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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 27 daysPrice drop · $25,000 off (-5.6%)

    282 Church Street S

    St. Marys·St. Marys, ON·N4X 1B9·Near Church St S

    • 3 beds
    St. Marys real estate›X13066888
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to this beautifully updated semi-detached home nestled in the charming town of St. Marys. Offering the perfect blend of comfort, style, and peace of mind, this move-in-ready property is ideal for families, first-time buyers, or savvy investors alike. Featuring 3 spacious bedrooms and 3 bathrooms, this home provides plenty of room for growing families or those looking for flexible living space. Over the past 6 years, all the major updates have been completed - including windows, doors, furnace, roof, air conditioning, and water heater - allowing you to move in with confidence and enjoy worry-free living. The bright and functional layout is complemented by a walkout basement that provides excellent additional living space, perfect for a recreation room, home office, gym, or play area. With direct access to the backyard, it offers great versatility for everyday living and entertaining. Located in a welcoming community known for its small-town charm and amenities, this property offers incredible value and versatility. So many options - live in, rent out, or grow into - the choice is yours!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 9, 2026Price reducedCurrentReduced$425,000−$25,000 (5.6%)X13066888This page
    May 1, 2026ListedCurrentFor sale$450,000 —X13066888This page
    Feb 25, 2026Previously listedTer$450,000 —X12818426View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 282 Church Street S
    What's nearby

    Points of interest classified by the MLS® feed.

    • Fenced Yard
    • Golf
    • Hospital
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,088
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $249
    0.70% mill rate · ON
    The market

    How this home sits in the St. Marys market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The St. Marys market right now

    Average sold price, days on market, and closed-transaction count for St. Marys — sourced from MLS®.

    • Avg sold price
      $572,725
      Last 30 days
    • Median sold price
      $564,500
      Middle of the market
    • Days on market
      95 d
      Avg from list to close
    • Closed last 30d
      40
      MLS® transactions
    Full St. Marys market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 282 Church Street S — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 282 Church Street S and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 282 Church Street S listed for?

      282 Church Street S is listed at $425,000 on the MLS® (listing X13066888). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 282 Church Street S have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 1100-1500 sqft
  3. Semi-Detached
  4. Built 31-50
  5. Asking
    $425,000
    $0 / sqft · MLS® X13066888
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $572,725
    $526,907Confidence range$618,543
    Asking vs estimate
    ↓below
    −$147,725
    (-25.8%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in St. Marys sell in about 95 days — this one has been listed 27 days.

    Avg sold price
    $572,725
    Median sold
    $564,500
    Avg days on market
    95
    Recently sold
    40
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    Welcome to this beautifully updated semi-detached home nestled in the charming town of St.
  7. Featuring 3 spacious bedrooms and 3 bathrooms, this home provides plenty of room for growing families or those looking for flexible living space.
  8. The bright and functional layout is complemented by a walkout basement that provides excellent additional living space, perfect for a recreation room, home office, gym, or play area.
  9. With direct access to the backyard, it offers great versatility for everyday living and entertaining.
  10. Ask Zara a follow-up
    Sewer
  11. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    3
    Driveway
    Private Double
  12. Interior

    5
    Basement
    Finished with Walk-Out
    Family room
    N
    Kitchens
    1
    Total rooms
    11
    Laundry level
    Lower Level
  13. Exterior & construction

    4
    Exterior
    Brick, Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    Pool
    None
  14. Lot & land

    2
    Year built
    31-50
    Zoning
    R4
  15. Listing & possession

    3
    Occupancy
    Immediately but flexible.
    Property style
    2-Storey
    Property class
    Semi-Detached
  16. Room-by-room · 10 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    3 rooms
    • Bathroom
      2 Pc Bath
      4.4 × 5.0 ft
    • Living Room
      15.4 × 11.5 ft
    • Kitchen
      11.5 × 21.8 ft

    Second level

    4 rooms
    • Primary Bedroom
      11.3 × 14.6 ft
    • Bedroom
      11.3 × 11.7 ft
    • Bathroom
      4 Pc Bath
      7.8 × 8.7 ft
    • Bedroom 2
      11.5 × 11.7 ft

    Basement level

    3 rooms
    • Bathroom
      2 Pc Bath
      4.2 × 4.5 ft
    • Utility Room
      6.1 × 10.4 ft
    • Recreation
      22.3 × 25.7 ft
    Combined estimate
    $2,337
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,088
    /mo
    based on the purchase price of $425,000
    $85,000 cash
    $340,000 financed
    $286,369 total interest
    Monthly payment$2,088/ month
    Principal54%$340,000
    Interest46%$286,369

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable semi-detacheds that just sold in St. Marys

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 237 Huron Street
      Sold
      Sign in for price
      237 Huron Street
      Semi-Detached
    • 225 Huron Street
      Sold
      Sign in for price
      225 Huron Street
      Semi-Detached
    • 214 St Maria Street
      Sold
      Sign in for price
      214 St Maria Street
      Semi-Detached
    • 41 Southvale Road
      Sold
      Sign in for price
      41 Southvale Road
      Semi-Detached
    • 112 Edison Street
      Sold
      Sign in for price
      112 Edison Street
      Semi-Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    282 Church Street SThis home3 / 311,001,500$425,000ask———
    237 Huron Street3 / 21,100—
    225 Huron Street3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More semi-detacheds in St. Marys

    Active listings within ±20% of this asking price.

    • 81 Southvale Road
      $479,900
      81 Southvale Road
      Semi-Detached 3 2
    • 29 Southvale Road
      $450,000
      29 Southvale Road
      Semi-Detached 3 2
    • 21 SOUTHVALE Road
      $484,900
      21 SOUTHVALE Road
      Semi-Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of Sutton Group - First Choice Realty Ltd. · displayed on Summitly per MLS® data-share rules

    282 Church Street S is a 3-bedroom, 3-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 282 Church Street S built?

    282 Church Street S was built in 31-50. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 282 Church Street S?

    The 'Property tax' tab in the History section shows the most recent annual tax for 282 Church Street S plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 282 Church Street S?

    The affordability calculator on this page shows an estimated monthly mortgage for $425,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 282 Church Street S been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 282 Church Street S with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 282 Church Street S in?

    282 Church Street S is in St. Marys, St. Marys. The 'Neighbourhood' section below links to the live St. Marys real estate hub with average sold price, days on market, and current inventory.

  26. Is St. Marys a good place to live?

    St. Marys is one of ON's actively-tracked Summitly markets. The full St. Marys real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 214 St Maria Street
    2 / 3
    1,500
    —
    41 Southvale Road2 / 21,100—
    112 Edison Street3 / 21,500—