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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 8 days

    316 Concession 3 Road

    St. Davids·Niagara-on-the-Lake, ON·L0S 1J0·Near York Road to Concession 3 Rd

    • 3 beds
    Niagara-on-the-Lake real estate›X13537288
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Flexible closing available! In-Law Capability! Welcome to 316 Concession 3 Road, where comfort, style, and the Niagara-on-the-Lake lifestyle come together. Ideally situated directly across from picturesque vineyards with stunning escarpment views, this beautifully maintained all-brick raised bungalow offers exceptional curb appeal and an unbeatable location. Built in 2016, this spacious 2+1 bedroom, 3-bathroom home features approximately 2,749 sq. ft. of finished living space. The bright, open-concept design is highlighted by soaring ceilings, rich oak flooring, and quality finishes throughout. The private primary suite is a true retreat, overlooking the vineyard and featuring a walk-in closet and a 3-piece ensuite. A second bedroom and full bathroom complete the main level. The fully finished lower level offers incredible versatility with a large recreation room along with a bright third bedroom featuring full-sized windows and an additional full bathroom. With a separate garage entrance leading to the lower level, the home also presents excellent potential for an in-law suite or income-generating rental opportunity, making it an attractive option for multi-generational living or savvy investors.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 8, 2026ListedCurrentFor sale$839,900 —X13537288This page
    May 14, 2026Previously listedTer$839,900 —X13130538View
    Mar 27, 2026Previously listedTer$875,000 —X12929462View
    Oct 16, 2025Previously listedExp$899,900 —X12465277View
    Aug 21, 2025Previously listedTer$899,900 —X12356309View
    Jun 18, 2025Previously listedTer$899,900 —X12228469View
    May 10, 2025Previously listedTer$925,000 —X12139225View
    Oct 8, 2024Previously listedTer$999,900 —X9415033View
    Mar 5, 2024Previously listedTer$999,900 —X9403033View
    Mar 13, 2023Previously listedTer$1,100,000 —X8500049View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 316 Concession 3 Road
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,126
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $469
    0.67% mill rate · ON
    The market

    How this home sits in the Niagara-on-the-Lake market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Niagara-on-the-Lake market right now

    Average sold price, days on market, and closed-transaction count for Niagara-on-the-Lake — sourced from MLS®.

    • Avg sold price
      $1,172,368
      Last 30 days
    • Median sold price
      $1,050,000
      Middle of the market
    • Days on market
      51 d
      Avg from list to close
    • Closed last 30d
      103
      MLS® transactions
    Full Niagara-on-the-Lake market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 316 Concession 3 Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 316 Concession 3 Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 316 Concession 3 Road listed for?

      316 Concession 3 Road is listed at $839,900 on the MLS® (listing X13537288). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 316 Concession 3 Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 1500-2000 sqft
  3. Detached
  4. Asking
    $839,900
    $0 / sqft · MLS® X13537288
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,172,368
    $1,078,579Confidence range$1,266,157
    Asking vs estimate
    ↓below
    −$332,468
    (-28.4%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Niagara-on-the-Lake sell in about 51 days — this one has been listed 8 days.

    Avg sold price
    $1,172,368
    Median sold
    $1,050,000
    Avg days on market
    51
    Recently sold
    103
    See comparable sales
    Flexible closing available!
  6. Ideally situated directly across from picturesque vineyards with stunning escarpment views, this beautifully maintained all-brick raised bungalow offers exceptional curb appeal and an unbeatable location.
  7. Built in 2016, this spacious 2+1 bedroom, 3-bathroom home features approximately 2,749 sq. ft. of finished living space.
  8. The private primary suite is a true retreat, overlooking the vineyard and featuring a walk-in closet and a 3-piece ensuite.
  9. Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  10. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    2
    Parking spaces
    4
    Driveway
    2
  11. Interior

    4
    Basement
    Finished, Separate Entrance
    Family room
    N
    Kitchens
    1
    Total rooms
    7
  12. Exterior & construction

    5
    Exterior
    Brick
    Roof
    Asphalt Shingle
    Foundation
    Concrete
    View
    Vineyard
    Pool
    None
  13. Lot & land

    1
    Zoning
    R1
  14. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Bungalow-Raised
    Property class
    Detached
  15. Room-by-room · 9 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Kitchen
      12.4 × 10.8 ft
    • 11.7 × 10.8 ft
    • Dining Room
      18.2 × 10.8 ft
    • Bedroom
      15.9 × 10.5 ft
    • Living Room
      17.0 × 15.6 ft

    Second level

    1 room
    • Primary Bedroom
      16.8 × 13.8 ft

    Basement level

    3 rooms
    • Laundry
      8.0 × 6.6 ft
    • Bedroom
      16.0 × 10.7 ft
    • Recreation
      23.3 × 10.6 ft
    Combined estimate
    $4,595
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,126
    /mo
    based on the purchase price of $839,900
    $167,980 cash
    $671,920 financed
    $565,933 total interest
    Monthly payment$4,126/ month
    Principal54%$671,920
    Interest46%$565,933

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Niagara-on-the-Lake

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 14 Hearth Court
      Sold
      Sign in for price
      14 Hearth Court
      Detached
    • 202 Anne Street
      Sold
      Sign in for price
      202 Anne Street
      Detached
    • 130 Loretta Drive
      Sold
      Sign in for price
      130 Loretta Drive
      Detached
    • 3 Fedorkow Lane
      Sold
      Sign in for price
      3 Fedorkow Lane
      Detached
    • 202 Hunter Road
      Sold
      Sign in for price
      202 Hunter Road
      Detached
    • 199 Niagara Street
      Sold
      Sign in for price
      199 Niagara Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    316 Concession 3 RoadThis home3 / 315,002,000$839,900ask———
    14 Hearth Court5 / 42,000—
    202 Anne Street5 / 52,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Niagara-on-the-Lake

    Active listings within ±20% of this asking price.

    • 48 Homestead Drive
      $760,000
      48 Homestead Drive
      Detached 3 3
    • 848 East And West Line Road
      $769,000
      848 East And West Line Road
      Detached 4 2
    • 15 Fisher Drive
      $879,900
      15 Fisher Drive
      Detached 2 3
    • 15 Hope Avenue
      $799,000
      15 Hope Avenue
      Detached 4 3
    • 1209 Line 3 Road
      $949,000
      1209 Line 3 Road
      Detached 3 2
    • 326 Concession 3 Road
      $975,000
      326 Concession 3 Road
      Detached 3 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  16. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  17. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  18. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  19. Public listing courtesy of REVEL Realty Inc., Brokerage · displayed on Summitly per MLS® data-share rules

    316 Concession 3 Road is a 3-bedroom, 3-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  20. When was 316 Concession 3 Road built?

    The year built for 316 Concession 3 Road isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  21. What is the property tax for 316 Concession 3 Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 316 Concession 3 Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  22. How much would the monthly mortgage be on 316 Concession 3 Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $839,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  23. Has 316 Concession 3 Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 316 Concession 3 Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  24. What neighbourhood is 316 Concession 3 Road in?

    316 Concession 3 Road is in St. Davids, Niagara-on-the-Lake. The 'Neighbourhood' section below links to the live Niagara-on-the-Lake real estate hub with average sold price, days on market, and current inventory.

  25. Is Niagara-on-the-Lake a good place to live?

    Niagara-on-the-Lake is one of ON's actively-tracked Summitly markets. The full Niagara-on-the-Lake real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  26. 130 Loretta Drive
    3 / 2
    1,100
    —
    3 Fedorkow Lane3 / 52,500—
    202 Hunter Road2 / 31,100—
    199 Niagara Street3 / 52,000—