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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 3 days ago

    314 Bay Street

    Midland·Midland, ON·L4R 1J9·Near Charles Street / George Street

    • 2 beds
    Midland real estate›S13438566
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    A wonderful opportunity for first-time buyers or downsizers, this charming detached 2-bedroom home is move-in ready. From the moment you arrive, the inviting curb appeal draws you in. Inside, you'll find a bright living and dining space featuring updated finishes, while the stylish kitchen completes the main floor with quartz countertops, a newer dishwasher, and a walkout to a brand-new deck, perfect for entertaining. Upstairs, an updated bathroom adds a modern touch, and two well-sized bedrooms complete the space. The backyard is fully fenced for privacy, creating a great setting for relaxing or spending time with family and friends. A workshop and storage shed with hydro provide excellent additional space for hobbies or storage. With a paved driveway and thoughtful updates throughout, this home is the perfect place to put down roots, conveniently located close to amenities and Midland Bay. New 100AMP Electrical Panel & Wiring Throughout Home (2026), New Stairs to Basement (2026)

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 12, 2026ListedCurrentFor sale$459,900 —S13438566This page
    Apr 9, 2026Previously listedTer$449,900 —S12975304View
    Jun 5, 2024SoldSold$447,000−$12,900 (2.8%)S8378840View
    Jun 5, 2024SoldSold$447,000−$12,900 (2.8%)S10899457View
    May 27, 2024Previously listedSld$459,900 —S8378840View
    May 27, 2024Previously listedSld$459,900 —S10899457View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Wall Unit(s)
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 314 Bay Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,259
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $193
    0.50% mill rate · ON
    The market

    How this home sits in the Midland market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Midland market right now

    Average sold price, days on market, and closed-transaction count for Midland — sourced from MLS®.

    • Avg sold price
      $552,988
      Last 30 days
    • Median sold price
      $502,500
      Middle of the market
    • Days on market
      38 d
      Avg from list to close
    • Closed last 30d
      56
      MLS® transactions
    Full Midland market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 314 Bay Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 314 Bay Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 314 Bay Street listed for?

      314 Bay Street is listed at $459,900 on the MLS® (listing S13438566). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 314 Bay Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 700-1100 sqft
  3. Detached
  4. Built 100+
  5. Asking
    $459,900
    $0 / sqft · MLS® S13438566
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $403,681
    $371,387Confidence range$435,976
    Asking vs estimate
    ↑above
    +$56,219
    (+13.9%)
    Asking is above estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Midland sell in about 38 days — this one has been listed 3 days.

    Avg sold price
    $552,988
    Median sold
    $502,500
    Avg days on market
    38
    Recently sold
    56
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    Upstairs, an updated bathroom adds a modern touch, and two well-sized bedrooms complete the space.
  7. The backyard is fully fenced for privacy, creating a great setting for relaxing or spending time with family and friends.
  8. A workshop and storage shed with hydro provide excellent additional space for hobbies or storage.
  9. New 100AMP Electrical Panel & Wiring Throughout Home (2026), New Stairs to Basement (2026)
  10. Ask Zara a follow-up
    Sewer
  11. Parking & garage

    3
    Garage
    None
    Parking spaces
    2
    Driveway
    Private
  12. Interior

    5
    Basement
    Unfinished
    Family room
    N
    Kitchens
    1
    Total rooms
    5
    Laundry level
    Main Level
  13. Exterior & construction

    4
    Exterior
    Aluminum Siding
    Roof
    Asphalt Shingle
    Foundation
    Stone
    Pool
    None
  14. Lot & land

    2
    Year built
    100+
    Zoning
    RM1
  15. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    1 1/2 Storey
    Property class
    Detached
  16. Room-by-room · 5 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    2 rooms
    • Kitchen
      walk-out · combined w/laundry
      9.8 × 14.8 ft
    • Living Room
      Combined w/Dining
      16.8 × 14.8 ft

    Second level

    3 rooms
    • Bathroom
      4 Pc Bath
      8.2 × 7.5 ft
    • Primary Bedroom
      14.8 × 9.0 ft
    • Bedroom 2
      14.8 × 8.0 ft
    Combined estimate
    $2,452
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,259
    /mo
    based on the purchase price of $459,900
    $91,980 cash
    $367,920 financed
    $309,885 total interest
    Monthly payment$2,259/ month
    Principal54%$367,920
    Interest46%$309,885

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Midland

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 255 Lindsay Street
      Sold
      Sign in for price
      255 Lindsay Street
      Detached
    • 683 Ottawa Street
      Sold
      Sign in for price
      683 Ottawa Street
      Detached
    • 481 Islandview Lane
      Sold
      Sign in for price
      481 Islandview Lane
      Detached
    • 1130 Marcellus Drive
      Sold
      Sign in for price
      1130 Marcellus Drive
      Detached
    • 644 Algonquin Drive
      Sold
      Sign in for price
      644 Algonquin Drive
      Detached
    • 486 Forest Hill Court
      Sold
      Sign in for price
      486 Forest Hill Court
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    314 Bay StreetThis home2 / 17,001,100$459,900ask———
    255 Lindsay Street1 / 1700—
    683 Ottawa Street3 / 21,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Midland

    Active listings within ±20% of this asking price.

    • 472 William Street
      $519,900
      472 William Street
      Detached 3 2
    • 354 Midland Avenue
      $479,900
      354 Midland Avenue
      Detached 5 2
    • 1059 Glen Mhor Crescent
      $514,990
      1059 Glen Mhor Crescent
      Detached 3 1
    • 58 Fourth Street
      $462,900
      58 Fourth Street
      Detached 2 1
    • 316 HANLY Street
      $534,900
      316 HANLY Street
      Detached 3 1
    • 438 RUSSELL Street
      $510,000
      438 RUSSELL Street
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of RIGHT AT HOME REALTY · displayed on Summitly per MLS® data-share rules

    314 Bay Street is a 2-bedroom, 1-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 314 Bay Street built?

    314 Bay Street was built in 100+. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 314 Bay Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 314 Bay Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 314 Bay Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $459,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 314 Bay Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 314 Bay Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 314 Bay Street in?

    314 Bay Street is in Midland, Midland. The 'Neighbourhood' section below links to the live Midland real estate hub with average sold price, days on market, and current inventory.

  26. Is Midland a good place to live?

    Midland is one of ON's actively-tracked Summitly markets. The full Midland real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 481 Islandview Lane
    2 / 3
    1,100
    —
    1130 Marcellus Drive3 / 31,500—
    644 Algonquin Drive3 / 21,100—
    486 Forest Hill Court4 / 41,500—