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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 37 days

    38236 Fingal Line

    Middlemarch·Southwold, ON·N5P 3S5·Near Fingal line/ John Wise line

    • 4 beds
    Southwold real estate›X13116956
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to peaceful country living with room to enjoy every season. Set on a prime corner half acre lot backing onto farmland, this charming two storey home offers the perfect blend of rural serenity and functional versatility. Spend your spring and summer mornings enjoying open skies, lush green views, and the peaceful sounds of the countryside right from your own backyard retreat. Watch colourful songbirds fill the trees, enjoy the abundance of natural wildlife, and take in the beauty and calm that only country living can provide. The main home features four spacious bedrooms upstairs along with a full 4pc bath, making it ideal for families or anyone looking for extra space. The main floor offers a bright eat-in kitchen, sunroom filled with natural light, comfortable living room, rec room, office, and a convenient 2pc powder room. Step out from the sunroom onto the generous covered deck with retractable awning and patio doors, formerly home to a hot tub, creating the perfect space for summer entertaining, outdoor dining, or simply relaxing while overlooking the expansive yard. A standout feature of the property is the detached two storey 26' x 32' barn/shop, zoned commercial and currently used as a woodworking shop. Fully powered and heated, it offers incredible flexibility for hobbyists, home based businesses, or anyone needing serious workspace year round. With a large yard, peaceful surroundings, and endless potential, this property offers the lifestyle many dream about but rarely find. Enjoy bonfires under the stars, backyard gatherings, gardening, and the privacy and freedom of country living, all while having the perfect space to work, create, and unwind.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 12, 2026ListedCurrentFor sale$594,900 —X13116956This page
    Jan 23, 2026Previously listedTer$599,900 —X12724300View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      2
      Heating
      Forced Air
      Fireplaces
      1
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 38236 Fingal Line
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,923
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $264
    0.53% mill rate · ON
    The market

    How this home sits in the Southwold market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Southwold market right now

    Average sold price, days on market, and closed-transaction count for Southwold — sourced from MLS®.

    • Avg sold price
      $839,708
      Last 30 days
    • Median sold price
      $744,500
      Middle of the market
    • Days on market
      65 d
      Avg from list to close
    • Closed last 30d
      12
      MLS® transactions
    Full Southwold market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 38236 Fingal Line — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 38236 Fingal Line and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 38236 Fingal Line listed for?

      38236 Fingal Line is listed at $594,900 on the MLS® (listing X13116956). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 38236 Fingal Line have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1500-2000 sqft
  3. Other
  4. .50-1.99 ac lot
  5. Asking
    $594,900
    $0 / sqft · MLS® X13116956
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $990,855
    $911,587Confidence range$1,070,124
    Asking vs estimate
    ↓below
    −$395,955
    (-40.0%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Southwold sell in about 65 days — this one has been listed 37 days.

    Avg sold price
    $839,708
    Median sold
    $744,500
    Avg days on market
    65
    Recently sold
    12
    See comparable sales
    AI highlights by Zara
    • Set on a prime corner half acre lot backing onto farmland, this charming two storey home offers the perfect blend of rural serenity and functional versatility.
    • Spend your spring and summer mornings enjoying open skies, lush green views, and the peaceful sounds of the countryside right from your own backyard retreat.
    • The main home features four spacious bedrooms upstairs along with a full 4pc bath, making it ideal for families or anyone looking for extra space.
    • Enjoy bonfires under the stars, backyard gatherings, gardening, and the privacy and freedom of country living, all while having the perfect space to work, create, and unwind.
    Ask Zara a follow-up

    Parking & garage

    4
    Garage
    Detached
    Garage spaces
    1
    Parking spaces
    12
    Driveway
    11
  7. Interior

    4
    Basement
    Partial Basement
    Kitchens
    1
    Total rooms
    13
    Laundry level
    Main Level
  8. Exterior & construction

    4
    Exterior
    Vinyl Siding
    Roof
    Shingles
    Foundation
    Concrete Block, Stone, Poured Concrete
    Pool
    None
  9. Listing & possession

    4
    Possession
    2026-08-12T00:00:00.000-00:00
    Occupancy
    90 Days
    Property style
    2-Storey
    Property class
    Other
  10. Room-by-room · 13 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    8 rooms
    • Bathroom
      2 Pc Bath
      0.0 × 0.0 ft
    • Cold Room/Cantina
      0.0 × 0.0 ft
    • Living Room
      15.2 × 14.0 ft
    • Family Room
      16.0 × 14.4 ft
    • Mud Room
      14.0 × 11.0 ft
    • Workshop
      17.0 × 28.0 ft
    • Office
      11.5 × 9.0 ft
    • Kitchen
      12.0 × 14.4 ft

    Second level

    5 rooms
    • Primary Bedroom
      11.4 × 12.5 ft
    • Bedroom
      14.0 × 11.2 ft
    • Bathroom
      4 Pc Bath
      0.0 × 0.0 ft
    • Bedroom
      13.0 × 8.6 ft
    • Bedroom
      12.5 × 11.4 ft
    Combined estimate
    $3,187
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,923
    /mo
    based on the purchase price of $594,900
    $118,980 cash
    $475,920 financed
    $400,850 total interest
    Monthly payment$2,923/ month
    Principal54%$475,920
    Interest46%$400,850

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  11. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  12. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  13. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  14. Public listing courtesy of RE/MAX ICON REALTY · displayed on Summitly per MLS® data-share rules

    38236 Fingal Line is a 4-bedroom, 2-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  15. When was 38236 Fingal Line built?

    The year built for 38236 Fingal Line isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  16. What is the property tax for 38236 Fingal Line?

    The 'Property tax' tab in the History section shows the most recent annual tax for 38236 Fingal Line plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  17. How much would the monthly mortgage be on 38236 Fingal Line?

    The affordability calculator on this page shows an estimated monthly mortgage for $594,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  18. Has 38236 Fingal Line been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 38236 Fingal Line with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  19. What neighbourhood is 38236 Fingal Line in?

    38236 Fingal Line is in Middlemarch, Southwold. The 'Neighbourhood' section below links to the live Southwold real estate hub with average sold price, days on market, and current inventory.

  20. Is Southwold a good place to live?

    Southwold is one of ON's actively-tracked Summitly markets. The full Southwold real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.