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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 6 days ago

    26 Elgin Street

    Northern Bruce Peninsula·Northern Bruce Peninsula, ON·N0H 2R0·Near West

    • 3 beds
    Northern Bruce Peninsula real estate›X13428852
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Nestled on a peaceful lot in one of Tobermory's most desirable neighbourhoods, this charming home sits just 1 km from the heart of the village - a short walk to Little Tub Harbour, the Chi-Cheemaun ferry dock, waterfront dining, diving outfitters, and boat tour operators. That unbeatable location is a big part of what makes this property a proven, licensed Short Term Accommodation under the Northern Bruce Peninsula Municipality - a turnkey income-generating asset ready to perform from day one, or an equally inviting full-time or seasonal family retreat. Step in from the upper deck into a bright, open-concept main living area that immediately feels like a getaway. Vaulted ceilings, warm pine floors, rich wood accents, an open kitchen, and a cozy propane fireplace set the tone, while floor-to-ceiling windows on both levels flood the space with natural light. The upper deck extends your living space outdoors - ideal for entertaining, outdoor dining, or simply unwinding with a drink in hand. The upper level also features a generous primary bedroom with walk-in closet and a full 4-piece bath. Head down the eye-catching spiral staircase and you'll find two additional bedrooms, a 2-piece bath, a second propane fireplace, and a fantastic games room that guests consistently love. A covered lower patio offers a quiet, shaded retreat - perfect for morning coffee while deer and birds move through the trees. Set on a full acre, the property transfers with furnishings included on both levels, making it as easy as it gets to step in and start enjoying - or start hosting. With the Bruce Trail minutes away and Georgian Bay launch points for kayaking and paddleboarding close at hand, the outdoor appeal is endless. 26 Elgin Street is a rare find that truly has to be seen to be fully appreciated.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 10, 2026ListedCurrentFor sale$599,000 —X13428852This page
    Jan 23, 2025Previously listedExp$649,000 —X11938453View
    Nov 13, 2024Previously listedExp$2,500 —X11880061View
    Mar 11, 2024Previously listedExp$799,000 —X8155772View
    Mar 11, 2024Previously listedExp$749,900 —X10846595View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Baseboard
      Air conditioning
      None
      Fireplaces
      2
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 26 Elgin Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Wooded/Treed
    • Marina
    • Park
    • School Bus Route
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,943
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $221
    0.44% mill rate · ON
    The market

    How this home sits in the Northern Bruce Peninsula market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Northern Bruce Peninsula market right now

    Average sold price, days on market, and closed-transaction count for Northern Bruce Peninsula — sourced from MLS®.

    • Avg sold price
      $521,009
      Last 30 days
    • Median sold price
      $515,000
      Middle of the market
    • Days on market
      65 d
      Avg from list to close
    • Closed last 30d
      55
      MLS® transactions
    Full Northern Bruce Peninsula market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 26 Elgin Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 26 Elgin Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 26 Elgin Street listed for?

      26 Elgin Street is listed at $599,000 on the MLS® (listing X13428852). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 26 Elgin Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1500-2000 sqft
  3. Detached
  4. Asking
    $599,000
    $0 / sqft · MLS® X13428852
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $521,009
    $479,328Confidence range$562,690
    Asking vs estimate
    ↑above
    +$77,991
    (+15.0%)
    Asking is above estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Northern Bruce Peninsula sell in about 65 days — this one has been listed 6 days.

    Avg sold price
    $521,009
    Median sold
    $515,000
    Avg days on market
    65
    Recently sold
    55
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Step in from the upper deck into a bright, open-concept main living area that immediately feels like a getaway.
    • Vaulted ceilings, warm pine floors, rich wood accents, an open kitchen, and a cozy propane fireplace set the tone, while floor-to-ceiling windows on both levels flood the space with natural light.
    • The upper deck extends your living space outdoors - ideal for entertaining, outdoor dining, or simply unwinding with a drink in hand.
    • The upper level also features a generous primary bedroom with walk-in closet and a full 4-piece bath.
    Ask Zara a follow-up
    Well
    Sewer
    Septic
  6. Parking & garage

    3
    Garage
    None
    Parking spaces
    4
    Driveway
    Lane, Other, Front Yard Parking
  7. Interior

    4
    Basement
    None
    Family room
    Y
    Kitchens
    1
    Total rooms
    12
  8. Exterior & construction

    5
    Exterior
    Vinyl Siding, Brick
    Roof
    Asphalt Shingle
    Foundation
    Concrete, Block
    View
    Forest, Garden, Trees/Woods
    Pool
    None
  9. Listing & possession

    3
    Possession
    2026-06-30T00:00:00.000-00:00
    Property style
    2-Storey
    Property class
    Detached
  10. Room-by-room · 12 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Foyer
      8.2 × 7.7 ft
    • Bathroom
      4 Pc Bath
      7.8 × 5.3 ft
    • Dining Room
      7.8 × 8.8 ft
    • Living Room
      23.3 × 15.4 ft
    • Bedroom
      13.3 × 11.3 ft
    • Kitchen
      13.3 × 7.3 ft
    • Bedroom
      Closet
      11.3 × 14.8 ft

    Ground level

    5 rooms
    • Bedroom 2
      10.8 × 11.8 ft
    • Bathroom
      2 Pc Bath
      6.8 × 4.3 ft
    • Family Room
      23.8 × 10.8 ft
    • Bedroom 3
      10.8 × 8.8 ft
    • Laundry
      12.8 × 14.2 ft
  11. Rec./Commun.Centre
  12. Greenbelt/Conservation
  13. Combined estimate
    $3,164
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,943
    /mo
    based on the purchase price of $599,000
    $119,800 cash
    $479,200 financed
    $403,612 total interest
    Monthly payment$2,943/ month
    Principal54%$479,200
    Interest46%$403,612

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Northern Bruce Peninsula

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 191 Widgeon Cove Road
      Sold
      Sign in for price
      191 Widgeon Cove Road
      Detached
    • 102 Carter Road
      Sold
      Sign in for price
      102 Carter Road
      Detached
    • 6 Point View Drive
      Sold
      Sign in for price
      6 Point View Drive
      Detached
    • 403 Eagle Road
      Sold
      Sign in for price
      403 Eagle Road
      Detached
    • 4616 6 Highway
      Sold
      Sign in for price
      4616 6 Highway
      Detached
    • 8 Dock Lane
      Sold
      Sign in for price
      8 Dock Lane
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    26 Elgin StreetThis home3 / 215,002,000$599,000ask———
    191 Widgeon Cove Road3 / 21,500—
    102 Carter Road3 / 11,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Northern Bruce Peninsula

    Active listings within ±20% of this asking price.

    • 1 Helen Street
      $599,000
      1 Helen Street
      Detached 2 2
    • 68 Tamarac Road
      $559,000
      68 Tamarac Road
      Detached 2 2
    • 595 Stokes Bay Road
      $675,000
      595 Stokes Bay Road
      Detached 3 2
    • 74 Parker Island Road
      $625,000
      74 Parker Island Road
      Detached 3 1
    • 158 Stokes Bay Road
      $699,900
      158 Stokes Bay Road
      Detached 4 2
    • 25 Shoreline Drive
      $575,000
      25 Shoreline Drive
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of eXp Realty · displayed on Summitly per MLS® data-share rules

    26 Elgin Street is a 3-bedroom, 2-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 26 Elgin Street built?

    The year built for 26 Elgin Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  19. What is the property tax for 26 Elgin Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 26 Elgin Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 26 Elgin Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $599,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 26 Elgin Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 26 Elgin Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 26 Elgin Street in?

    26 Elgin Street is in Northern Bruce Peninsula, Northern Bruce Peninsula. The 'Neighbourhood' section below links to the live Northern Bruce Peninsula real estate hub with average sold price, days on market, and current inventory.

  23. Is Northern Bruce Peninsula a good place to live?

    Northern Bruce Peninsula is one of ON's actively-tracked Summitly markets. The full Northern Bruce Peninsula real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 6 Point View Drive
    3 / 2
    1,500
    —
    403 Eagle Road3 / 1700—
    4616 6 Highway3 / 1700—
    8 Dock Lane2 / 1700—