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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 12 days

    3803 Terrace Lane

    Crystal Beach·Fort Erie, ON·L0S 1B0·Near Crystal Beach Dr and Lake Ave

    • 9 beds
    Fort Erie real estate›X13458480
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to your family's next chapter of lakeside memories. This charming seasonal cottage sits on a generous 50 x 141 lot directly on the water - offering endless opportunities to swim, paddleboard, float, BBQ, relax, and watch both sunrises and sunsets from your own backyard. Though this humble 2-storey cottage needs some TLC, the potential is undeniable. With plenty of room inside and out, it's a rare chance to invest in prime waterfront and make it your own. The main floor features a sprawling open-concept dining & living area complete with a classic wood-burning fireplace surrounded by lake-stone, plus a lake-facing sunroom and family room that invites natural light and stunning views. A full kitchen, servery, pantry, laundry area, and two 3-piece bathrooms add practicality and space for hosting family and friends. Upstairs, the cottage surprises with ample sleeping accommodations - space for up to 18 guests - and a 4-piece bathroom, perfect for large family gatherings or shared seasonal retreats. The front yard offers shaded areas for lawn games, parking, a storage shed and is set back from the road for added privacy. Enjoy beach days right in your backyard, then unwind around a campfire under the stars. Located just steps from Crystal Beach Waterfront Park with its playground, pavilion, boat launch, and popular summer events like food trucks and live music. You're also within walking distance to Crystal Beach's shops, restaurants, and beautiful sandy shoreline. Whether you're dreaming of a personal summer getaway or looking for a waterfront investment, this is your chance to secure a piece of Lake Erie paradise.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 16, 2026ListedCurrentFor sale$650,000 —X13458480This page
    Apr 4, 2026Previously listedTer$740,000 —X12959104View
    Dec 1, 2025Previously listedExp$740,000 —X12592424View
    Sep 25, 2025Previously listedExp$740,000 —X12426824View
    Jul 24, 2025Previously listedTer$790,000 —X12306977View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Other
      Air conditioning
      None
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 3803 Terrace Lane
    What's nearby

    Points of interest classified by the MLS® feed.

    • Lake/Pond
    • Park
    • Waterfront
    • Clear View
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,193
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $506
    0.93% mill rate · ON
    The market

    How this home sits in the Fort Erie market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Fort Erie market right now

    Average sold price, days on market, and closed-transaction count for Fort Erie — sourced from MLS®.

    • Avg sold price
      $602,017
      Last 30 days
    • Median sold price
      $560,000
      Middle of the market
    • Days on market
      56 d
      Avg from list to close
    • Closed last 30d
      165
      MLS® transactions
    Full Fort Erie market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 3803 Terrace Lane — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 3803 Terrace Lane and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 3803 Terrace Lane listed for?

      3803 Terrace Lane is listed at $650,000 on the MLS® (listing X13458480). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 3803 Terrace Lane have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 2500-3000 sqft
  3. Detached
  4. Built 100+
  5. < .50 ac lot
  6. Asking
    $650,000
    $0 / sqft · MLS® X13458480
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,252,195
    $1,152,020Confidence range$1,352,371
    Asking vs estimate
    ↓below
    −$602,195
    (-48.1%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 9 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Fort Erie sell in about 56 days — this one has been listed 12 days.

    Avg sold price
    $602,017
    Median sold
    $560,000
    Avg days on market
    56
    Recently sold
    165
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    AI highlights by Zara
    • This charming seasonal cottage sits on a generous 50 x 141 lot directly on the water - offering endless opportunities to swim, paddleboard, float, BBQ, relax, and watch both sunrises and sunsets from your own backyard.
    • A full kitchen, servery, pantry, laundry area, and two 3-piece bathrooms add practicality and space for hosting family and friends.
    • The front yard offers shaded areas for lawn games, parking, a storage shed and is set back from the road for added privacy.
    • Enjoy beach days right in your backyard, then unwind around a campfire under the stars.
    Ask Zara a follow-up
    Sewer
  8. Parking & garage

    3
    Garage
    None
    Parking spaces
    2
    Driveway
    Front Yard Parking
  9. Interior

    5
    Basement
    Crawl Space
    Family room
    Y
    Kitchens
    1
    Total rooms
    21
    Laundry level
    Main Level
  10. Exterior & construction

    6
    Exterior
    Asbestos Siding
    Roof
    Asphalt Shingle
    Foundation
    Unknown
    View
    Lake
    Waterfront
    Y
    Pool
    None
  11. Lot & land

    1
    Year built
    100+
  12. Listing & possession

    3
    Occupancy
    Immediate
    Property style
    2-Storey
    Property class
    Detached
  13. Room-by-room · 4 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    3 rooms
    • Family Room
      15.4 × 13.5 ft
    • Sunroom
      w/o to patio · combined w/rec
      15.4 × 14.8 ft
    • Living Room
      Fireplace
      15.2 × 15.7 ft

    Second level

    1 room
    • Bedroom
      9.0 × 11.8 ft
    Combined estimate
    $3,699
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,193
    /mo
    based on the purchase price of $650,000
    $130,000 cash
    $520,000 financed
    $437,976 total interest
    Monthly payment$3,193/ month
    Principal54%$520,000
    Interest46%$437,976

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    More detacheds in Fort Erie

    Active listings within ±20% of this asking price.

    • 192 Lincoln Road
      $649,000
      192 Lincoln Road
      Detached 9 4
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of RE/MAX NIAGARA REALTY LTD, BROKERAGE · displayed on Summitly per MLS® data-share rules

    3803 Terrace Lane is a 9-bedroom, 3-bath, 2500-3000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 3803 Terrace Lane built?

    3803 Terrace Lane was built in 100+. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  19. What is the property tax for 3803 Terrace Lane?

    The 'Property tax' tab in the History section shows the most recent annual tax for 3803 Terrace Lane plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 3803 Terrace Lane?

    The affordability calculator on this page shows an estimated monthly mortgage for $650,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 3803 Terrace Lane been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 3803 Terrace Lane with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 3803 Terrace Lane in?

    3803 Terrace Lane is in Crystal Beach, Fort Erie. The 'Neighbourhood' section below links to the live Fort Erie real estate hub with average sold price, days on market, and current inventory.

  23. Is Fort Erie a good place to live?

    Fort Erie is one of ON's actively-tracked Summitly markets. The full Fort Erie real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.