara for a private valuation.

    Ask Zara
    Market analytics

    Live market data for Gananoque.

    Avg sold price
    —
    Median sold
    —
    Avg days on market
    —
    Recently sold
    —
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Designed to maximize light and views, the open concept main floor is filled with natural sunlight from windows on every side.
    • A curved staircase serves as the homes architectural centre piece, while hardwood floors add warmth throughout the living spaces.
    • The kitchen was beautifully renovated in 2015 with timeless finishes and excellent functionality.
    • Upstairs are 4 bedrooms, including a spacious primary suite with its own ensuite bath & deck overlooking the property.
    Ask Zara a follow-up
    Septic
  8. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    2
    Parking spaces
    12
    Driveway
    Private
  9. Interior

    5
    Basement
    Partially Finished
    Family room
    Y
    Kitchens
    1
    Total rooms
    9
    Laundry level
    Main Level
  10. Exterior & construction

    6
    Exterior
    Board & Batten , Stone
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    View
    Panoramic, River
    Waterfront
    Y
    Pool
    Inground
  11. Lot & land

    2
    Year built
    31-50
    Zoning
    SR1
  12. Listing & possession

    3
    Occupancy
    TBD
    Property style
    2-Storey
    Property class
    Detached
  13. Room-by-room · 14 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Dining Room
      17.5 × 19.6 ft
    • Sunroom
      9.9 × 9.9 ft
    • Kitchen
      13.5 × 11.6 ft
    • Breakfast
      12.1 × 14.0 ft
    • Powder Room
      3.8 × 3.2 ft
    • Mud Room
      13.6 × 15.7 ft
    • Living Room
      11.9 × 11.5 ft

    Second level

    7 rooms
    • Den
      10.2 × 10.2 ft
    • Bathroom
      3 Pc Ensuite
      8.5 × 7.2 ft
    • Bedroom 2
      11.3 × 13.3 ft
    • Bedroom 4
      18.9 × 19.4 ft
    • Bathroom
      11.1 × 11.9 ft
    • Primary Bedroom
      16.4 × 19.5 ft
    • Bedroom 3
      14.3 × 13.3 ft
    Combined estimate
    $7,969
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $7,369
    /mo
    based on the purchase price of $1,499,900
    $299,980 cash
    $1,199,920 financed
    $1,010,648 total interest
    Monthly payment$7,369/ month
    Principal54%$1,199,920
    Interest46%$1,010,648

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

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    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Gananoque

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 276 First Street
      Sold
      Sign in for price
      276 First Street
      Detached
    • 3658 Highway 2
      Sold
      Sign in for price
      3658 Highway 2
      Detached
    • 193 Elizabeth Drive
      Sold
      Sign in for price
      193 Elizabeth Drive
      Detached
    • 317 Nalon Road
      Sold
      Sign in for price
      317 Nalon Road
      Detached
    • 365 Oak Street
      Sold
      Sign in for price
      365 Oak Street
      Detached
    • 479 Henrietta Street
      Sold
      Sign in for price
      479 Henrietta Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    2576 Howe Island DriveThis home4 / 330,003,500$1,499,900ask———
    276 First Street3 / 1700—
    3658 Highway 23 / 2700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Gananoque

    Active listings within ±20% of this asking price.

    • 50 - 60 Water Street
      $1,595,000
      50 - 60 Water Street
      Detached 4 4
    • 255 Good Friend Drive
      $1,389,900
      255 Good Friend Drive
      Detached 3 3
    • 550 Queen Street
      $1,580,000
      550 Queen Street
      Detached 4 4
    • 220 Havenwood Trail
      $1,375,000
      220 Havenwood Trail
      Detached 3 3
    • 99 King Street
      $1,550,000
      99 King Street
      Detached 3 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE · displayed on Summitly per MLS® data-share rules

    2576 Howe Island Drive is a 4-bedroom, 3-bath, 3000-3500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 2576 Howe Island Drive built?

    2576 Howe Island Drive was built in 31-50. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  19. What is the property tax for 2576 Howe Island Drive?

    The 'Property tax' tab in the History section shows the most recent annual tax for 2576 Howe Island Drive plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 2576 Howe Island Drive?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,499,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 2576 Howe Island Drive been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 2576 Howe Island Drive with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 2576 Howe Island Drive in?

    2576 Howe Island Drive is in Howe Island, Gananoque. The 'Neighbourhood' section below links to the live Gananoque real estate hub with average sold price, days on market, and current inventory.

  23. Is Gananoque a good place to live?

    Gananoque is one of ON's actively-tracked Summitly markets. The full Gananoque real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 193 Elizabeth Drive
    3 / 2
    1,100
    —
    317 Nalon Road3 / 31,500—
    365 Oak Street3 / 2700—
    479 Henrietta Street3 / 2700—