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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 27 days

    318 Victoria Street

    Kincardine·Kincardine, ON·N0G 2T0·Near Victoria Street & Bruce Road 15

    • 4 beds
    Kincardine real estate›X13165328
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    4 bedroom lakefront cottage property with 200 feet of Lake Huron frontage. This cottage property has been owned by the same family for over 60 years and is located at the end of a paved, year round use municipal road. The owners are hoping to find a family who would like to make their own new treasured memories for possibly the next half century or longer. Quick closing possible so you can enjoy the 2026 summer at the lake. The owners realize potential buyers may be investors as the property may have the potential to be severed into 2 smaller lots or use the property as a family retreat and even build a new year round home.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    • 4 bedroom lakefront cottage property with 200 feet of Lake Huron frontage.
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 22, 2026ListedCurrentFor sale$899,900 —X13165328This page
    Jul 4, 2025Previously listedTer$899,999 —X12263194View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Radiant
      Air conditioning
      None
      Water source
      Well
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 318 Victoria Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,421
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $480
    0.64% mill rate · ON
    The market

    How this home sits in the Kincardine market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Kincardine market right now

    Average sold price, days on market, and closed-transaction count for Kincardine — sourced from MLS®.

    • Avg sold price
      $653,993
      Last 30 days
    • Median sold price
      $600,700
      Middle of the market
    • Days on market
      44 d
      Avg from list to close
    • Closed last 30d
      67
      MLS® transactions
    Full Kincardine market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 318 Victoria Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 318 Victoria Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 318 Victoria Street listed for?

      318 Victoria Street is listed at $899,900 on the MLS® (listing X13165328). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 318 Victoria Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 1100-1500 sqft
  3. Detached
  4. Built 51-99
  5. Asking
    $899,900
    $0 / sqft · MLS® X13165328
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $771,712
    $709,975Confidence range$833,449
    Asking vs estimate
    ↑↑well-above
    +$128,188
    (+16.6%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Kincardine sell in about 44 days — this one has been listed 27 days.

    Avg sold price
    $653,993
    Median sold
    $600,700
    Avg days on market
    44
    Recently sold
    67
    See comparable sales
    Quick closing possible so you can enjoy the 2026 summer at the lake.
  7. The owners realize potential buyers may be investors as the property may have the potential to be severed into 2 smaller lots or use the property as a family retreat and even build a new year round home.
  8. Ask Zara a follow-up
    Septic
  9. Parking & garage

    3
    Garage
    None
    Parking spaces
    6
    Driveway
    Private
  10. Interior

    4
    Basement
    None
    Family room
    N
    Kitchens
    1
    Total rooms
    7
  11. Exterior & construction

    6
    Exterior
    Wood , Stone
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block
    View
    Lake
    Waterfront
    Y
    Pool
    None
  12. Lot & land

    2
    Year built
    51-99
    Zoning
    R1 - Residential & EP1 - Environmental Protection
  13. Listing & possession

    3
    Occupancy
    Vacant
    Property style
    1 1/2 Storey
    Property class
    Detached
  14. Room-by-room · 8 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Dining Room
      14.1 × 8.5 ft
    • Living Room
      22.5 × 14.1 ft
    • Bedroom
      11.0 × 11.0 ft
    • Bathroom
      7.9 × 5.5 ft
    • Kitchen
      11.0 × 11.5 ft

    Second level

    3 rooms
    • Bedroom 4
      11.5 × 9.0 ft
    • Bedroom 2
      11.5 × 12.8 ft
    • Bedroom 3
      11.5 × 9.0 ft
    Combined estimate
    $4,901
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,421
    /mo
    based on the purchase price of $899,900
    $179,980 cash
    $719,920 financed
    $606,362 total interest
    Monthly payment$4,421/ month
    Principal54%$719,920
    Interest46%$606,362

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Kincardine

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 167 Nelson Street
      Sold
      Sign in for price
      167 Nelson Street
      Detached
    • 812 Walsh Street
      Sold
      Sign in for price
      812 Walsh Street
      Detached
    • 21 Inverness Street South
      Sold
      Sign in for price
      21 Inverness Street South
      Detached
    • 14 Whippoorwill Lane
      Sold
      Sign in for price
      14 Whippoorwill Lane
      Detached
    • 5021 Highway 9
      Sold
      Sign in for price
      5021 Highway 9
      Detached
    • 111 Inverness Street
      Sold
      Sign in for price
      111 Inverness Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    318 Victoria StreetThis home4 / 111,001,500$899,900ask———
    167 Nelson Street3 / 21,100—
    812 Walsh Street3 / 2700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Kincardine

    Active listings within ±20% of this asking price.

    • 14 Mitchell Drive
      $1,050,000
      14 Mitchell Drive
      Detached 3 2
    • 160 Sunset Drive
      $1,065,000
      160 Sunset Drive
      Detached 4 2
    • 24 STANLEY Street
      $799,000
      24 STANLEY Street
      Detached 3 2
    • 39 Eastwood Crescent
      $765,000
      39 Eastwood Crescent
      Detached 4 3
    • 299 Victoria Street
      $825,000
      299 Victoria Street
      Detached 3 2
    • 728 North Line
      $749,000
      728 North Line
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  15. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  16. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  17. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  18. Public listing courtesy of Century 21 Millennium Inc. · displayed on Summitly per MLS® data-share rules

    318 Victoria Street is a 4-bedroom, 1-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  19. When was 318 Victoria Street built?

    318 Victoria Street was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  20. What is the property tax for 318 Victoria Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 318 Victoria Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  21. How much would the monthly mortgage be on 318 Victoria Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $899,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  22. Has 318 Victoria Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 318 Victoria Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  23. What neighbourhood is 318 Victoria Street in?

    318 Victoria Street is in Kincardine, Kincardine. The 'Neighbourhood' section below links to the live Kincardine real estate hub with average sold price, days on market, and current inventory.

  24. Is Kincardine a good place to live?

    Kincardine is one of ON's actively-tracked Summitly markets. The full Kincardine real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  25. 21 Inverness Street South
    3 / 2
    700
    —
    14 Whippoorwill Lane3 / 21,100—
    5021 Highway 93 / 11,500—
    111 Inverness Street3 / 32,000—