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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 25 days

    321 Tracy Street

    St. Marys·St. Marys, ON·N4X 0B4·Near St. Maria St and Tracy St

    • 2 beds
    St. Marys real estate›X13410340
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Nestled in a quiet cul-de-sac, this exceptional freehold bungalow townhome offers the perfect blend of comfort, convenience, and low-maintenance living. Built in 2018 by Larry Otten Contracting, this beautifully maintained home features approximately 2,000 sq. ft. of finished living space and is ideally located within walking distance of charming downtown St. Marys.The bright, open-concept main floor is designed for both everyday living and entertaining, highlighted by soaring 9-foot tray ceilings, carpet-free flooring, and an abundance of natural light. The well-appointed kitchen features a central island and overlooks the spacious living and dining areas, with direct access to the rear patio complete with an awning-an ideal setting to relax and enjoy the peaceful treed backdrop.The main level offers two bedrooms and a beautifully updated 3-piece bathroom featuring a brand-new oversized walk-in shower with a built-in bench (2026). A large storage closet adds valuable functionality to the main floor. Convenient interior access to the attached 1.5-car garage is located off the front hallway.The fully finished lower level provides additional living space with a generous family room/rec room, a second full bathroom, and plenty of room for guests, hobbies, or a home office.Additional highlights include a covered front porch, garden shed, and a private backyard setting. Offering the ease of bungalow living with modern finishes and a desirable location, this home is a wonderful opportunity to enjoy all that St. Marys has to offer.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 6, 2026ListedCurrentFor sale$650,000 —X13410340This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Other
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 321 Tracy Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Park
    • Ravine
    • River/Stream
    • School
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,193
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $334
    0.62% mill rate · ON
    The market

    How this home sits in the St. Marys market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The St. Marys market right now

    Average sold price, days on market, and closed-transaction count for St. Marys — sourced from MLS®.

    • Avg sold price
      $568,539
      Last 30 days
    • Median sold price
      $564,500
      Middle of the market
    • Days on market
      86 d
      Avg from list to close
    • Closed last 30d
      38
      MLS® transactions
    Full St. Marys market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 321 Tracy Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 321 Tracy Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 321 Tracy Street listed for?

      321 Tracy Street is listed at $650,000 on the MLS® (listing X13410340). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 321 Tracy Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 700-1100 sqft
  3. Att/Row/Townhouse
  4. Built 6-15
  5. < .50 ac lot
  6. Asking
    $650,000
    $0 / sqft · MLS® X13410340
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $415,033
    $381,831Confidence range$448,236
    Asking vs estimate
    ↑↑well-above
    +$234,967
    (+56.6%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in St. Marys sell in about 86 days — this one has been listed 25 days.

    Avg sold price
    $568,539
    Median sold
    $564,500
    Avg days on market
    86
    Recently sold
    38
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Built in 2018 by Larry Otten Contracting, this beautifully maintained home features approximately 2,000 sq. ft. of finished living space and is ideally located within walking distance of charming downtown St.
    • A large storage closet adds valuable functionality to the main floor.
    Ask Zara a follow-up
    Sewer
  8. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    3
    Driveway
    Private, Inside Entry, Tandem
  9. Interior

    4
    Basement
    Full
    Family room
    N
    Kitchens
    1
    Total rooms
    5
  10. Exterior & construction

    5
    Exterior
    Stone, Brick
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    View
    Garden, Trees/Woods, Skyline
    Pool
    None
  11. Lot & land

    4
    Year built
    6-15
    Lot dimensions
    30.00 x 175.00
    Lot features
    Irregular Lot
    Zoning
    R5-5
  12. Listing & possession

    3
    Occupancy
    FLEX
    Property style
    Bungalow
    Property class
    Att/Row/Townhouse
  13. Room-by-room · 8 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Living Room
      17.8 × 3.8 ft
    • Primary Bedroom
      14.3 × 12.7 ft
    • Laundry
      10.5 × 6.8 ft
    • Bedroom
      9.7 × 13.2 ft
    • Kitchen
      14.0 × 11.9 ft
    • Foyer
      6.4 × 17.8 ft

    Lower level

    2 rooms
    • Family Room
      18.5 × 15.4 ft
    • Office
      9.8 × 15.1 ft
  14. Wooded/Treed
  15. Combined estimate
    $3,527
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,193
    /mo
    based on the purchase price of $650,000
    $130,000 cash
    $520,000 financed
    $437,976 total interest
    Monthly payment$3,193/ month
    Principal54%$520,000
    Interest46%$437,976

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable att/row/townhouses that just sold in St. Marys

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 174 Hooper Street
      Sold
      Sign in for price
      174 Hooper Street
      Att/Row/Townhouse
    • 17 Trail Side Drive
      Sold
      Sign in for price
      17 Trail Side Drive
      Att/Row/Townhouse
    • 329 Tracy Street
      Sold
      Sign in for price
      329 Tracy Street
      Att/Row/Townhouse
    • 154 Ridgewood Crescent
      Sold
      Sign in for price
      154 Ridgewood Crescent
      Att/Row/Townhouse
    • 27 Hawthorn Court
      Sold
      Sign in for price
      27 Hawthorn Court
      Att/Row/Townhouse
    • 20 HURON Street
      Sold
      Sign in for price
      20 HURON Street
      Att/Row/Townhouse
    AddressBd / BaSqftSold$/sqft% of askSold
    321 Tracy StreetThis home2 / 27,001,100$650,000ask———
    174 Hooper Street3 / 31,100—
    17 Trail Side Drive3 / 21,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More att/row/townhouses in St. Marys

    Active listings within ±20% of this asking price.

    • 186 HOOPER Street
      $584,900
      186 HOOPER Street
      Att/Row/Townhouse 3 3
    • 275 James St Street
      $599,900
      275 James St Street
      Att/Row/Townhouse 3 3
    • 31 Trailside Drive
      $565,000
      31 Trailside Drive
      Att/Row/Townhouse 3 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  16. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  17. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  18. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  19. Public listing courtesy of Peak Select Realty Inc · displayed on Summitly per MLS® data-share rules

    321 Tracy Street is a 2-bedroom, 2-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  20. When was 321 Tracy Street built?

    321 Tracy Street was built in 6-15. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  21. What is the property tax for 321 Tracy Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 321 Tracy Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  22. How much would the monthly mortgage be on 321 Tracy Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $650,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  23. Has 321 Tracy Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 321 Tracy Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  24. What neighbourhood is 321 Tracy Street in?

    321 Tracy Street is in St. Marys, St. Marys. The 'Neighbourhood' section below links to the live St. Marys real estate hub with average sold price, days on market, and current inventory.

  25. Is St. Marys a good place to live?

    St. Marys is one of ON's actively-tracked Summitly markets. The full St. Marys real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  26. 329 Tracy Street
    3 / 3
    1,100
    —
    154 Ridgewood Crescent3 / 31,500—
    27 Hawthorn Court3 / 31,100—
    20 HURON Street2 / 1700—