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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 35 days

    35868 Fingal Line

    Fingal·Southwold, ON·N5P 3S5·Near Union Road

    • 5 beds
    Southwold real estate›X13226530
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Escape to the country without sacrificing convenience. Situated on a beautiful 2.09-acre property, this impressive home is located just 10 minutes to Highway 401, 10 minutes to St. Thomas, and 7 minutes to the beaches, restaurants, and shops of Port Stanley. Have questions? This listing features "Talk to the Home" Call or Text (807) 799-4663 and ask anything about this property 24/7.This well-maintained home offers a spacious layout 5 bedrooms and 5 bathrooms with a main floor in-law suite and an indoor 40 feet by 15.75 feet heated shop all on individually powered 15 amp outlets. There's a formal dining room, home office, and a stunning kitchen featuring quartz countertops, gas stove, and modern finishes. The second floor includes a generous primary bedroom, additional bedroom, and full bathroom, while the lower level boasts a large family room with a gas fireplace capable of heating the entire home. A major highlight is the self-contained apartment suite with its own private entrance, kitchen, living room, bedroom with walk-in closet, and full bathroom-perfect for multi-generational living, guests, or rental income potential. Step outside and enjoy your own private retreat featuring over 1,400 sq. ft. of deck space, a 27-foot pool with a new liner (2024), and plenty of room for entertaining. The property also includes a 14' x 28' shed, double-car garage, and parking for 15+ vehicles,. Additional features and updates include: Shingles (2021),200-amp service, Bosch Hybrid Heat Pump (Nov. 2025) with 10-year warranty, Tankless water heater, Pool pump (approx. 2 years old), Pool heater (approx. 3 years old)Epoxy front porch and walkway(2026), Rogers high-speed internet (900+ Mbps), separate well water supply for gardens and landscaping and the lawn tractor is included. This exceptional property offers the perfect combination of space, privacy, functionality, and income potential in a sought-after rural setting close to all amenities.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 2, 2026ListedCurrentFor sale$1,249,000 —X13226530This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 35868 Fingal Line
    What's nearby

    Points of interest classified by the MLS® feed.

    • School Bus Route
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $6,136
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $427
    0.41% mill rate · ON
    The market

    How this home sits in the Southwold market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Southwold market right now

    Average sold price, days on market, and closed-transaction count for Southwold — sourced from MLS®.

    • Avg sold price
      $819,821
      Last 30 days
    • Median sold price
      $744,500
      Middle of the market
    • Days on market
      60 d
      Avg from list to close
    • Closed last 30d
      14
      MLS® transactions
    Full Southwold market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 35868 Fingal Line — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 35868 Fingal Line and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 35868 Fingal Line listed for?

      35868 Fingal Line is listed at $1,249,000 on the MLS® (listing X13226530). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 35868 Fingal Line have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 5 baths
  2. 2000-2500 sqft
  3. Detached
  4. Built 51-99
  5. 2-4.99 ac lot
  6. Asking
    $1,249,000
    $0 / sqft · MLS® X13226530
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,114,957
    $1,025,760Confidence range$1,204,153
    Asking vs estimate
    ↑above
    +$134,043
    (+12.0%)
    Asking is above estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 5 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Southwold sell in about 60 days — this one has been listed 35 days.

    Avg sold price
    $819,821
    Median sold
    $744,500
    Avg days on market
    60
    Recently sold
    14
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    AI highlights by Zara
    • There's a formal dining room, home office, and a stunning kitchen featuring quartz countertops, gas stove, and modern finishes.
    • The second floor includes a generous primary bedroom, additional bedroom, and full bathroom, while the lower level boasts a large family room with a gas fireplace capable of heating the entire home.
    • Step outside and enjoy your own private retreat featuring over 1,400 sq. ft. of deck space, a 27-foot pool with a new liner (2024), and plenty of room for entertaining.
    • The property also includes a 14' x 28' shed, double-car garage, and parking for 15+ vehicles,.
    Ask Zara a follow-up
    Municipal
    Sewer
    Septic
  8. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    2
    Parking spaces
    17
    Driveway
    Private Triple
  9. Interior

    5
    Basement
    Finished, Full
    Family room
    N
    Kitchens
    2
    Total rooms
    15
    Laundry level
    Lower Level
  10. Exterior & construction

    4
    Exterior
    Brick, Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    Pool
    Above Ground
  11. Lot & land

    1
    Year built
    51-99
  12. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    2-Storey
    Property class
    Detached
  13. Room-by-room · 13 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    9 rooms
    • Bedroom 3
      13.0 × 11.2 ft
    • Office
      13.0 × 10.9 ft
    • Bedroom 2
      12.9 × 11.2 ft
    • Dining Room
      15.6 × 12.5 ft
    • Living Room
      19.0 × 12.9 ft
    • Living Room
      Combined w/Kitchen
      15.5 × 12.1 ft
    • Kitchen
      0.0 × 0.0 ft
    • Kitchen
      12.0 × 11.3 ft
    • Bedroom 4
      13.0 × 11.2 ft

    Second level

    2 rooms
    • Primary Bedroom
      16.8 × 13.0 ft
    • Bedroom 5
      13.9 × 10.0 ft

    Lower level

    2 rooms
    • Workshop
      40.3 × 14.7 ft
    • Family Room
      Fireplace
      36.6 × 11.8 ft
    Combined estimate
    $6,563
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $6,136
    /mo
    based on the purchase price of $1,249,000
    $249,800 cash
    $999,200 financed
    $841,589 total interest
    Monthly payment$6,136/ month
    Principal54%$999,200
    Interest46%$841,589

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Southwold

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 41531 Florence Court
      Sold
      Sign in for price
      41531 Florence Court
      Detached
    • 5 SYCAMORE Road
      Sold
      Sign in for price
      5 SYCAMORE Road
      Detached
    • 48 ROYAL Crescent
      Sold
      Sign in for price
      48 ROYAL Crescent
      Detached
    • 72 OPTIMIST Drive
      Sold
      Sign in for price
      72 OPTIMIST Drive
      Detached
    • 107 Optimist Drive
      Sold
      Sign in for price
      107 Optimist Drive
      Detached
    • 2 Five Stakes Street
      Sold
      Sign in for price
      2 Five Stakes Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    35868 Fingal LineThis home5 / 520,002,500$1,249,000ask———
    41531 Florence Court4 / 42,500—
    5 SYCAMORE Road4 / 42,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Southwold

    Active listings within ±20% of this asking price.

    • 41 Talbot Grove Lane
      $1,199,990
      41 Talbot Grove Lane
      Detached 4 4
    • 54 Royal Crescent
      $1,249,000
      54 Royal Crescent
      Detached 4 4
    • 3 Woodland Walk
      $1,070,000
      3 Woodland Walk
      Detached 4 3
    • 124 OPTIMIST Drive
      $1,099,900
      124 OPTIMIST Drive
      Detached 4 5
    • 35 Woodland Walk
      $1,085,000
      35 Woodland Walk
      Detached 4 3
    • 88 Optimist Drive
      $1,088,000
      88 Optimist Drive
      Detached 4 4
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of RIGHT AT HOME REALTY · displayed on Summitly per MLS® data-share rules

    35868 Fingal Line is a 5-bedroom, 5-bath, 2000-2500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 35868 Fingal Line built?

    35868 Fingal Line was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  19. What is the property tax for 35868 Fingal Line?

    The 'Property tax' tab in the History section shows the most recent annual tax for 35868 Fingal Line plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 35868 Fingal Line?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,249,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 35868 Fingal Line been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 35868 Fingal Line with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 35868 Fingal Line in?

    35868 Fingal Line is in Fingal, Southwold. The 'Neighbourhood' section below links to the live Southwold real estate hub with average sold price, days on market, and current inventory.

  23. Is Southwold a good place to live?

    Southwold is one of ON's actively-tracked Summitly markets. The full Southwold real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 48 ROYAL Crescent
    4 / 5
    3,000
    —
    72 OPTIMIST Drive4 / 42,000—
    107 Optimist Drive5 / 63,000—
    2 Five Stakes Street4 / 32,500—