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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 7 days

    32 Charter Creek Court

    St. Thomas·St. Thomas, ON·N5R 0L2·Near Peach Tree & Southdale

    • 2 beds
    St. Thomas real estate›X13509084
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Stunning Modern Bungalow - Pride of Ownership Throughout! This beautiful home welcomes you with standout curb appeal, featuring board & batten siding, brick accents, a covered front porch, carriage-style garage doors, and meticulously landscaped gardens. Inside, the bright and inviting open-concept main floor is anchored by a gorgeous fireplace that seamlessly connects the living room, kitchen, and sitting area. The chef-friendly kitchen boasts stone countertops, convenient slide-out shelf organizers, and all appliances are included.Enjoy carpet-free living across the entire main level, highlighted by upgraded engineered hardwood floors. The spacious primary bedroom offers a private ensuite, while a second bedroom-complete with a built-in Murphy bed-works equally well as a dedicated home office. A pristine full guest bathroom completes the main floor.Out back, enjoy total privacy with no rear neighbors, a relaxing gazebo, and beautiful gardens-creating the perfect oasis to unwind or entertain. The fully finished basement adds excellent versatility with a third bedroom and another full bathroom, making it ideal for guests or extended family.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 1, 2026ListedCurrentFor sale$582,900 —X13509084This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 32 Charter Creek Court
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,864
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $309
    0.64% mill rate · ON
    The market

    How this home sits in the St. Thomas market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The St. Thomas market right now

    Average sold price, days on market, and closed-transaction count for St. Thomas — sourced from MLS®.

    • Avg sold price
      $550,164
      Last 30 days
    • Median sold price
      $536,000
      Middle of the market
    • Days on market
      51 d
      Avg from list to close
    • Closed last 30d
      171
      MLS® transactions
    Full St. Thomas market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 32 Charter Creek Court — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 32 Charter Creek Court and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 32 Charter Creek Court listed for?

      32 Charter Creek Court is listed at $582,900 on the MLS® (listing X13509084). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 32 Charter Creek Court have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 1100-1500 sqft
  3. Att/Row/Townhouse
  4. Asking
    $582,900
    $0 / sqft · MLS® X13509084
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $401,620
    $369,490Confidence range$433,749
    Asking vs estimate
    ↑↑well-above
    +$181,280
    (+45.1%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in St. Thomas sell in about 51 days — this one has been listed 7 days.

    Avg sold price
    $550,164
    Median sold
    $536,000
    Avg days on market
    51
    Recently sold
    171
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    This beautiful home welcomes you with standout curb appeal, featuring board & batten siding, brick accents, a covered front porch, carriage-style garage doors, and meticulously landscaped gardens.
  6. Inside, the bright and inviting open-concept main floor is anchored by a gorgeous fireplace that seamlessly connects the living room, kitchen, and sitting area.
  7. The spacious primary bedroom offers a private ensuite, while a second bedroom-complete with a built-in Murphy bed-works equally well as a dedicated home office.
  8. The fully finished basement adds excellent versatility with a third bedroom and another full bathroom, making it ideal for guests or extended family.
  9. Ask Zara a follow-up
    Sewer
  10. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    3
    Driveway
    2
  11. Interior

    5
    Basement
    Finished, Full
    Family room
    Y
    Kitchens
    1
    Total rooms
    4
    Laundry level
    Main Level
  12. Exterior & construction

    4
    Exterior
    Brick, Vinyl Siding
    Roof
    Shingles
    Foundation
    Poured Concrete
    Pool
    None
  13. Lot & land

    1
    Zoning
    R3A
  14. Listing & possession

    3
    Occupancy
    90+
    Property style
    Bungalow
    Property class
    Att/Row/Townhouse
  15. Room-by-room · 9 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Kitchen
      13.8 × 16.1 ft
    • Bedroom 2
      9.8 × 9.3 ft
    • Primary Bedroom
      13.5 × 11.4 ft
    • Living Room
      13.7 × 16.3 ft
    • Bathroom
      4 Pc Ensuite
      7.4 × 8.6 ft
    • Bathroom
      3 Pc Bath
      6.8 × 6.8 ft

    Lower level

    3 rooms
    • Bathroom
      4 Pc Bath
      9.3 × 6.4 ft
    • Family Room
      20.4 × 16.5 ft
    • Bedroom 3
      13.0 × 10.5 ft
    Combined estimate
    $3,173
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,864
    /mo
    based on the purchase price of $582,900
    $116,580 cash
    $466,320 financed
    $392,764 total interest
    Monthly payment$2,864/ month
    Principal54%$466,320
    Interest46%$392,764

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable att/row/townhouses that just sold in St. Thomas

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 21 Kiln Lane
      Sold
      Sign in for price
      21 Kiln Lane
      Att/Row/Townhouse
    • 427 Forest Avenue
      Sold
      Sign in for price
      427 Forest Avenue
      Att/Row/Townhouse
    • 432 Forest Avenue
      Sold
      Sign in for price
      432 Forest Avenue
      Att/Row/Townhouse
    • 24 Renaissance Drive
      Sold
      Sign in for price
      24 Renaissance Drive
      Att/Row/Townhouse
    • 16 Empire Parkway
      Sold
      Sign in for price
      16 Empire Parkway
      Att/Row/Townhouse
    • 16 Renaissance Drive
      Sold
      Sign in for price
      16 Renaissance Drive
      Att/Row/Townhouse
    AddressBd / BaSqftSold$/sqft% of askSold
    32 Charter Creek CourtThis home2 / 311,001,500$582,900ask———
    21 Kiln Lane3 / 31,100—
    427 Forest Avenue3 / 2700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More att/row/townhouses in St. Thomas

    Active listings within ±20% of this asking price.

    • 17 KILN Lane
      $490,200
      17 KILN Lane
      Att/Row/Townhouse 3 3
    • 15 KILN Lane
      $490,200
      15 KILN Lane
      Att/Row/Townhouse 3 3
    • 11 Empire Parkway
      $609,900
      11 Empire Parkway
      Att/Row/Townhouse 4 4
    • 7 Cortland Terrace
      $589,950
      7 Cortland Terrace
      Att/Row/Townhouse 2 3
    • 102 Cortland Terrace
      $599,900
      102 Cortland Terrace
      Att/Row/Townhouse 3 3
    • 25 Kiln Lane
      $488,200
      25 Kiln Lane
      Att/Row/Townhouse 3 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  16. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  17. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  18. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  19. Public listing courtesy of ROYAL LEPAGE TRILAND REALTY · displayed on Summitly per MLS® data-share rules

    32 Charter Creek Court is a 2-bedroom, 3-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  20. When was 32 Charter Creek Court built?

    The year built for 32 Charter Creek Court isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  21. What is the property tax for 32 Charter Creek Court?

    The 'Property tax' tab in the History section shows the most recent annual tax for 32 Charter Creek Court plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  22. How much would the monthly mortgage be on 32 Charter Creek Court?

    The affordability calculator on this page shows an estimated monthly mortgage for $582,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  23. Has 32 Charter Creek Court been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 32 Charter Creek Court with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  24. What neighbourhood is 32 Charter Creek Court in?

    32 Charter Creek Court is in St. Thomas, St. Thomas. The 'Neighbourhood' section below links to the live St. Thomas real estate hub with average sold price, days on market, and current inventory.

  25. Is St. Thomas a good place to live?

    St. Thomas is one of ON's actively-tracked Summitly markets. The full St. Thomas real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  26. 432 Forest Avenue
    3 / 2
    700
    —
    24 Renaissance Drive2 / 31,100—
    16 Empire Parkway3 / 41,100—
    16 Renaissance Drive2 / 31,100—