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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 96 daysPrice drop · $50,010 off (-5.4%)

    3 Cathcart Street

    Huron-Kinloss·Huron-Kinloss, ON·N2Z 2X6·Near Bell Drive

    • 4 beds
    Huron-Kinloss real estate›X12899744
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Steps from Lake Huron's white sandy shoreline and legendary sunsets, this inviting backsplit is tucked into the sought-after lakeside community of Lurgan Beach. Set on a spacious and private lot with plenty of parking, the property features a new wrap-around deck, large yard for outdoor activities, fire pit area, outdoor shower with warm water, two storage sheds for beach gear, outdoor equipment and workshop with electricity. Inside, the bright open-concept kitchen, dining, and living area offers vaulted ceilings and a wall of windows, along with a cozy wood stove. The lower levels features a spacious family room with beautiful stone gas fireplace and built-ins, fourth bedroom, second bath, and laundry, while the upper level offers two bedrooms, a 4-piece bath, and a primary bedroom with patio doors leading to a Juliet balcony. Extensively updated inside and out, including flooring, bathroom remodel, natural gas fireplace and furnace, new hot water tank, Tesla 60 amp charger and freshly primed and painted throughout. Close to the boat launch, parks, tennis courts, and scenic walking trails, and currently operating as a successful short-term rental. Whether you're searching for a private Lake Huron getaway or a property with income potential, this one offers the best of both worlds.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 22, 2026Price reducedCurrentReduced$874,990−$50,010 (5.4%)X12899744This page
    Mar 19, 2026ListedCurrentFor sale$925,000 —X12899744This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      2
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 3 Cathcart Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,299
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $348
    0.48% mill rate · ON
    The market

    How this home sits in the Huron-Kinloss market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Huron-Kinloss market right now

    Average sold price, days on market, and closed-transaction count for Huron-Kinloss — sourced from MLS®.

    • Avg sold price
      $712,045
      Last 30 days
    • Median sold price
      $619,250
      Middle of the market
    • Days on market
      49 d
      Avg from list to close
    • Closed last 30d
      42
      MLS® transactions
    Full Huron-Kinloss market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 3 Cathcart Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 3 Cathcart Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 3 Cathcart Street listed for?

      3 Cathcart Street is listed at $874,990 on the MLS® (listing X12899744). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 3 Cathcart Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 2000-2500 sqft
  3. Detached
  4. Asking
    $874,990
    $0 / sqft · MLS® X12899744
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $840,213
    $772,996Confidence range$907,430
    Asking vs estimate
    ≈in-line
    +$34,777
    (+4.1%)
    Asking is in line
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Huron-Kinloss sell in about 49 days — this one has been listed 96 days.

    Avg sold price
    $712,045
    Median sold
    $619,250
    Avg days on market
    49
    Recently sold
    42
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    • Inside, the bright open-concept kitchen, dining, and living area offers vaulted ceilings and a wall of windows, along with a cozy wood stove.
    • Extensively updated inside and out, including flooring, bathroom remodel, natural gas fireplace and furnace, new hot water tank, Tesla 60 amp charger and freshly primed and painted throughout.
    • Close to the boat launch, parks, tennis courts, and scenic walking trails, and currently operating as a successful short-term rental.
    Ask Zara a follow-up
    Municipal
    Sewer
    Septic
  6. Parking & garage

    3
    Garage
    None
    Parking spaces
    6
    Driveway
    6
  7. Interior

    4
    Basement
    Full
    Family room
    Y
    Kitchens
    1
    Total rooms
    13
  8. Exterior & construction

    4
    Exterior
    Wood
    Roof
    Asphalt Shingle
    Foundation
    Concrete
    Pool
    None
  9. Listing & possession

    3
    Possession
    2026-09-18T00:00:00.000-00:00
    Property style
    Backsplit 4
    Property class
    Detached
  10. Room-by-room · 12 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    4 rooms
    • Dining Room
      7.8 × 16.7 ft
    • Living Room
      15.2 × 14.3 ft
    • Kitchen
      7.4 × 10.3 ft
    • Bathroom
      3 Pc Bath
      8.8 × 5.5 ft

    Upper level

    3 rooms
    • Primary Bedroom
      15.3 × 9.5 ft
    • Bedroom
      11.2 × 8.9 ft
    • Bedroom
      15.2 × 9.5 ft

    Lower level

    5 rooms
    • Bedroom
      13.1 × 15.5 ft
    • Recreation
      14.5 × 11.6 ft
    • Utility Room
      14.0 × 10.4 ft
    • Other
      14.0 × 12.6 ft
    • Family Room
      14.7 × 21.0 ft
    Combined estimate
    $4,647
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,299
    /mo
    based on the purchase price of $874,990
    $174,998 cash
    $699,992 financed
    $589,577 total interest
    Monthly payment$4,299/ month
    Principal54%$699,992
    Interest46%$589,577

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Huron-Kinloss

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 69 Smith Lane
      Sold
      Sign in for price
      69 Smith Lane
      Detached
    • 803 Victoria Road
      Sold
      Sign in for price
      803 Victoria Road
      Detached
    • 269 Huron Road
      Sold
      Sign in for price
      269 Huron Road
      Detached
    • 14 Sunset Place
      Sold
      Sign in for price
      14 Sunset Place
      Detached
    • 537 Inglis Street
      Sold
      Sign in for price
      537 Inglis Street
      Detached
    • 609 Tuscarora Road
      Sold
      Sign in for price
      609 Tuscarora Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    3 Cathcart StreetThis home4 / 220,002,500$874,990ask———
    69 Smith Lane3 / 1700—
    803 Victoria Road4 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Huron-Kinloss

    Active listings within ±20% of this asking price.

    • 38 Whitechurch Street
      $779,000
      38 Whitechurch Street
      Detached 4 3
    • 201 Shadywood Crescent
      $725,000
      201 Shadywood Crescent
      Detached 3 2
    • 801 Troys Trail
      $829,900
      801 Troys Trail
      Detached 3 3
    • 805 Leonard Court
      $799,900
      805 Leonard Court
      Detached 3 1
    • 78 Bruce Rd 86
      $749,000
      78 Bruce Rd 86
      Detached 4 1
    • 705 Victoria Road
      $725,000
      705 Victoria Road
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  11. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  12. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  13. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  14. Public listing courtesy of Lake Range Realty Ltd. · displayed on Summitly per MLS® data-share rules

    3 Cathcart Street is a 4-bedroom, 2-bath, 2000-2500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  15. When was 3 Cathcart Street built?

    The year built for 3 Cathcart Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  16. What is the property tax for 3 Cathcart Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 3 Cathcart Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  17. How much would the monthly mortgage be on 3 Cathcart Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $874,990 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  18. Has 3 Cathcart Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 3 Cathcart Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  19. What neighbourhood is 3 Cathcart Street in?

    3 Cathcart Street is in Huron-Kinloss, Huron-Kinloss. The 'Neighbourhood' section below links to the live Huron-Kinloss real estate hub with average sold price, days on market, and current inventory.

  20. Is Huron-Kinloss a good place to live?

    Huron-Kinloss is one of ON's actively-tracked Summitly markets. The full Huron-Kinloss real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  21. 269 Huron Road
    3 / 2
    1,100
    —
    14 Sunset Place3 / 21,500—
    537 Inglis Street3 / 21,500—
    609 Tuscarora Road3 / 21,100—