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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 8 days

    3020 BAY Road

    Champlain Twp·Champlain, ON·K0B 1A0·Near From Orleans, Get on Ottawa Regional Rd 174, Continue onto County Rd 17, Turn left onto Blue Corner Rd, Turn right onto Bay Rd/Prescott and Russell County Rd 24, home will be on the left.

    Champlain real estate›X13547048
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Experience waterfront living at its finest on the Ottawa River. This impeccably maintained turnkey home sits on a professionally landscaped property and offers the perfect blend of year-round comfort and cottage lifestyle. The bright open-concept design features soaring cathedral ceilings and an abundance of triple-glazed windows that frame spectacular water views. The spacious living and dining areas flow seamlessly onto a large deck, ideal for relaxing evenings and breathtaking sunsets. The main floor also offers a generous primary bedroom and a luxurious 5-piece bathroom. The fully finished walkout lower level feels nothing like a basement, featuring a large family/games room, two additional spacious bedrooms, and a second full bathroom. An attached garage, new interlock, paved driveway, and private dock with approximately 27 ft of boat mooring complete this exceptional property. Built in 2003 and located approximately one hour from both Ottawa and Montreal, this is the perfect place to enjoy the best of home and cottage living. Découvrez un véritable havre de paix sur la magnifique rivière des Outaouais. Cette propriété clé en main, construite en 2003, est située sur un terrain superbement aménagé offrant le parfait équilibre entre résidence principale et chalet. Son aire ouverte lumineuse, son plafond cathédrale et ses immenses fenêtres à triple vitrage mettent en valeur une vue imprenable sur l'eau. Le salon et la salle à manger s'ouvrent sur une grande terrasse, idéale pour admirer les couchers de soleil. Le rez-de-chaussée comprend également une vaste chambre principale ainsi qu'une élégante salle de bain de 5 pièces. Le sous-sol entièrement aménagé offre un rez-de-jardin avec sa grande fenestration. On y retrouve une immense salle familiale/salle de jeux, deux grandes chambres supplémentaires dont une avec vue sur l'eau et une deuxième salle de bain complète. Garage attaché, entrée asphaltée, et quai pouvant accueillir un bateau de 27 pieds.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 9, 2026ListedCurrentFor sale$799,900 —X13547048This page
    Jun 10, 2024SoldSold$710,000+$10,100 (1.4%)X9436351View
    Jun 7, 2024Previously listedSld$699,900 —X9436351View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 3020 BAY Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Waterfront
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,930
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $434
    0.65% mill rate · ON
    The market

    How this home sits in the Champlain market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Champlain market right now

    Average sold price, days on market, and closed-transaction count for Champlain — sourced from MLS®.

    • Avg sold price
      $501,112
      Last 30 days
    • Median sold price
      $475,000
      Middle of the market
    • Days on market
      50 d
      Avg from list to close
    • Closed last 30d
      31
      MLS® transactions
    Full Champlain market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 3020 BAY Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 3020 BAY Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 3020 BAY Road listed for?

      3020 BAY Road is listed at $799,900 on the MLS® (listing X13547048). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 3020 BAY Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

    • 1 bed
    • 2 baths
    • 1100-1500 sqft
    • Detached
    • .50-1.99 ac lot
    Asking
    $799,900
    $0 / sqft · MLS® X13547048
    Chat Zara
  1. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $305,678
    $281,224Confidence range$330,133
    Asking vs estimate
    ↑↑well-above
    +$494,222
    (+161.7%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 1 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Champlain sell in about 50 days — this one has been listed 8 days.

    Avg sold price
    $501,112
    Median sold
    $475,000
    Avg days on market
    50
    Recently sold
    31
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • The bright open-concept design features soaring cathedral ceilings and an abundance of triple-glazed windows that frame spectacular water views.
    • The spacious living and dining areas flow seamlessly onto a large deck, ideal for relaxing evenings and breathtaking sunsets.
    • The fully finished walkout lower level feels nothing like a basement, featuring a large family/games room, two additional spacious bedrooms, and a second full bathroom.
    • Garage attaché, entrée asphaltée, et quai pouvant accueillir un bateau de 27 pieds.
    Ask Zara a follow-up
    Well
    Sewer
    Septic
  2. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    10
    Driveway
    Private
  3. Interior

    5
    Basement
    Full, Finished
    Family room
    Y
    Kitchens
    1
    Total rooms
    7
    Laundry level
    Lower Level
  4. Exterior & construction

    6
    Exterior
    Stone, Other
    Roof
    Asphalt Shingle
    Foundation
    Concrete
    View
    Bay, Mountain, Water
    Waterfront
    Y
    Pool
    None
  5. Lot & land

    1
    Zoning
    Residential
  6. Listing & possession

    3
    Occupancy
    tba
    Property style
    Bungalow
    Property class
    Detached
  7. Room-by-room · 14 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Dining Room
      21.4 × 11.0 ft
    • Bathroom
      10.8 × 13.1 ft
    • Primary Bedroom
      17.2 × 15.5 ft
    • Living Room
      18.5 × 15.1 ft
    • Kitchen
      14.4 × 10.2 ft
    • Other
      20.9 × 19.1 ft
    • Foyer
      5.8 × 8.1 ft

    Basement level

    7 rooms
    • Family Room
      17.7 × 14.2 ft
    • Office
      7.2 × 10.8 ft
    • Bathroom
      10.5 × 8.9 ft
    • Bedroom
      16.5 × 13.2 ft
    • Bedroom
      17.2 × 12.9 ft
    • Kitchen
      13.2 × 9.0 ft
    • Sitting
      17.8 × 11.3 ft
    Combined estimate
    $4,364
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,930
    /mo
    based on the purchase price of $799,900
    $159,980 cash
    $639,920 financed
    $538,981 total interest
    Monthly payment$3,930/ month
    Principal54%$639,920
    Interest46%$538,981

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Champlain

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 88 Pendleton Street
      Sold
      Sign in for price
      88 Pendleton Street
      Detached
    • 1051 Aberdeen Road
      Sold
      Sign in for price
      1051 Aberdeen Road
      Detached
    • 2383 Bay Road
      Sold
      Sign in for price
      2383 Bay Road
      Detached
    • 2779 Maplewood Drive
      Sold
      Sign in for price
      2779 Maplewood Drive
      Detached
    • 2341 Dandy Road
      Sold
      Sign in for price
      2341 Dandy Road
      Detached
    • 5 Arber Street
      Sold
      Sign in for price
      5 Arber Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    3020 BAY RoadThis home1 / 211,001,500$799,900ask———
    88 Pendleton Street3 / 22,000—
    1051 Aberdeen Road3 / 21,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Champlain

    Active listings within ±20% of this asking price.

    • 8 Ravary Street
      $689,900
      8 Ravary Street
      Detached 3 2
    • 505 Greenlane Road
      $749,900
      505 Greenlane Road
      Detached 3 3
    • 193 Higginson Street
      $697,500
      193 Higginson Street
      Detached 3 3
    • 1850 Ridge Road
      $798,000
      1850 Ridge Road
      Detached 3 2
    • 1850 Ridge Road
      $798,000
      1850 Ridge Road
      Detached 3 2
    • 1897 Highway 34 Highway
      $925,000
      1897 Highway 34 Highway
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  8. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  9. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  10. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  11. Public listing courtesy of RE/MAX HALLMARK REALTY GROUP · displayed on Summitly per MLS® data-share rules

    3020 BAY Road is a 1-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  12. When was 3020 BAY Road built?

    The year built for 3020 BAY Road isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  13. What is the property tax for 3020 BAY Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 3020 BAY Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  14. How much would the monthly mortgage be on 3020 BAY Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $799,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  15. Has 3020 BAY Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 3020 BAY Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  16. What neighbourhood is 3020 BAY Road in?

    3020 BAY Road is in Champlain Twp, Champlain. The 'Neighbourhood' section below links to the live Champlain real estate hub with average sold price, days on market, and current inventory.

  17. Is Champlain a good place to live?

    Champlain is one of ON's actively-tracked Summitly markets. The full Champlain real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  18. 2383 Bay Road
    3 / 2
    1,100
    —
    2779 Maplewood Drive2 / 21,500—
    2341 Dandy Road2 / 1700—
    5 Arber Street4 / 21,500—